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Living in
Havre de Grace.
About
Life in Havre de Grace
Living in Havre de Grace means embracing a solid small-town rhythm about 40 miles northeast of Baltimore, where you get genuine community feel without being entirely cut off from bigger-city job markets. The job market is tight with unemployment at just 3.6%, and that 27.9-minute average commute is reasonable if you're working in Baltimore, Wilmington, or even Philadelphia; plus Amtrak's busy Northeast Corridor runs right through town with over 80 daily trains, so rail commuting is genuinely viable for some. The climate is humid subtropical—hot, sticky summers and mild winters—so expect summer air conditioning bills and the occasional muggy stretch, but you'll rarely deal with brutal cold.
Havre de Grace at a Glance
Population, income, housing and more
Median Age
45.1 yrs
Poverty Rate
9.0%
Foreign-Born
5.5%
Broadband Internet
93.1%
of households
Population Growth
+5.5%
recent change · Census Bureau
Median household income
Demographics5.5% foreign-born, most often from Philippines
Who lives in Havre de Grace: race and ethnicity, ages, households, languages and countries of origin
In Havre de Grace, the largest foreign-born group is from Philippines (17.9%), and 2.7% of residents speak Spanish at home.
Under 18
18.8%
of residents
65 and Older
22.0%
of residents
Households with Kids
25.4%
anyone under 18
Living Alone
28.4%
of households
Married Couples
51.9%
of households
Avg Household Size
2.30
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 17% below MD average
Rent, home values, and income in Havre de Grace
In Havre de Grace, rent runs 17% below the MD average, and home values are 6% below the MD average.
Median rent (per month)
Median home value
Rent Burdened
47.8%
spending 30%+ of income on rent
Severely Rent Burdened
16.9%
spending 50%+
Cost of Living Index
104.5
metro area (BEA) · US avg = 100
Median Property Tax
$3,873
per year, owner-occupied homes
Homeowners
71.6%
of occupied homes are owned
Typical Home Built
1992
median year built
Home Value Trend
Latest: $404,280 (September 2026)
Jobs & Economyunemployment 0.4 pts below MD average
Unemployment in Havre de Grace
Unemployment in Harford County, which includes Havre de Grace, is 0.4 percentage points lower than the MD average.
Unemployment rate
Havre de Grace: Harford County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Harford County (county-wide) · Annual averages
What Havre de Grace Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute28 min avg
How Havre de Grace residents get to work, and the nearest airports
In Havre de Grace, most residents drive alone to work (64%), and 64% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 27 mi
Wilmington Airport (ILG)
Regional airport · few flights169k passengers boarded in 2025
- 40 mi
Baltimore/Washington International Thurgood Marshall Airport (BWI)
Major hub12.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 76% below national average
Crime rates for 2025
Violent crime in Havre de Grace runs 76% below the national average.
Violent Crime Rate
78.3
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,188
per 100,000 residents
Below average (1,552 national, 2025)
Havre de Grace Police Department
Natural DisastersThunderstorm Wind most common — 32 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
72.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Harford County, county-wide · FEMA NRI December 2025
In Harford County, which includes Havre de Grace, the most common type is thunderstorm wind, with 32 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 32 | Winter Weather | $148,000 |
| 2024 | 16 | Winter Weather | $52,000 |
| 2023 | 21 | Thunderstorm Wind | $3.6M |
| 2022 | 24 | Winter Weather | $434,000 |
| 2021 | 39 | Thunderstorm Wind | $161,000 |
| 2020 | 37 | Thunderstorm Wind | $83,500 |
| 2019 | 44 | Thunderstorm Wind | None reported |
| 2018 | 47 | Flood | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Harford County, county-wide
Air Quality42 median AQI — Good
Days by air quality category (2025)
Air quality in Harford County, which includes Havre de Grace, is typically good — 259 good-air days per year.
