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Living in
Cloverly.
Cloverly is an unincorporated community in Montgomery County, MD. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Cloverly
This is a solidly middle-to-upper-class suburban community in Montgomery County that's grown about 8 percent in recent years, attracting families and professionals who want stability without urban density. The median household income sits at a healthy $152,083, and the job market is tight with only 3.7 percent unemployment, though you'll likely be commuting somewhere—the average drive is about 32 minutes, often into downtown DC or other regional employment centers. Housing costs reflect the strong demand: expect a median home price around $665,300 and rent around $2,129 monthly, so you're paying for proximity to the DC metro area and the quality of schools (three well-regarded high schools serve the area through the Northeast Consortium).
Cloverly at a Glance
Population, income, housing and more
Median Age
44.8 yrs
Poverty Rate
7.2%
Foreign-Born
32.4%
Broadband Internet
97.3%
of households
Population Growth
+8.2%
recent change · Census Bureau
Median household income
Demographics32.4% foreign-born, most often from El Salvador
Who lives in Cloverly: race and ethnicity, ages, households, languages and countries of origin
In Cloverly, the largest foreign-born group is from El Salvador (10.4%), and 11.9% of residents speak Spanish at home.
Under 18
22.4%
of residents
65 and Older
20.4%
of residents
Households with Kids
36.5%
anyone under 18
Living Alone
8.8%
of households
Married Couples
75.2%
of households
Avg Household Size
3.22
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 25% above MD average
Rent, home values, and income in Cloverly
In Cloverly, rent runs 25% above the MD average, and home values are 58% above the MD average.
Median rent (per month)
Median home value
Rent Burdened
55.3%
spending 30%+ of income on rent
Severely Rent Burdened
32.1%
spending 50%+
Cost of Living Index
108.9
metro area (BEA) · US avg = 100
Median Property Tax
$5,873
per year, owner-occupied homes
Homeowners
85.4%
of occupied homes are owned
Typical Home Built
1983
median year built
Vacant Homes
2.3%
of housing units
Jobs & Economyunemployment about average for MD
Unemployment in Cloverly and typical pay across the metro area
Unemployment in Montgomery County, which includes Cloverly, is close to the MD average.
Unemployment rate
Cloverly: Montgomery County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Montgomery County (county-wide) · Annual averages
Cloverly is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
What Cloverly Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV metro area
Commute34.7 min avg
How Cloverly residents get to work, and the nearest airports
In Cloverly, most residents drive alone to work (57%), and 39% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 18 mi
Baltimore/Washington International Thurgood Marshall Airport (BWI)
Major hub12.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 49% below national average
Crime rates for 2025
Violent crime in the area policed by the Montgomery County Police Department, which covers Cloverly, runs 49% below the national average.
Violent Crime Rate
167.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,571.4
per 100,000 residents
About average (1,552 national, 2025)
Policed by Montgomery County Police Department (county-wide rate)
Natural DisastersThunderstorm Wind most common — 29 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.7 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Montgomery County, county-wide · FEMA NRI December 2025
In Montgomery County, which includes Cloverly, the most common type is thunderstorm wind, with 29 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 29 | Winter Weather | $1.4M |
| 2024 | 25 | Thunderstorm Wind | $6.7M |
| 2023 | 19 | Thunderstorm Wind | $12.9M |
| 2022 | 39 | Thunderstorm Wind | $1.6M |
| 2021 | 48 | Thunderstorm Wind | $4.8M |
| 2020 | 53 | Thunderstorm Wind | $1.9M |
| 2019 | 56 | Thunderstorm Wind | $1.5M |
| 2018 | 48 | Flood | $100 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Montgomery County, county-wide
Cloverly is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
Air Quality39 median AQI — Good
Days by air quality category (2025)
Air quality in Montgomery County, which includes Cloverly, is typically good — 299 good-air days per year.
Median AQI
39
Good Days
299
per year
Moderate Days
61
per year
Unhealthy Days
0
per year
Montgomery County, county-wide
Cloverly is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
Climate87°F summers, 29°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Cloverly has warm summers (avg high 87°F) and cold winters (avg low 29°F).
