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Living in
Florence.
About
Life in Florence
Living in Florence means you're basically in the Cincinnati metro area without being in Cincinnati—your commute to downtown is around 24 minutes, and you'll find significantly lower housing costs than across the river. Median home values sit around $211,000 and rent averages $1,329, which is reasonable for the region, and the median household income of $71,003 reflects a stable, working-to-middle-class community. The job market is solid with major employers like St.
Florence at a Glance
Population, income, housing and more
Median Age
38.9 yrs
Poverty Rate
9.5%
Foreign-Born
9.4%
Broadband Internet
91.6%
of households
Population Growth
+6.4%
recent change · Census Bureau
Median household income
Demographics9.4% foreign-born, most often from Mexico
Who lives in Florence: race and ethnicity, ages, households, languages and countries of origin
In Florence, the largest foreign-born group is from Mexico (25.7%), and 6.5% of residents speak Spanish at home.
Under 18
20.7%
of residents
65 and Older
19.6%
of residents
Households with Kids
26.4%
anyone under 18
Living Alone
35.8%
of households
Married Couples
36.7%
of households
Avg Household Size
2.31
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 37% above KY average
Rent, home values, and income in Florence
In Florence, rent runs 37% above the KY average.
Median rent (per month)
Median home value
Rent Burdened
39.3%
spending 30%+ of income on rent
Severely Rent Burdened
20.2%
spending 50%+
Cost of Living Index
95.4
metro area (BEA) · US avg = 100
Median Property Tax
$1,842
per year, owner-occupied homes
Homeowners
57.5%
of occupied homes are owned
Typical Home Built
1985
median year built
Vacant Homes
4.0%
of housing units
Home Value Trend
Latest: $287,887 (September 2026)
Jobs & Economyunemployment 0.6 pts below KY average
Unemployment in Florence
Unemployment in Florence is 0.6 percentage points lower than the KY average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Florence Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute23.3 min avg
How Florence residents get to work, and the nearest airports
In Florence, most residents drive alone to work (77%), and 74% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 4 mi
Cincinnati Northern Kentucky International Airport (CVG)
Medium hub4.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 40% below national average
Crime rates for 2025
Violent crime in Florence runs 40% below the national average.
Violent Crime Rate
198.9
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
2,351.3
per 100,000 residents
Above average (1,552 national, 2025)
Florence Police Department
Natural DisastersWinter Weather most common — 17 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
74.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Boone County, county-wide · FEMA NRI December 2025
In Boone County, which includes Florence, the most common type is winter weather, with 17 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 17 | Thunderstorm Wind | $301,500 |
| 2024 | 7 | Winter Weather | $6,000 |
| 2023 | 8 | High Wind | $6,000 |
| 2022 | 16 | Thunderstorm Wind | $39,000 |
| 2021 | 14 | Winter Weather | $87,000 |
| 2020 | 13 | Winter Weather | $33,000 |
| 2019 | 22 | Winter Weather | $29,000 |
| 2018 | 22 | Thunderstorm Wind | $23,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Boone County, county-wide
Air Quality38 median AQI — Good
Days by air quality category (2025)
Air quality in Boone County, which includes Florence, is typically good.
Median AQI
38
Boone County, county-wide
Climate85°F summers, 26°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Florence has warm summers (avg high 85°F) and cold winters (avg low 26°F).
