About

Life in Waverly

Waverly is a community of 10,446 people in Iowa. The median household income is $80,284, median rent runs about $1,057 per month, and median home values are around $223,300. Unemployment is low at 3.3%, suggesting a relatively healthy local job market.

Waverly at a Glance

Population, income, housing and more

Median Age

32.8 yrs

Poverty Rate

10.9%

Foreign-Born

2.7%

Broadband Internet

94.2%

of households

Population Growth

+1.5%

recent change · Census Bureau

Median household income

Waverly$80,284
Iowa avg$75,059
US$80,734

Demographics2.7% foreign-born, most often from Ivory Coast

Who lives in Waverly: race and ethnicity, ages, households, languages and countries of origin

In Waverly, the largest foreign-born group is from Ivory Coast (15.3%), and 1.2% of residents speak Spanish at home.

Under 18

20.6%

of residents

65 and Older

18.6%

of residents

Households with Kids

29.2%

anyone under 18

Living Alone

28.3%

of households

Married Couples

49.2%

of households

Avg Household Size

2.36

people

Race & Ethnicity

White89.3%
Hispanic or Latino3.6%
Two or more races3.1%
Black2.4%
Asian1.5%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Ivory Coast15.3%
Colombia13.2%
Philippines9.7%
Thailand9.4%
Korea7.3%
China6.6%
Cambodia6.3%
Bosnia and Herzegovina5.2%
India4.9%
England4.5%

Languages Spoken at Home

English only96.8%
Spanish1.2%
German/Germanic0.5%
Other Asian/Pacific0.5%
Other Indo-European0.2%
Chinese0.2%
Tagalog/Filipino0.2%
Russian/Slavic0.2%

Cost of Livingrent 9% above IA average

Rent, home values, and income in Waverly

In Waverly, rent runs 9% above the IA average, and home values are 7% above the IA average.

Median rent (per month)

Waverly$1,057
Iowa avg$972
US$1,413

Median home value

Waverly$223,300
Iowa avg$208,000
US$332,700

Rent Burdened

32.3%

spending 30%+ of income on rent

Severely Rent Burdened

14.5%

spending 50%+

Cost of Living Index

87.1

metro area (BEA) · US avg = 100

Median Property Tax

$3,273

per year, owner-occupied homes

Homeowners

69.0%

of occupied homes are owned

Typical Home Built

1977

median year built

Vacant Homes

6.2%

of housing units

Home Value Trend

$218,815
$279,813
202120222023202420252026

Latest: $279,813 (September 2026)

Jobs & Economyunemployment about average for IA

Unemployment in Waverly

Unemployment in Bremer County, which includes Waverly, is close to the IA average.

Unemployment rate

Waverly3.3%
Iowa avg3.5%
US4.3%

Waverly: Bremer County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.7%
2.9%
2.1%
2.3%
4%
3.1%
2.5%
2.6%
3%
3.3%
2016201720182019202020212022202320242025

Bremer County (county-wide) · Annual averages

What Waverly Residents Do for Work · share of employed residents by industry

Education & health care35.3%
Retail11.8%
Manufacturing11.7%
Professional & business services10.2%
Arts, hospitality & food service8.4%
Construction5.8%
Finance & real estate4.3%
Other services2.6%

City residents, wherever they work

Commute17.2 min avg

How Waverly residents get to work, and the nearest airports

In Waverly, most residents drive alone to work (68%), and 79% get there in under 30 minutes.

How People Get to Work

Drive alone68.2%
Carpool10.0%
Public transit0.0%
Walk10.7%
Work from home10.6%
Other0.4%

Commute Time Distribution

Under 15 min54.3%
15–29 min24.9%
30–44 min14.9%
45–59 min2.1%
60+ min3.8%

Nearest airports · with airline service

  • Waterloo Regional Airport (ALO)

    Regional airport · few flights20k passengers boarded in 2025

    12 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 61% below national average

Crime rates for 2024

Violent crime in Waverly runs 61% below the national average.

Violent Crime Rate

141.3

per 100,000 residents

Below average (363 national, 2024)

Property Crime Rate

895.3

per 100,000 residents

Below average (1,767 national, 2024)

Waverly Police Department

Natural DisastersDrought most common — 8 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Very Low

24.6 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Drought · Moderate

Bremer County, county-wide · FEMA NRI December 2025

In Bremer County, which includes Waverly, the most common type is drought, with 8 recorded events in 2025.

Most common events:

DroughtHeavy RainHailWinter StormThunderstorm Wind

Storm events by year

YearEventsTop TypeProperty Damage
20258High Wind$20,000
202415DroughtNone reported
202315DroughtNone reported
20228Extreme Cold/Wind ChillNone reported
202114Drought$1.0M
20205Heavy RainNone reported
201913Winter Storm$252,000
201817Heavy Rain$200,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Bremer County, county-wide

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Bremer County, which includes Waverly, is typically good.

