© OpenMapTiles © OpenStreetMap
Living in
Georgetown.
About
Life in Georgetown
Georgetown offers the practical appeal of a growing mid-sized city without the density or cost of bigger metros nearby. The Toyota plant is the economic backbone here, which means stable manufacturing jobs, but it also means the city's character is tied to automotive industry cycles. You'll find decent median home values around $265k and household incomes near $80k, which is solid for Kentucky though rents are climbing toward $1,200 monthly as the city expands.
Georgetown at a Glance
Population, income, housing and more
Median Age
32.7 yrs
Poverty Rate
12.1%
Foreign-Born
3.7%
Broadband Internet
92.7%
of households
Population Growth
+8.9%
recent change · Census Bureau
Median household income
Demographics3.7% foreign-born, most often from Guatemala
Who lives in Georgetown: race and ethnicity, ages, households, languages and countries of origin
In Georgetown, the largest foreign-born group is from Guatemala (21.0%), and 3.8% of residents speak Spanish at home.
Under 18
25.6%
of residents
65 and Older
10.9%
of residents
Households with Kids
37.3%
anyone under 18
Living Alone
27.5%
of households
Married Couples
48.6%
of households
Avg Household Size
2.56
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 30% above KY average
Rent, home values, and income in Georgetown
In Georgetown, rent runs 30% above the KY average, and home values are 29% above the KY average.
Median rent (per month)
Median home value
Rent Burdened
39.4%
spending 30%+ of income on rent
Severely Rent Burdened
16.3%
spending 50%+
Cost of Living Index
92.9
metro area (BEA) · US avg = 100
Median Property Tax
$1,839
per year, owner-occupied homes
Homeowners
62.3%
of occupied homes are owned
Typical Home Built
2001
median year built
Vacant Homes
4.8%
of housing units
Home Value Trend
Latest: $342,064 (September 2026)
Jobs & Economyunemployment 0.8 pts below KY average
Unemployment in Georgetown
Unemployment in Georgetown is 0.8 percentage points lower than the KY average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Georgetown Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute21.5 min avg
How Georgetown residents get to work, and the nearest airports
In Georgetown, most residents drive alone to work (76%), and 70% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 12 mi
Blue Grass Airport (LEX)
Small hub796k passengers boarded in 2025
- 58 mi
Cincinnati Northern Kentucky International Airport (CVG)
Medium hub4.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 50% below national average
Crime rates for 2025
Violent crime in Georgetown runs 50% below the national average.
Violent Crime Rate
164.9
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,057.4
per 100,000 residents
Below average (1,552 national, 2025)
Georgetown Police Department
Natural DisastersThunderstorm Wind most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
56.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Scott County, county-wide · FEMA NRI December 2025
In Scott County, which includes Georgetown, the most common type is thunderstorm wind, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Thunderstorm Wind | $20,000 |
| 2024 | 5 | Thunderstorm Wind | None reported |
| 2023 | 7 | Thunderstorm Wind | None reported |
| 2022 | 7 | Thunderstorm Wind | None reported |
| 2021 | 14 | Thunderstorm Wind | $5,000 |
| 2020 | 2 | Thunderstorm Wind | None reported |
| 2019 | 5 | Thunderstorm Wind | Not estimated |
| 2018 | 11 | Thunderstorm Wind | $180,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Scott County, county-wide
Air Quality40 median AQI — Good
Days by air quality category (2025)
Air quality in Fayette County, KY (the nearest EPA-monitored county, about 14 miles from Georgetown) is typically good — 273 good-air days per year.
Median AQI
40
Good Days
273
per year
Moderate Days
91
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Fayette County, KY (14 mi away)
Climate86°F summers, 28°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Georgetown has warm summers (avg high 86°F) and cold winters (avg low 28°F).
Spring (Mar–May)
66°/45°F
avg high / low
Summer (Jun–Aug)
86°/65°F
avg high / low
Fall (Sep–Nov)
68°/47°F
avg high / low
Winter (Dec–Feb)
45°/28°F
avg high / low
Annual Precipitation
49.2"
Annual Snowfall
14.5"
Hot Days/Year
25
days above 90°F
Freeze Days/Year
90
days below 32°F
Rainy Days/Year
127
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 42°F | 25°F | 3.42" |
| Feb | 47°F | 28°F | 3.64" |
| Mar | 56°F | 36°F | 4.48" |
| Apr | 67°F | 45°F | 4.42" |
| May | 76°F | 55°F | 5.44" |
| Jun | 84°F | 63°F | 4.96" |
| Jul | 87°F | 67°F | 5.12" |
| Aug | 86°F | 65°F | 3.71" |
| Sep | 80°F | 58°F | 3.42" |
| Oct | 69°F | 47°F | 3.66" |
| Nov | 56°F | 36°F | 3.37" |
| Dec | 46°F | 30°F | 4.20" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Georgetown
Georgetown has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
5.1%
of residents
Avg Hospital Rating
3.0 / 5
Georgetown Community Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Eastern State Hospital
Psychiatric · 10.1 mi away · Lexington
Saint Joseph Hospital
Acute Care Hospitals · ER available · 13.4 mi away · Lexington
University of Kentucky Hospital
Acute Care Hospitals · ER available · 13.5 mi away · Lexington
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.5:1 student/teacher ratio
Schools and degree attainment in Georgetown
Georgetown's student/teacher ratio is 16.5:1, close to the national average of 16:1, and 34.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
14
within city limits
Private Schools
3
within city limits
College Degree Rate
34.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Georgetown
Private nonprofit · 4-year · 1,097 students · in-state tuition $43,678 · 48% graduate · median earnings $55,880 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Public · 4-year · 24,763 students · in-state tuition $13,907 · 69% graduate · median earnings $63,924 (10 yrs after entry)
Private nonprofit · 4-year · 1,005 students · in-state tuition $48,920 · 69% graduate · median earnings $57,381 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Camp Nelson National Monument, 30 mi
Nearby national parks, recreation areas and public libraries for Georgetown
Georgetown has 4 nearby national parks or recreation areas, closest being Camp Nelson National Monument (30 mi away).
Nearby National Parks & Recreation Areas
Camp Nelson National Monument
National Monument
30 mi awayWilliam Howard Taft National Historic Site
National Historic Site
62 mi awayAbraham Lincoln Birthplace National Historical Park
National Historical Park
76 mi awayMill Springs Battlefield National Monument
National Monument
81 mi awayPublic Libraries in Georgetown
Scott County Public Library
104 South Bradford Lane, Georgetown
Cities Near Georgetown
The closest cities within 60 miles
Planning a move to Georgetown?
Read our full moving guide — what it's really like to live here.
Georgetown FAQ
Is Georgetown, Kentucky affordable?⌄
Georgetown's median rent is $1,255/month, which is below the national average, making it relatively affordable. The median household income is $80,088/year. Median home value is $265,400.
Is Georgetown, Kentucky safe?⌄
Georgetown's violent crime rate was 165 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1057 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Georgetown, Kentucky?⌄
Georgetown has an unemployment rate of 3.8%, which is close to the national average of 4.3%.
What is the cost of living in Georgetown, Kentucky?⌄
The cost of living in Georgetown is primarily driven by housing. Median rent is $1,255/month and median household income is $80,088/year. The median home value is $265,400. About 39% of renters spend more than 30% of their income on housing.
How is the commute in Georgetown, Kentucky?⌄
The average commute in Georgetown is 22 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from