Spring (Mar–May)
65°/44°F
avg high / low
Summer (Jun–Aug)
85°/64°F
avg high / low
Fall (Sep–Nov)
66°/46°F
avg high / low
Winter (Dec–Feb)
42°/26°F
avg high / low
Annual Precipitation
45.3"
Annual Snowfall
23.3"
Hot Days/Year
22
days above 90°F
Freeze Days/Year
100
days below 32°F
Rainy Days/Year
136
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 40°F | 23°F | 3.30" |
| Feb | 44°F | 26°F | 3.17" |
| Mar | 54°F | 34°F | 4.16" |
| Apr | 66°F | 44°F | 4.53" |
| May | 75°F | 54°F | 4.67" |
| Jun | 83°F | 62°F | 4.75" |
| Jul | 86°F | 66°F | 3.83" |
| Aug | 85°F | 65°F | 3.43" |
| Sep | 79°F | 57°F | 3.11" |
| Oct | 67°F | 46°F | 3.35" |
| Nov | 54°F | 35°F | 3.23" |
| Dec | 43°F | 28°F | 3.73" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Florence
Florence has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
6.4%
of residents
Avg Hospital Rating
3.0 / 5
St Elizabeth Florence
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Sun Behavioral Health
Psychiatric · 4.2 mi away · Erlanger
St Elizabeth Edgewood
Acute Care Hospitals · ER available · 4.5 mi away · Edgewood
St Elizabeth Ft Thomas
Acute Care Hospitals · ER available · 11.4 mi away · Fort Thomas
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education13.5:1 student/teacher ratio
Schools and degree attainment in Florence
Florence's student/teacher ratio is 13.5:1 (lower than the national average of 16:1), and 26.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
9
within city limits
Private Schools
3
within city limits
College Degree Rate
26.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
13.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Florence
Private for-profit · 2-year · 536 students · in-state tuition $13,295 · 49% graduate · median earnings $42,712 (10 yrs after entry)
Nearby Colleges (within 15 miles)
University of Cincinnati-Main Campus
12 mi awayPublic · 4-year · 29,882 students · in-state tuition $14,394 · 73% graduate · median earnings $60,832 (10 yrs after entry)
Private nonprofit · 4-year · 4,207 students · in-state tuition $52,680 · 71% graduate · median earnings $69,118 (10 yrs after entry)
The Christ College of Nursing and Health Sciences
11.6 mi awayPrivate nonprofit · 4-year · 713 students · in-state tuition $17,318 · 64% graduate · median earnings $73,495 (10 yrs after entry)
Good Samaritan College of Nursing and Health Science
12.3 mi awayPrivate nonprofit · 2-year · 690 students · in-state tuition $15,356 · 77% graduate · median earnings $72,043 (10 yrs after entry)
Private nonprofit · 2-year · 281 students · in-state tuition $7,700 · 40% graduate · median earnings $37,329 (10 yrs after entry)
Private nonprofit · 4-year · 205 students · in-state tuition $41,825 · 57% graduate · median earnings $38,613 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: William Howard Taft National Historic Site, 12 mi
Nearby national parks, recreation areas and public libraries for Florence
Florence has 5 nearby national parks or recreation areas, closest being William Howard Taft National Historic Site (12 mi away).
Nearby National Parks & Recreation Areas
William Howard Taft National Historic Site
National Historic Site
12 mi awayDayton Aviation Heritage National Historical Park
National Historical Park
62 mi awayCharles Young Buffalo Soldiers National Monument
National Monument
64 mi awayCamp Nelson National Monument
National Monument
83 mi awayHopewell Culture National Historical Park
National Historical Park
87 mi awayPublic Libraries in Florence
Florence Branch
7425 U.S. 42, Florence
Scheben Branch Library
8899 U.S. 42, Union
Cities Near Florence
The closest cities within 60 miles
Planning a move to Florence?
Read our full moving guide — what it's really like to live here.
Florence FAQ
Is Florence, Kentucky affordable?⌄
Florence's median rent is $1,329/month, which is close to the national average. The median household income is $71,003/year. Median home value is $210,700.
Is Florence, Kentucky safe?⌄
Florence's violent crime rate was 199 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 2351 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Florence, Kentucky?⌄
Florence has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Florence, Kentucky?⌄
The cost of living in Florence is primarily driven by housing. Median rent is $1,329/month and median household income is $71,003/year. The median home value is $210,700. About 39% of renters spend more than 30% of their income on housing.
How is the commute in Florence, Kentucky?⌄
The average commute in Florence is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from