What it's like to live in Kokomo
Kokomo is a smaller city in Indiana with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Kokomo deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and air quality that falls short of national benchmarks.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Average class sizes
The not so good
- Above-average unemployment
- Below-average household incomes
- Crime above national average
- Air quality concerns
- Low college degree attainment
- Cold winters
How Kokomo compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Kokomo
Based on Kokomo's median rent, home value and household income
To rent
$1,878
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $37,560 a year
- 48% of Kokomo renters spend 30% or more of their income on rent
To buy
$27,480
a 20% down payment on the median home
- With 10% down: $13,740
- Homes cost 2.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 34% below US
$939/mo median rent
Rent here is genuinely low, with median rent around $939 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $137,400. That kind of affordability is rare in today's market.
Median home value $137,400 · 48% of renters cost-burdened
Job market▲ 53% above US
6.6% unemployment
Unemployment here is 6.6%, well above the national average of 4.3%. Moving with a job already lined up matters more here.
City-level (BLS)
Safety▲ 45% above US
477 violent crimes per 100k
Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.
Property crime 1262/100k · Kokomo Police Department · 2025 data
Getting around▼ 27% below US
19 min average commute
Commutes are reasonable, averaging 19.1 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 6% work from home.
How workers get to work
Climate
Summers are warm, with highs around 82°F, and winters are cold and harsh, with lows dropping to 20°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 4.0 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 50% below US
18% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
16 public schools inside the boundary
There are 16 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Indiana Dunes National Park (95 miles away).
Bottom line
Kokomo's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($939/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone moving without a job lined up and anyone who doesn't drive.
Other places near Kokomo
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