About

Life in Westminster

If you're thinking about moving to Westminster, you're looking at a solid mid-sized town about 36 miles northwest of Baltimore where you can actually afford a house and still have reasonable access to urban job markets. The median home value sits around $337,600 with a median household income of $86,219, which means it's genuinely more affordable than Baltimore proper while remaining part of the larger metro area—you get the lower cost without feeling completely isolated. The job market is tight with just 3.1% unemployment, and while the city itself has its anchor employers, the real draw is that you're positioned between Baltimore and Washington, D.C., opening up commute options even if your 29.5-minute average local commute doesn't feel immediate.

Westminster at a Glance

Population, income, housing and more

Median Age

38.5 yrs

Poverty Rate

10.0%

Foreign-Born

9.9%

Broadband Internet

88.1%

of households

Population Growth

+2.2%

recent change · Census Bureau

Median household income

Westminster$86,219
Maryland avg$103,678
US$80,734

Demographics9.9% foreign-born, most often from Mexico

Who lives in Westminster: race and ethnicity, ages, households, languages and countries of origin

In Westminster, the largest foreign-born group is from Mexico (18.4%), and 6.6% of residents speak Spanish at home.

Under 18

17.2%

of residents

65 and Older

17.5%

of residents

Households with Kids

26.9%

anyone under 18

Living Alone

32.6%

of households

Married Couples

44.2%

of households

Avg Household Size

2.31

people

Race & Ethnicity

White75.3%
Hispanic or Latino8.8%
Black8.0%
Asian4.0%
Two or more races3.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico18.4%
India9.1%
Pakistan8.4%
Cameroon8.3%
Jamaica6.8%
El Salvador6.5%
Peru6.0%
Guatemala4.2%
Bangladesh4.1%
Canada4.0%

Languages Spoken at Home

English only88.2%
Spanish6.6%
Other Indo-European3.0%
French/Haitian1.0%
Chinese0.4%
Other Asian/Pacific0.3%
Other0.2%
Vietnamese0.1%

Cost of Livingrent 13% below MD average

Rent, home values, and income in Westminster

In Westminster, rent runs 13% below the MD average, and home values are 20% below the MD average.

Median rent (per month)

Westminster$1,476
Maryland avg$1,705
US$1,413

Median home value

Westminster$337,600
Maryland avg$419,900
US$332,700

Rent Burdened

54.1%

spending 30%+ of income on rent

Severely Rent Burdened

21.2%

spending 50%+

Cost of Living Index

104.5

metro area (BEA) · US avg = 100

Median Property Tax

$4,079

per year, owner-occupied homes

Homeowners

56.5%

of occupied homes are owned

Typical Home Built

1982

median year built

Home Value Trend

$388,302
$460,329
202120222023202420252026

Latest: $460,329 (September 2026)

Jobs & Economyunemployment 0.9 pts below MD average

Unemployment in Westminster

Unemployment in Carroll County, which includes Westminster, is 0.9 percentage points lower than the MD average.

Unemployment rate

Westminster3.1%
Maryland avg4.0%
US4.3%

Westminster: Carroll County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.6%
3.4%
3.2%
2.8%
5%
3.9%
2.5%
1.8%
2.5%
3.1%
2016201720182019202020212022202320242025

Carroll County (county-wide) · Annual averages

What Westminster Residents Do for Work · share of employed residents by industry

Education & health care27.5%
Professional & business services11.3%
Arts, hospitality & food service9.4%
Retail8.8%
Public administration8.7%
Finance & real estate7.9%
Construction7.6%
Manufacturing5.4%

City residents, wherever they work

Commute28.5 min avg

How Westminster residents get to work, and the nearest airports

In Westminster, most residents drive alone to work (70%), and 57% get there in under 30 minutes.

How People Get to Work

Drive alone70.0%
Carpool9.3%
Public transit0.0%
Walk4.1%
Work from home15.4%
Other1.1%

Commute Time Distribution

Under 15 min37.1%
15–29 min19.4%
30–44 min13.9%
45–59 min13.0%
60+ min16.6%

Nearest airports · with airline service

  • Baltimore/Washington International Thurgood Marshall Airport (BWI)

    Major hub12.3M passengers boarded in 2025

    33 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 36% below national average

Crime rates for 2025

Violent crime in Westminster runs 36% below the national average.

Violent Crime Rate

211.6

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,702.2

per 100,000 residents

Above average (1,552 national, 2025)

Westminster Police Department

Natural DisastersThunderstorm Wind most common — 25 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

59.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighWinter weather · HighDrought · ModerateLightning · Moderate

Carroll County, county-wide · FEMA NRI December 2025

In Carroll County, which includes Westminster, the most common type is thunderstorm wind, with 25 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherDense FogFloodWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202525Winter Weather$1.2M
202414Winter Weather$10.3M
20239Thunderstorm Wind$35.9M
202218Winter Weather$510,000
202131Thunderstorm Wind$182,000
202032Dense Fog$901,500
201940Thunderstorm WindNone reported
201845Flood$930,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Carroll County, county-wide

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Carroll County, which includes Westminster, is typically good.