Median AQI
42
Good Days
259
per year
Moderate Days
81
per year
Unhealthy Days
0
per year
Harford County, county-wide
Climate84°F summers, 28°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Havre de Grace has warm summers (avg high 84°F) and cold winters (avg low 28°F).
Spring (Mar–May)
64°/43°F
avg high / low
Summer (Jun–Aug)
84°/65°F
avg high / low
Fall (Sep–Nov)
67°/47°F
avg high / low
Winter (Dec–Feb)
44°/28°F
avg high / low
Annual Precipitation
47.6"
Annual Snowfall
18.1"
Hot Days/Year
26
days above 90°F
Freeze Days/Year
83
days below 32°F
Rainy Days/Year
115
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 42°F | 25°F | 3.26" |
| Feb | 44°F | 27°F | 2.78" |
| Mar | 53°F | 33°F | 4.10" |
| Apr | 65°F | 43°F | 3.49" |
| May | 73°F | 53°F | 3.98" |
| Jun | 82°F | 62°F | 4.28" |
| Jul | 86°F | 68°F | 4.84" |
| Aug | 84°F | 66°F | 4.21" |
| Sep | 78°F | 59°F | 4.84" |
| Oct | 67°F | 47°F | 4.17" |
| Nov | 56°F | 37°F | 3.27" |
| Dec | 46°F | 30°F | 3.89" |
Healthcare
Hospitals, ratings, and health insurance in Havre de Grace
Uninsured
3.6%
of residents
No hospitals inside Havre de Grace's limits — nearest hospitals · within 15 miles
VA Maryland Healthcare System - Perry Point
Acute Care - Veterans Administration · 2.6 mi away · Perry Point
Um Upper Chesapeake Behavioral Health Pavilion at
Psychiatric · ER available · 4 mi away · Aberdeen
Umd Upper Chesapeake Medical Center
Acute Care Hospitals · ER available · 12.7 mi away · Bel Air
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.7:1 student/teacher ratio
Schools and degree attainment in Havre de Grace
Havre de Grace's student/teacher ratio is 15.7:1, close to the national average of 16:1, and 42.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
0
within city limits
College Degree Rate
42.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Hampton National Historic Site, 27 mi
Nearby national parks, recreation areas and public libraries for Havre de Grace
Havre de Grace has 8 nearby national parks or recreation areas, closest being Hampton National Historic Site (27 mi away).
Nearby National Parks & Recreation Areas
Hampton National Historic Site
National Historic Site
27 mi awayFort McHenry National Monument and Historic Shrine
National Monument and Historic Shrine
32 mi awayStar-Spangled Banner National Historic Trail
National Historic Trail
32 mi awayFirst State National Historical Park
National Historical Park
35 mi awayCaptain John Smith Chesapeake National Historic Trail
National Historic Trail
44 mi awayChesapeake Bay
National Park Site
44 mi awayHopewell Furnace National Historic Site
National Historic Site
49 mi awayValley Forge National Historical Park
National Historical Park
52 mi awayPublic Libraries in Havre de Grace
Havre De Grace Branch
120 N. Union Ave., Havre De Grace
Cities Near Havre de Grace
The closest cities within 60 miles
Planning a move to Havre de Grace?
Read our full moving guide — what it's really like to live here.
Havre de Grace FAQ
Is Havre de Grace, Maryland affordable?⌄
Havre de Grace's median rent is $1,416/month, which is close to the national average. The median household income is $105,817/year. Median home value is $392,900.
Is Havre de Grace, Maryland safe?⌄
Havre de Grace's violent crime rate was 78 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1188 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Havre de Grace, Maryland?⌄
Harford County, which includes Havre de Grace, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Havre de Grace, Maryland?⌄
The cost of living in Havre de Grace is primarily driven by housing. Median rent is $1,416/month and median household income is $105,817/year. The median home value is $392,900. About 48% of renters spend more than 30% of their income on housing.
How is the commute in Havre de Grace, Maryland?⌄
The average commute in Havre de Grace is 28 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from