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Living in
Warsaw.
About
Life in Warsaw
If you're seriously considering moving to Warsaw, understand that you're looking at a place built on orthopedic manufacturing—DePuy started here in 1895, and competitors like Zimmer and Biomet followed—which means the economy here has real roots and stability, though job opportunities outside that industry can be more limited. The cost of living is genuinely affordable with median home values around $181,200 and median rent at $1,066 monthly, paired with a median household income of $61,035, so your money stretches reasonably well compared to many midwest towns. The community itself is mid-sized at about 16,600 people with a median age of 35.7 years, which creates a balance between young families (29% of households have kids) and established residents—you won't feel like you're moving to a college town or a retirement village.
Warsaw at a Glance
Population, income, housing and more
Median Age
33.8 yrs
Poverty Rate
17.6%
Foreign-Born
8.4%
Broadband Internet
88.0%
of households
Population Growth
+2.0%
recent change · Census Bureau
Median household income
Demographics8.4% foreign-born, most often from India
Who lives in Warsaw: race and ethnicity, ages, households, languages and countries of origin
In Warsaw, the largest foreign-born group is from India (45.7%), and 8.8% of residents speak Spanish at home.
Under 18
24.1%
of residents
65 and Older
15.1%
of residents
Households with Kids
31.4%
anyone under 18
Living Alone
32.5%
of households
Married Couples
35.5%
of households
Avg Household Size
2.30
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for IN
Rent, home values, and income in Warsaw
In Warsaw, home values are 17% below the IN average.
Median rent (per month)
Median home value
Rent Burdened
52.7%
spending 30%+ of income on rent
Severely Rent Burdened
27.5%
spending 50%+
Median Property Tax
$1,416
per year, owner-occupied homes
Homeowners
49.3%
of occupied homes are owned
Typical Home Built
1979
median year built
Vacant Homes
7.1%
of housing units
Home Value Trend
Latest: $281,311 (September 2026)
Jobs & Economyunemployment about average for IN
Unemployment in Warsaw
Unemployment in Kosciusko County, which includes Warsaw, is close to the IN average.
Unemployment rate
Warsaw: Kosciusko County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Kosciusko County (county-wide) · Annual averages
What Warsaw Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute16.3 min avg
How Warsaw residents get to work, and the nearest airports
In Warsaw, most residents drive alone to work (75%), and 84% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 39 mi
Fort Wayne International Airport (FWA)
Regional airport · few flights486k passengers boarded in 2025
- 106 mi
Chicago Midway International Airport (MDW)
Medium hub9.4M passengers boarded in 2025
- 118 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 52% above national average
Crime rates for 2025
Violent crime in Warsaw runs 52% above the national average.
Violent Crime Rate
500.4
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
1,525.8
per 100,000 residents
About average (1,552 national, 2025)
Warsaw Police Department
Natural DisastersThunderstorm Wind most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
66.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Kosciusko County, county-wide · FEMA NRI December 2025
In Kosciusko County, which includes Warsaw, the most common type is thunderstorm wind, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Thunderstorm Wind | $269,000 |
| 2024 | 5 | Thunderstorm Wind | $550,000 |
| 2023 | 8 | Hail | $14,500 |
| 2022 | 9 | Thunderstorm Wind | $277,500 |
| 2021 | 5 | Thunderstorm Wind | $40,500 |
| 2020 | 6 | Thunderstorm Wind | None reported |
| 2019 | 3 | Thunderstorm Wind | None reported |
| 2018 | 7 | Thunderstorm Wind | $56,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Kosciusko County, county-wide
Air Quality39 median AQI — Good
Days by air quality category (2025)
Air quality in Whitley County, IN (the nearest EPA-monitored county, about 19 miles from Warsaw) is typically good — 233 good-air days per year.
Median AQI
39
Good Days
233
per year
Moderate Days
128
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Whitley County, IN (19 mi away)
Climate82°F summers, 19°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Warsaw has warm summers (avg high 82°F) and very cold winters (avg low 19°F).
Spring (Mar–May)
60°/38°F
avg high / low
Summer (Jun–Aug)
82°/60°F
avg high / low
Fall (Sep–Nov)
63°/42°F
avg high / low
Winter (Dec–Feb)
36°/19°F
avg high / low
Annual Precipitation
40.5"
Annual Snowfall
31.9"
Hot Days/Year
12
days above 90°F
Freeze Days/Year
131
days below 32°F
Rainy Days/Year
125
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 33°F | 17°F | 2.59" |
| Feb | 37°F | 19°F | 1.98" |
| Mar | 48°F | 28°F | 2.16" |
| Apr | 61°F | 38°F | 4.05" |
| May | 72°F | 49°F | 4.89" |
| Jun | 81°F | 58°F | 4.72" |
| Jul | 84°F | 62°F | 4.41" |
| Aug | 82°F | 60°F | 4.52" |
| Sep | 76°F | 52°F | 2.90" |
| Oct | 64°F | 42°F | 3.17" |
| Nov | 50°F | 31°F | 2.71" |
| Dec | 38°F | 22°F | 2.44" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Warsaw
Warsaw has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
10.6%
of residents
Avg Hospital Rating
4.0 / 5
Kosciusko Community Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Otis R Bowen Center for Human Services Inc.
Psychiatric · 7.8 mi away · Pierceton
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education13.7:1 student/teacher ratio
Schools and degree attainment in Warsaw
Warsaw's student/teacher ratio is 13.7:1 (lower than the national average of 16:1), and 33.7% of adults 25+ hold a bachelor's degree or higher.
Public Schools
7
within city limits
Private Schools
2
within city limits
College Degree Rate
33.7%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
13.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Indiana Dunes National Park, 70 mi
Nearby national parks, recreation areas and public libraries for Warsaw
Warsaw has 2 nearby national parks or recreation areas, closest being Indiana Dunes National Park (70 mi away).
Nearby National Parks & Recreation Areas
Indiana Dunes National Park
National Park
70 mi awayPullman National Historical Park
National Historical Park
96 mi awayPublic Libraries in Warsaw
Warsaw Community Public Library
310 East Main Street, Warsaw
Cities Near Warsaw
The closest cities within 60 miles
Planning a move to Warsaw?
Read our full moving guide — what it's really like to live here.
Warsaw FAQ
Is Warsaw, Indiana affordable?⌄
Warsaw's median rent is $1,066/month, which is below the national average, making it relatively affordable. The median household income is $61,035/year. Median home value is $181,200.
Is Warsaw, Indiana safe?⌄
Warsaw's violent crime rate was 500 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1526 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Warsaw, Indiana?⌄
Kosciusko County, which includes Warsaw, has an unemployment rate of 3.5%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Warsaw, Indiana?⌄
The cost of living in Warsaw is primarily driven by housing. Median rent is $1,066/month and median household income is $61,035/year. The median home value is $181,200. About 53% of renters spend more than 30% of their income on housing.
How is the commute in Warsaw, Indiana?⌄
The average commute in Warsaw is 16 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from