Median AQI

38

Carroll County, county-wide

Climate83°F summers, 23°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Westminster has warm summers (avg high 83°F) and cold winters (avg low 23°F).

Spring (Mar–May)

62°/40°F

avg high / low

Summer (Jun–Aug)

83°/62°F

avg high / low

Fall (Sep–Nov)

66°/43°F

avg high / low

Winter (Dec–Feb)

42°/23°F

avg high / low

Annual Precipitation

46.6"

Annual Snowfall

28.2"

Hot Days/Year

18

days above 90°F

Freeze Days/Year

122

days below 32°F

Rainy Days/Year

128

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.02" precipitationFeb: 2.59" precipitationMar: 3.71" precipitationApr: 3.73" precipitationMay: 3.88" precipitationJun: 3.68" precipitationJul: 4.31" precipitationAug: 3.86" precipitationSep: 4.83" precipitationOct: 3.86" precipitationNov: 3.13" precipitationDec: 3.51" precipitation21°JJan: high 39°F, low 21°FFFeb: high 42°F, low 23°FMMar: high 50°F, low 30°FAApr: high 63°F, low 40°FMMay: high 72°F, low 50°FJJun: high 81°F, low 60°F85°JJul: high 85°F, low 64°FAAug: high 84°F, low 62°FSSep: high 77°F, low 54°FOOct: high 66°F, low 43°FNNov: high 54°F, low 33°FDDec: high 44°F, low 26°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan39°F21°F3.02"
Feb42°F23°F2.59"
Mar50°F30°F3.71"
Apr63°F40°F3.73"
May72°F50°F3.88"
Jun81°F60°F3.68"
Jul85°F64°F4.31"
Aug84°F62°F3.86"
Sep77°F54°F4.83"
Oct66°F43°F3.86"
Nov54°F33°F3.13"
Dec44°F26°F3.51"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Westminster

Westminster has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

4.6%

of residents

Avg Hospital Rating

3.0 / 5

Carroll Hospital Center

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Springfield Hospital Center

Psychiatric · 13.2 mi away · Sykesville

Not rated

Adult Health · vs. the typical US place

Obesity37.0%US 36.8%
Diabetes9.3%US 12.6%
High blood pressure31.3%US 37.1%
Current smoking10.5%US 15.0%
No leisure-time physical activity23.7%US 26.6%
Depression23.0%US 23.0%
Asthma10.4%US 10.7%
Routine checkup in past year74.5%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education13.8:1 student/teacher ratio

Schools and degree attainment in Westminster

Westminster's student/teacher ratio is 13.8:1 (lower than the national average of 16:1), and 36.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

2

within city limits

Private Schools

2

within city limits

College Degree Rate

36.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

13.8:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Westminster

McDaniel College

Private nonprofit · 4-year · 1,617 students · in-state tuition $54,125 · 67% graduate · median earnings $62,070 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Eisenhower National Historic Site, 20 mi

Nearby national parks, recreation areas and public libraries for Westminster

Westminster has 8 nearby national parks or recreation areas, closest being Eisenhower National Historic Site (20 mi away).

Nearby National Parks & Recreation Areas

Eisenhower National Historic Site

National Historic Site

20 mi away

Gettysburg National Military Park

National Military Park

20 mi away

Catoctin Mountain Park

Park

25 mi away

Hampton National Historic Site

National Historic Site

25 mi away

Monocacy National Battlefield

National Battlefield

26 mi away

Star-Spangled Banner National Historic Trail

National Historic Trail

30 mi away

Fort McHenry National Monument and Historic Shrine

National Monument and Historic Shrine

32 mi away

Baltimore-Washington Parkway

Parkway

39 mi away

Public Libraries in Westminster

Detention Center Library

100 N. Court Street, Westminster

Branch~15 hrs/week

Exploration Commons At 50 East

50 East Main St, Westminster

Branch~58 hrs/week

Westminster Branch

50 E. Main St., Westminster

Branch~58 hrs/week

Cities Near Westminster

The closest cities within 60 miles

Planning a move to Westminster?

Read our full moving guide — what it's really like to live here.

Moving to Westminster →

Westminster FAQ

Is Westminster, Maryland affordable?⌄

Westminster's median rent is $1,476/month, which is close to the national average. The median household income is $86,219/year. Median home value is $337,600.

Is Westminster, Maryland safe?⌄

Westminster's violent crime rate was 212 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1702 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Westminster, Maryland?⌄

Carroll County, which includes Westminster, has an unemployment rate of 3.1%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Westminster, Maryland?⌄

The cost of living in Westminster is primarily driven by housing. Median rent is $1,476/month and median household income is $86,219/year. The median home value is $337,600. About 54% of renters spend more than 30% of their income on housing.

How is the commute in Westminster, Maryland?⌄

The average commute in Westminster is 29 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from