About

Life in Warsaw

If you're seriously considering moving to Warsaw, understand that you're looking at a place built on orthopedic manufacturing—DePuy started here in 1895, and competitors like Zimmer and Biomet followed—which means the economy here has real roots and stability, though job opportunities outside that industry can be more limited. The cost of living is genuinely affordable with median home values around $181,200 and median rent at $1,066 monthly, paired with a median household income of $61,035, so your money stretches reasonably well compared to many midwest towns. The community itself is mid-sized at about 16,600 people with a median age of 35.7 years, which creates a balance between young families (29% of households have kids) and established residents—you won't feel like you're moving to a college town or a retirement village.

Warsaw at a Glance

Population, income, housing and more

Median Age

33.8 yrs

Poverty Rate

17.6%

Foreign-Born

8.4%

Broadband Internet

88.0%

of households

Population Growth

+2.0%

recent change · Census Bureau

Median household income

Warsaw$61,035
Indiana avg$71,957
US$80,734

Demographics8.4% foreign-born, most often from India

Who lives in Warsaw: race and ethnicity, ages, households, languages and countries of origin

In Warsaw, the largest foreign-born group is from India (45.7%), and 8.8% of residents speak Spanish at home.

Under 18

24.1%

of residents

65 and Older

15.1%

of residents

Households with Kids

31.4%

anyone under 18

Living Alone

32.5%

of households

Married Couples

35.5%

of households

Avg Household Size

2.30

people

Race & Ethnicity

White75.8%
Hispanic or Latino15.4%
Asian4.1%
Two or more races2.4%
Black1.7%
Other0.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India45.7%
Mexico26.2%
Dominican Republic13.9%
Japan3.2%
Taiwan2.5%
Colombia2.2%
Sri Lanka1.8%
Australia1.8%
Other Eastern Africa1.3%
Nigeria1.1%

Languages Spoken at Home

English only86.1%
Spanish8.8%
Other Asian/Pacific2.6%
Other Indo-European1.6%
German/Germanic0.4%
Other0.3%
Chinese0.2%
Tagalog/Filipino0.0%

Cost of Livingrent about average for IN

Rent, home values, and income in Warsaw

In Warsaw, home values are 17% below the IN average.

Median rent (per month)

Warsaw$1,066
Indiana avg$1,062
US$1,413

Median home value

Warsaw$181,200
Indiana avg$218,200
US$332,700

Rent Burdened

52.7%

spending 30%+ of income on rent

Severely Rent Burdened

27.5%

spending 50%+

Median Property Tax

$1,416

per year, owner-occupied homes

Homeowners

49.3%

of occupied homes are owned

Typical Home Built

1979

median year built

Vacant Homes

7.1%

of housing units

Home Value Trend

$217,705
$281,311
202120222023202420252026

Latest: $281,311 (September 2026)

Jobs & Economyunemployment about average for IN

Unemployment in Warsaw

Unemployment in Kosciusko County, which includes Warsaw, is close to the IN average.

Unemployment rate

Warsaw3.5%
Indiana avg3.7%
US4.3%

Warsaw: Kosciusko County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.7%
2.7%
2.6%
2.8%
6.3%
3%
2.6%
3.5%
4.3%
3.5%
2016201720182019202020212022202320242025

Kosciusko County (county-wide) · Annual averages

What Warsaw Residents Do for Work · share of employed residents by industry

Manufacturing40.4%
Education & health care16.3%
Arts, hospitality & food service10.1%
Professional & business services7.4%
Retail6.6%
Other services4.8%
Construction3.9%
Wholesale trade2.7%

City residents, wherever they work

Commute16.3 min avg

How Warsaw residents get to work, and the nearest airports

In Warsaw, most residents drive alone to work (75%), and 84% get there in under 30 minutes.

How People Get to Work

Drive alone74.7%
Carpool11.3%
Public transit0.4%
Walk2.8%
Work from home9.7%
Other1.1%

Commute Time Distribution

Under 15 min53.1%
15–29 min31.3%
30–44 min10.1%
45–59 min3.5%
60+ min2.1%

Nearest airports · with airline service

  • Fort Wayne International Airport (FWA)

    Regional airport · few flights486k passengers boarded in 2025

    39 mi
  • Chicago Midway International Airport (MDW)

    Medium hub9.4M passengers boarded in 2025

    106 mi
  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    118 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 52% above national average

Crime rates for 2025

Violent crime in Warsaw runs 52% above the national average.

Violent Crime Rate

500.4

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,525.8

per 100,000 residents

About average (1,552 national, 2025)

Warsaw Police Department

Natural DisastersThunderstorm Wind most common — 9 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

66.3 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighCold wave · ModerateLightning · ModerateTornado · Moderate

Kosciusko County, county-wide · FEMA NRI December 2025

In Kosciusko County, which includes Warsaw, the most common type is thunderstorm wind, with 9 recorded events in 2025.