Median AQI

38

Bremer County, county-wide

Climate83°F summers, 14°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Waverly has warm summers (avg high 83°F) and very cold winters (avg low 14°F).

Spring (Mar–May)

60°/38°F

avg high / low

Summer (Jun–Aug)

83°/62°F

avg high / low

Fall (Sep–Nov)

62°/40°F

avg high / low

Winter (Dec–Feb)

32°/14°F

avg high / low

Annual Precipitation

36.3"

Annual Snowfall

39.1"

Hot Days/Year

15

days above 90°F

Freeze Days/Year

150

days below 32°F

Rainy Days/Year

114

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°6"Jan: 1.10" precipitationFeb: 1.14" precipitationMar: 1.98" precipitationApr: 4.04" precipitationMay: 4.61" precipitationJun: 5.72" precipitationJul: 4.34" precipitationAug: 4.17" precipitationSep: 3.14" precipitationOct: 2.76" precipitationNov: 1.85" precipitationDec: 1.44" precipitation11°JJan: high 28°F, low 11°FFFeb: high 33°F, low 15°FMMar: high 47°F, low 27°FAApr: high 61°F, low 38°FMMay: high 73°F, low 50°FJJun: high 82°F, low 61°F85°JJul: high 85°F, low 64°FAAug: high 83°F, low 61°FSSep: high 77°F, low 52°FOOct: high 63°F, low 40°FNNov: high 47°F, low 28°FDDec: high 34°F, low 17°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan28°F11°F1.10"
Feb33°F15°F1.14"
Mar47°F27°F1.98"
Apr61°F38°F4.04"
May73°F50°F4.61"
Jun82°F61°F5.72"
Jul85°F64°F4.34"
Aug83°F61°F4.17"
Sep77°F52°F3.14"
Oct63°F40°F2.76"
Nov47°F28°F1.85"
Dec34°F17°F1.44"

Healthcare1 hospital, avg 5.0/5

Hospitals, ratings, and health insurance in Waverly

Waverly has 1 hospital, averaging 5.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

3.0%

of residents

Avg Hospital Rating

5.0 / 5

Waverly Health Center

Critical Access Hospitals · ER available

Nearby hospitals · within 15 miles

Sartori Memorial Hospital, Inc.

Acute Care Hospitals · ER available · 13.2 mi away · Cedar Falls

Not rated

Adult Health · vs. the typical US place

Obesity37.2%US 36.8%
Diabetes9.6%US 12.6%
High blood pressure32.2%US 37.1%
Current smoking12.7%US 15.0%
No leisure-time physical activity22.8%US 26.6%
Depression20.3%US 23.0%
Asthma9.9%US 10.7%
Routine checkup in past year77.3%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.1:1 student/teacher ratio

Schools and degree attainment in Waverly

Waverly's student/teacher ratio is 15.1:1 (lower than the national average of 16:1), and 44.1% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

1

within city limits

College Degree Rate

44.1%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Waverly

Wartburg College

Private nonprofit · 4-year · 1,452 students · in-state tuition $27,300 · 67% graduate · median earnings $60,035 (10 yrs after entry)

Nearby Colleges (within 15 miles)

University of Northern Iowa

14.5 mi away

Public · 4-year · 7,529 students · in-state tuition $10,201 · 68% graduate · median earnings $57,187 (10 yrs after entry)

Allen College

15 mi away

Private nonprofit · 4-year · 261 students · 90% graduate · median earnings $74,338 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Effigy Mounds National Monument, 69 mi

Nearby national parks, recreation areas and public libraries for Waverly

Waverly has 2 nearby national parks or recreation areas, closest being Effigy Mounds National Monument (69 mi away).

Nearby National Parks & Recreation Areas

Effigy Mounds National Monument

National Monument

69 mi away

Herbert Hoover National Historic Site

National Historic Site

93 mi away

Public Libraries in Waverly

Waverly Public Library

1500 W Bremer Ave, Waverly

Central library~56 hrs/week

Cities Near Waverly

The closest cities within 60 miles

Planning a move to Waverly?

Read our full moving guide — what it's really like to live here.

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Waverly FAQ

Is Waverly, Iowa affordable?⌄

Waverly's median rent is $1,057/month, which is below the national average, making it relatively affordable. The median household income is $80,284/year. Median home value is $223,300.

Is Waverly, Iowa safe?⌄

Waverly's violent crime rate was 141 per 100,000 residents in 2024, which is well below the national average — one of the safer cities in the country of 363/100k that year. Property crime rate is 895 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Waverly, Iowa?⌄

Bremer County, which includes Waverly, has an unemployment rate of 3.3%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Waverly, Iowa?⌄

The cost of living in Waverly is primarily driven by housing. Median rent is $1,057/month and median household income is $80,284/year. The median home value is $223,300. About 32% of renters spend more than 30% of their income on housing.

How is the commute in Waverly, Iowa?⌄

The average commute in Waverly is 17 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from