Spring (Mar–May)
66°/45°F
avg high / low
Summer (Jun–Aug)
87°/67°F
avg high / low
Fall (Sep–Nov)
69°/50°F
avg high / low
Winter (Dec–Feb)
45°/29°F
avg high / low
Annual Precipitation
45.1"
Annual Snowfall
15.8"
Hot Days/Year
36
days above 90°F
Freeze Days/Year
86
days below 32°F
Rainy Days/Year
136
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 43°F | 26°F | 3.46" |
| Feb | 46°F | 28°F | 2.73" |
| Mar | 55°F | 35°F | 4.20" |
| Apr | 67°F | 45°F | 3.80" |
| May | 76°F | 55°F | 4.41" |
| Jun | 84°F | 65°F | 4.38" |
| Jul | 89°F | 69°F | 4.17" |
| Aug | 87°F | 68°F | 3.80" |
| Sep | 80°F | 61°F | 4.70" |
| Oct | 69°F | 50°F | 4.41" |
| Nov | 57°F | 39°F | 3.52" |
| Dec | 47°F | 31°F | 3.93" |
Healthcare
Hospitals, ratings, and health insurance in Cloverly
Uninsured
4.0%
of residents
No hospitals inside Cloverly's limits — nearest hospitals · within 15 miles
Medstar Montgomery Medical Center
Acute Care Hospitals · ER available · 4.5 mi away · Olney
Holy Cross Hospital
Acute Care Hospitals · 6.7 mi away · Silver Spring
Walter Reed National Military Med Cen
Acute Care - Department of Defense · ER available · 8.9 mi away · Bethesda
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.4:1 student/teacher ratio
Schools and degree attainment in Cloverly
Cloverly's student/teacher ratio is 15.4:1 (lower than the national average of 16:1), and 59.0% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
1
within city limits
College Degree Rate
59.0%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Cloverly (within 15 miles)
University of Maryland-College Park
8.8 mi awayPublic · 4-year · 30,760 students · in-state tuition $12,290 · 86% graduate · median earnings $89,228 (10 yrs after entry)
Public · 2-year · 13,773 students · in-state tuition $5,394 · 23% graduate · median earnings $55,378 (10 yrs after entry)
Private nonprofit · 4-year · 11,182 students · in-state tuition $70,170 · 86% graduate · median earnings $96,691 (10 yrs after entry)
Private nonprofit · 4-year · 10,108 students · in-state tuition $38,936 · 69% graduate · median earnings $69,682 (10 yrs after entry)
Strayer University-Global Region
14.2 mi awayPrivate for-profit · 4-year · 9,376 students · in-state tuition $13,920 · 14% graduate · median earnings $44,016 (10 yrs after entry)
Private nonprofit · 4-year · 7,569 students · in-state tuition $71,338 · 95% graduate · median earnings $110,516 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Baltimore-Washington Parkway, 10 mi
Nearby national parks, recreation areas and public libraries for Cloverly
Cloverly has 8 nearby national parks or recreation areas, closest being Baltimore-Washington Parkway (10 mi away).
Nearby National Parks & Recreation Areas
Baltimore-Washington Parkway
Parkway
10 mi awayCivil War Defenses of Washington
National Park Site
10 mi awayGreenbelt Park
Park
10 mi awayRock Creek Park
Park
11 mi awayClara Barton National Historic Site
National Historic Site
12 mi awayGlen Echo Park
Park
12 mi awayAfrican American Civil War Memorial
National Park Site
13 mi awayGeorge Washington Memorial Parkway
Memorial Parkway
13 mi awayCities Near Cloverly
The closest cities within 60 miles
Planning a move to Cloverly?
Read our full moving guide — what it's really like to live here.
Cloverly FAQ
Is Cloverly, Maryland affordable?⌄
Cloverly's median rent is $2,129/month, which is significantly above the national average. The median household income is $152,083/year. Median home value is $665,300.
Is Cloverly, Maryland safe?⌄
Cloverly is policed by the Montgomery County Police Department, whose violent crime rate across its service area was 167 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1571 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Cloverly, Maryland?⌄
Montgomery County, which includes Cloverly, has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Cloverly, Maryland?⌄
The cost of living in Cloverly is primarily driven by housing. Median rent is $2,129/month and median household income is $152,083/year. The median home value is $665,300. About 55% of renters spend more than 30% of their income on housing.
How is the commute in Cloverly, Maryland?⌄
The average commute in Cloverly is 35 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from