Most common events:

Thunderstorm WindHailWinter WeatherTornadoFlood

Storm events by year

YearEventsTop TypeProperty Damage
20259Thunderstorm Wind$269,000
20245Thunderstorm Wind$550,000
20238Hail$14,500
20229Thunderstorm Wind$277,500
20215Thunderstorm Wind$40,500
20206Thunderstorm WindNone reported
20193Thunderstorm WindNone reported
20187Thunderstorm Wind$56,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Kosciusko County, county-wide

Air Quality39 median AQI — Good

Days by air quality category (2025)

Air quality in Whitley County, IN (the nearest EPA-monitored county, about 19 miles from Warsaw) is typically good — 233 good-air days per year.

Median AQI

39

Good Days

233

per year

Moderate Days

128

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Whitley County, IN (19 mi away)

Climate82°F summers, 19°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Warsaw has warm summers (avg high 82°F) and very cold winters (avg low 19°F).

Spring (Mar–May)

60°/38°F

avg high / low

Summer (Jun–Aug)

82°/60°F

avg high / low

Fall (Sep–Nov)

63°/42°F

avg high / low

Winter (Dec–Feb)

36°/19°F

avg high / low

Annual Precipitation

40.5"

Annual Snowfall

31.9"

Hot Days/Year

12

days above 90°F

Freeze Days/Year

131

days below 32°F

Rainy Days/Year

125

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 2.59" precipitationFeb: 1.98" precipitationMar: 2.16" precipitationApr: 4.05" precipitationMay: 4.89" precipitationJun: 4.72" precipitationJul: 4.41" precipitationAug: 4.52" precipitationSep: 2.90" precipitationOct: 3.17" precipitationNov: 2.71" precipitationDec: 2.44" precipitation17°JJan: high 33°F, low 17°FFFeb: high 37°F, low 19°FMMar: high 48°F, low 28°FAApr: high 61°F, low 38°FMMay: high 72°F, low 49°FJJun: high 81°F, low 58°F84°JJul: high 84°F, low 62°FAAug: high 82°F, low 60°FSSep: high 76°F, low 52°FOOct: high 64°F, low 42°FNNov: high 50°F, low 31°FDDec: high 38°F, low 22°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan33°F17°F2.59"
Feb37°F19°F1.98"
Mar48°F28°F2.16"
Apr61°F38°F4.05"
May72°F49°F4.89"
Jun81°F58°F4.72"
Jul84°F62°F4.41"
Aug82°F60°F4.52"
Sep76°F52°F2.90"
Oct64°F42°F3.17"
Nov50°F31°F2.71"
Dec38°F22°F2.44"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in Warsaw

Warsaw has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

10.6%

of residents

Avg Hospital Rating

4.0 / 5

Kosciusko Community Hospital

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Otis R Bowen Center for Human Services Inc.

Psychiatric · 7.8 mi away · Pierceton

Not rated

Adult Health · vs. the typical US place

Obesity38.7%US 36.8%
Diabetes12.6%US 12.6%
High blood pressure37.9%US 37.1%
Current smoking16.9%US 15.0%
No leisure-time physical activity28.4%US 26.6%
Depression25.4%US 23.0%
Asthma11.1%US 10.7%
Routine checkup in past year77.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education13.7:1 student/teacher ratio

Schools and degree attainment in Warsaw

Warsaw's student/teacher ratio is 13.7:1 (lower than the national average of 16:1), and 33.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

7

within city limits

Private Schools

2

within city limits

College Degree Rate

33.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

13.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Indiana Dunes National Park, 70 mi

Nearby national parks, recreation areas and public libraries for Warsaw

Warsaw has 2 nearby national parks or recreation areas, closest being Indiana Dunes National Park (70 mi away).

Nearby National Parks & Recreation Areas

Indiana Dunes National Park

National Park

70 mi away

Pullman National Historical Park

National Historical Park

96 mi away

Public Libraries in Warsaw

Warsaw Community Public Library

310 East Main Street, Warsaw

Central library~48 hrs/week

Cities Near Warsaw

The closest cities within 60 miles

Planning a move to Warsaw?

Read our full moving guide — what it's really like to live here.

Moving to Warsaw →

Warsaw FAQ

Is Warsaw, Indiana affordable?⌄

Warsaw's median rent is $1,066/month, which is below the national average, making it relatively affordable. The median household income is $61,035/year. Median home value is $181,200.

Is Warsaw, Indiana safe?⌄

Warsaw's violent crime rate was 500 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1526 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Warsaw, Indiana?⌄

Kosciusko County, which includes Warsaw, has an unemployment rate of 3.5%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Warsaw, Indiana?⌄

The cost of living in Warsaw is primarily driven by housing. Median rent is $1,066/month and median household income is $61,035/year. The median home value is $181,200. About 53% of renters spend more than 30% of their income on housing.

How is the commute in Warsaw, Indiana?⌄

The average commute in Warsaw is 16 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from