About

Life in Eldersburg

Eldersburg functions as a stable, family-oriented suburb with solid economic fundamentals—median household income sits at nearly $147,000, and the unemployment rate hovers around 3.1%, well below national averages. Two-thirds of households are married couples, and about 37% include children, so you'll find a genuinely kid-focused community with decent schools served by the Carroll County system. That said, it's not a thriving growth area; the population has actually declined slightly in recent years, which can signal either stability or stagnation depending on your perspective.

Eldersburg at a Glance

Population, income, housing and more

Median Age

39.0 yrs

Poverty Rate

4.7%

Foreign-Born

7.0%

Broadband Internet

96.6%

of households

Population Growth

-1.5%

recent change · Census Bureau

Median household income

Eldersburg$142,954
Maryland avg$103,678
US$80,734

Demographics7.0% foreign-born, most often from India

Who lives in Eldersburg: race and ethnicity, ages, households, languages and countries of origin

In Eldersburg, the largest foreign-born group is from India (10.0%), and 2.8% of residents speak Spanish at home.

Under 18

24.3%

of residents

65 and Older

15.5%

of residents

Households with Kids

39.1%

anyone under 18

Living Alone

18.2%

of households

Married Couples

68.9%

of households

Avg Household Size

2.82

people

Race & Ethnicity

White78.6%
Black6.1%
Hispanic or Latino5.7%
Asian4.0%
Two or more races3.9%
Other1.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India10.0%
Korea8.8%
Nigeria8.1%
Canada7.7%
China7.1%
Philippines6.8%
Pakistan5.1%
Moldova4.1%
Kenya2.3%
Guatemala2.2%

Languages Spoken at Home

English only90.8%
Spanish2.8%
Other Indo-European2.1%
Other Asian/Pacific1.1%
Other0.7%
Korean0.6%
Chinese0.6%
German/Germanic0.3%

Cost of Livingrent about average for MD

Rent, home values, and income in Eldersburg

In Eldersburg, home values are 18% above the MD average.

Median rent (per month)

Eldersburg$1,705
Maryland avg$1,705
US$1,413

Median home value

Eldersburg$494,300
Maryland avg$419,900
US$332,700

Rent Burdened

38.5%

spending 30%+ of income on rent

Severely Rent Burdened

16.7%

spending 50%+

Cost of Living Index

104.5

metro area (BEA) · US avg = 100

Median Property Tax

$4,251

per year, owner-occupied homes

Homeowners

88.0%

of occupied homes are owned

Typical Home Built

1987

median year built

Vacant Homes

2.5%

of housing units

Jobs & Economyunemployment 0.9 pts below MD average

Unemployment in Eldersburg

Unemployment in Carroll County, which includes Eldersburg, is 0.9 percentage points lower than the MD average.

Unemployment rate

Eldersburg3.1%
Maryland avg4.0%
US4.3%

Eldersburg: Carroll County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.6%
3.4%
3.2%
2.8%
5%
3.9%
2.5%
1.8%
2.5%
3.1%
2016201720182019202020212022202320242025

Carroll County (county-wide) · Annual averages

What Eldersburg Residents Do for Work · share of employed residents by industry

Education & health care25.1%
Professional & business services18.2%
Public administration8.5%
Retail8.3%
Arts, hospitality & food service8.0%
Construction7.4%
Finance & real estate7.1%
Manufacturing5.8%

City residents, wherever they work

Commute34.2 min avg

How Eldersburg residents get to work, and the nearest airports

In Eldersburg, most residents drive alone to work (73%), and 40% get there in under 30 minutes.

How People Get to Work

Drive alone73.3%
Carpool3.0%
Public transit0.2%
Walk1.0%
Work from home21.9%
Other0.6%

Commute Time Distribution

Under 15 min21.0%
15–29 min19.0%
30–44 min27.2%
45–59 min20.7%
60+ min12.1%

Nearest airports · with airline service

  • Baltimore/Washington International Thurgood Marshall Airport (BWI)

    Major hub12.3M passengers boarded in 2025

    22 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safety

Crime rates

Crime data not available

Eldersburg is policed by the Carroll County Sheriff's Office, but the FBI rate for that agency isn't comparable: it reports crimes from a wider area than the population it's credited with, which inflates the per-resident rate several times over. We leave it out rather than show a misleading number.

Natural DisastersThunderstorm Wind most common — 25 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

59.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighWinter weather · HighDrought · ModerateLightning · Moderate

Carroll County, county-wide · FEMA NRI December 2025

In Carroll County, which includes Eldersburg, the most common type is thunderstorm wind, with 25 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherDense FogFloodWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202525Winter Weather$1.2M
202414Winter Weather$10.3M
20239Thunderstorm Wind$35.9M
202218Winter Weather$510,000
202131Thunderstorm Wind$182,000
202032Dense Fog$901,500
201940Thunderstorm WindNone reported
201845Flood$930,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Carroll County, county-wide

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Carroll County, which includes Eldersburg, is typically good.

Median AQI

38

Carroll County, county-wide

Climate82°F summers, 27°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Eldersburg has warm summers (avg high 82°F) and cold winters (avg low 27°F).

