Moving to
Cloverly.

All Cloverly data Compare Cloverly

16,646people live here $152,083median household income▲ 88% above US $2,129median rent per month▲ 51% above US $665,300median home value▲ 100% above US

Cloverly is an unincorporated community in Montgomery County, MD. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Cloverly

Cloverly is an unincorporated community in Maryland with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Cloverly deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and a rent burden that leaves many renters stretched thin.

The good

Low unemployment in the county
Higher-than-average incomes
Clean air
Highly educated workforce
Growing population
Average class sizes

The not so good

Rent well above the national average
High home prices
Above-average commute times
High rent burden for renters

How Cloverly compares

Median household income

Cloverly$152,083

Maryland avg$103,678

US$80,734

Median rent (per month)

Cloverly$2,129

Maryland avg$1,705

US$1,413

Median home value

Cloverly$665,300

Maryland avg$419,900

US$332,700

What it takes to move to Cloverly

Based on Cloverly's median rent, home value and household income

To rent

$4,258

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $85,160 a year
55% of Cloverly renters spend 30% or more of their income on rent

To buy

$133,060

a 20% down payment on the median home

With 10% down: $66,530
Homes cost 4.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 51% above US

$2,129/mo median rent

Rent is expensive here, at $2,129 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $665,300. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $665,300 · 55% of renters cost-burdened

Job market

3.7% county unemployment

Unemployment in Montgomery County is 3.7%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Montgomery County (county-wide)

Safety

167 violent crimes per 100k, whole jurisdiction

Cloverly doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Montgomery County Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1571/100k · Policed by Montgomery County Police Department (county-wide rate) · 2025 data

Getting around▲ 33% above US

35 min average commute

Traffic is a real factor here. The 34.7 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 28% work from home.

How workers get to work

Drive alone

57%

Work from home

28%

Carpool

8.1%

Public transit

4.8%

Other

1.5%

Walk

0.6%

Climate

Summers are warm, with highs around 87°F, and winters are cold, with lows around 29°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 64% above US

59% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Baltimore-Washington Parkway (10 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Cloverly's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,129/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit remote workers (28% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget and people who dread long commutes.

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