Spring (Mar–May)

63°/43°F

avg high / low

Summer (Jun–Aug)

82°/64°F

avg high / low

Fall (Sep–Nov)

65°/47°F

avg high / low

Winter (Dec–Feb)

42°/27°F

avg high / low

Annual Precipitation

46.0"

Annual Snowfall

28.5"

Hot Days/Year

18

days above 90°F

Freeze Days/Year

92

days below 32°F

Rainy Days/Year

140

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.41" precipitationFeb: 2.98" precipitationMar: 4.04" precipitationApr: 3.62" precipitationMay: 4.35" precipitationJun: 4.67" precipitationJul: 4.49" precipitationAug: 4.18" precipitationSep: 4.76" precipitationOct: 4.01" precipitationNov: 3.49" precipitationDec: 3.89" precipitation25°JJan: high 39°F, low 25°FFFeb: high 43°F, low 26°FMMar: high 52°F, low 33°FAApr: high 64°F, low 43°FMMay: high 73°F, low 53°FJJun: high 80°F, low 62°F84°JJul: high 84°F, low 66°FAAug: high 83°F, low 65°FSSep: high 76°F, low 58°FOOct: high 65°F, low 47°FNNov: high 53°F, low 36°FDDec: high 44°F, low 30°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan39°F25°F3.41"
Feb43°F26°F2.98"
Mar52°F33°F4.04"
Apr64°F43°F3.62"
May73°F53°F4.35"
Jun80°F62°F4.67"
Jul84°F66°F4.49"
Aug83°F65°F4.18"
Sep76°F58°F4.76"
Oct65°F47°F4.01"
Nov53°F36°F3.49"
Dec44°F30°F3.89"

Healthcare1 hospital

Hospitals, ratings, and health insurance in Eldersburg

Eldersburg has 1 hospital.

Hospitals

1

within city limits

Uninsured

2.5%

of residents

Springfield Hospital Center

Psychiatric

Not rated

Nearby hospitals · within 15 miles

Northwest Hospital Center

Acute Care Hospitals · ER available · 9.5 mi away · Randallstown

Carroll Hospital Center

Acute Care Hospitals · ER available · 10.8 mi away · Westminster

Johns Hopkins Howard County Medical Center

Acute Care Hospitals · ER available · 13.5 mi away · Columbia

Adult Health · vs. the typical US place

Obesity36.6%US 36.8%
Diabetes9.4%US 12.6%
High blood pressure32.6%US 37.1%
Current smoking9.5%US 15.0%
No leisure-time physical activity20.5%US 26.6%
Depression22.0%US 23.0%
Asthma9.9%US 10.7%
Routine checkup in past year76.3%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.3:1 student/teacher ratio

Schools and degree attainment in Eldersburg

Eldersburg's student/teacher ratio is 16.3:1, close to the national average of 16:1, and 52.9% of adults 25+ hold a bachelor's degree or higher.

Public Schools

8

within city limits

Private Schools

1

within city limits

College Degree Rate

52.9%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Eldersburg (within 15 miles)

Howard Community College

13.7 mi away

Public · 2-year · 6,649 students · in-state tuition $4,146 · 21% graduate · median earnings $53,227 (10 yrs after entry)

Stevenson University

9.4 mi away

Private nonprofit · 4-year · 3,102 students · in-state tuition $41,278 · 66% graduate · median earnings $69,703 (10 yrs after entry)

McDaniel College

12.8 mi away

Private nonprofit · 4-year · 1,617 students · in-state tuition $54,125 · 67% graduate · median earnings $62,070 (10 yrs after entry)

Ner Israel Rabbinical College

10.6 mi away

Private nonprofit · 4-year · 280 students · in-state tuition $11,200 · 44% graduate · median earnings $68,364 (10 yrs after entry)

Women's Institute of Torah Seminary and College

13.7 mi away

Private nonprofit · 4-year · 118 students · in-state tuition $10,140 · 84% graduate

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Hampton National Historic Site, 19 mi

Nearby national parks, recreation areas and public libraries for Eldersburg

Eldersburg has 8 nearby national parks or recreation areas, closest being Hampton National Historic Site (19 mi away).

Nearby National Parks & Recreation Areas

Hampton National Historic Site

National Historic Site

19 mi away

Star-Spangled Banner National Historic Trail

National Historic Trail

20 mi away

Fort McHenry National Monument and Historic Shrine

National Monument and Historic Shrine

22 mi away

Monocacy National Battlefield

National Battlefield

24 mi away

Baltimore-Washington Parkway

Parkway

27 mi away

Greenbelt Park

Park

29 mi away

Civil War Defenses of Washington

National Park Site

31 mi away

Catoctin Mountain Park

Park

32 mi away

Public Libraries in Eldersburg

Eldersburg Branch

6400 W. Hemlock Dr., Eldersburg

Branch~57 hrs/week

Cities Near Eldersburg

The closest cities within 60 miles

Planning a move to Eldersburg?

Read our full moving guide — what it's really like to live here.

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Eldersburg FAQ

Is Eldersburg, Maryland affordable?⌄

Eldersburg's median rent is $1,705/month, which is above the national average. The median household income is $142,954/year. Median home value is $494,300.

What is the job market like in Eldersburg, Maryland?⌄

Carroll County, which includes Eldersburg, has an unemployment rate of 3.1%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Eldersburg, Maryland?⌄

The cost of living in Eldersburg is primarily driven by housing. Median rent is $1,705/month and median household income is $142,954/year. The median home value is $494,300. About 39% of renters spend more than 30% of their income on housing.

How is the commute in Eldersburg, Maryland?⌄

The average commute in Eldersburg is 34 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from