About

Life in Havre de Grace

Living in Havre de Grace means embracing a solid small-town rhythm about 40 miles northeast of Baltimore, where you get genuine community feel without being entirely cut off from bigger-city job markets. The job market is tight with unemployment at just 3.6%, and that 27.9-minute average commute is reasonable if you're working in Baltimore, Wilmington, or even Philadelphia; plus Amtrak's busy Northeast Corridor runs right through town with over 80 daily trains, so rail commuting is genuinely viable for some. The climate is humid subtropical—hot, sticky summers and mild winters—so expect summer air conditioning bills and the occasional muggy stretch, but you'll rarely deal with brutal cold.

Havre de Grace at a Glance

Population, income, housing and more

Median Age

45.1 yrs

Poverty Rate

9.0%

Foreign-Born

5.5%

Broadband Internet

93.1%

of households

Population Growth

+5.5%

recent change · Census Bureau

Median household income

Havre de Grace$105,817
Maryland avg$103,678
US$80,734

Demographics5.5% foreign-born, most often from Philippines

Who lives in Havre de Grace: race and ethnicity, ages, households, languages and countries of origin

In Havre de Grace, the largest foreign-born group is from Philippines (17.9%), and 2.7% of residents speak Spanish at home.

Under 18

18.8%

of residents

65 and Older

22.0%

of residents

Households with Kids

25.4%

anyone under 18

Living Alone

28.4%

of households

Married Couples

51.9%

of households

Avg Household Size

2.30

people

Race & Ethnicity

White66.9%
Black19.0%
Hispanic or Latino5.6%
Two or more races5.4%
Asian2.4%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Philippines17.9%
Guatemala16.5%
Guyana8.8%
Hungary7.0%
Australia6.5%
Germany6.1%
Mexico4.2%
Bahamas4.2%
Korea4.0%
Panama3.8%

Languages Spoken at Home

English only94.2%
Spanish2.7%
Other Indo-European0.8%
German/Germanic0.6%
Tagalog/Filipino0.6%
Russian/Slavic0.3%
Korean0.3%
Other0.2%

Cost of Livingrent 17% below MD average

Rent, home values, and income in Havre de Grace

In Havre de Grace, rent runs 17% below the MD average, and home values are 6% below the MD average.

Median rent (per month)

Havre de Grace$1,416
Maryland avg$1,705
US$1,413

Median home value

Havre de Grace$392,900
Maryland avg$419,900
US$332,700

Rent Burdened

47.8%

spending 30%+ of income on rent

Severely Rent Burdened

16.9%

spending 50%+

Cost of Living Index

104.5

metro area (BEA) · US avg = 100

Median Property Tax

$3,873

per year, owner-occupied homes

Homeowners

71.6%

of occupied homes are owned

Typical Home Built

1992

median year built

Home Value Trend

$347,976
$404,280
202120222023202420252026

Latest: $404,280 (September 2026)

Jobs & Economyunemployment 0.4 pts below MD average

Unemployment in Havre de Grace

Unemployment in Harford County, which includes Havre de Grace, is 0.4 percentage points lower than the MD average.

Unemployment rate

Havre de Grace3.6%
Maryland avg4.0%
US4.3%

Havre de Grace: Harford County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.1%
3.9%
3.6%
3.2%
5.6%
4.4%
2.8%
2.1%
2.9%
3.6%
2016201720182019202020212022202320242025

Harford County (county-wide) · Annual averages

What Havre de Grace Residents Do for Work · share of employed residents by industry

Education & health care24.7%
Professional & business services15.0%
Public administration11.3%
Retail10.0%
Arts, hospitality & food service9.1%
Finance & real estate7.2%
Manufacturing5.8%
Construction5.4%

City residents, wherever they work

Commute28 min avg

How Havre de Grace residents get to work, and the nearest airports

In Havre de Grace, most residents drive alone to work (64%), and 64% get there in under 30 minutes.

How People Get to Work

Drive alone64.4%
Carpool8.3%
Public transit1.2%
Walk2.7%
Work from home21.1%
Other2.3%

Commute Time Distribution

Under 15 min25.4%
15–29 min38.3%
30–44 min17.8%
45–59 min7.4%
60+ min11.1%

Nearest airports · with airline service

  • Wilmington Airport (ILG)

    Regional airport · few flights169k passengers boarded in 2025

    27 mi
  • Baltimore/Washington International Thurgood Marshall Airport (BWI)

    Major hub12.3M passengers boarded in 2025

    40 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 76% below national average

Crime rates for 2025

Violent crime in Havre de Grace runs 76% below the national average.

Violent Crime Rate

78.3

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,188

per 100,000 residents

Below average (1,552 national, 2025)

Havre de Grace Police Department

Natural DisastersThunderstorm Wind most common — 32 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

72.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Winter weather · HighCold wave · ModerateDrought · ModerateHeat wave · ModerateHurricane · Moderate

Harford County, county-wide · FEMA NRI December 2025

In Harford County, which includes Havre de Grace, the most common type is thunderstorm wind, with 32 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherFloodDense FogFlash Flood

Storm events by year

YearEventsTop TypeProperty Damage
202532Winter Weather$148,000
202416Winter Weather$52,000
202321Thunderstorm Wind$3.6M
202224Winter Weather$434,000
202139Thunderstorm Wind$161,000
202037Thunderstorm Wind$83,500
201944Thunderstorm WindNone reported
201847FloodNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Harford County, county-wide

Air Quality42 median AQI — Good

Days by air quality category (2025)

Air quality in Harford County, which includes Havre de Grace, is typically good — 259 good-air days per year.

Median AQI

42

Good Days

259

per year

Moderate Days

81

per year

Unhealthy Days

0

per year

Harford County, county-wide

Climate84°F summers, 28°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Havre de Grace has warm summers (avg high 84°F) and cold winters (avg low 28°F).

Spring (Mar–May)

64°/43°F

avg high / low

Summer (Jun–Aug)

84°/65°F

avg high / low

Fall (Sep–Nov)

67°/47°F

avg high / low

Winter (Dec–Feb)

44°/28°F

avg high / low

Annual Precipitation

47.6"

Annual Snowfall

18.1"

Hot Days/Year

26

days above 90°F

Freeze Days/Year

83

days below 32°F

Rainy Days/Year

115

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.26" precipitationFeb: 2.78" precipitationMar: 4.10" precipitationApr: 3.49" precipitationMay: 3.98" precipitationJun: 4.28" precipitationJul: 4.84" precipitationAug: 4.21" precipitationSep: 4.84" precipitationOct: 4.17" precipitationNov: 3.27" precipitationDec: 3.89" precipitation25°JJan: high 42°F, low 25°FFFeb: high 44°F, low 27°FMMar: high 53°F, low 33°FAApr: high 65°F, low 43°FMMay: high 73°F, low 53°FJJun: high 82°F, low 62°F86°JJul: high 86°F, low 68°FAAug: high 84°F, low 66°FSSep: high 78°F, low 59°FOOct: high 67°F, low 47°FNNov: high 56°F, low 37°FDDec: high 46°F, low 30°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan42°F25°F3.26"
Feb44°F27°F2.78"
Mar53°F33°F4.10"
Apr65°F43°F3.49"
May73°F53°F3.98"
Jun82°F62°F4.28"
Jul86°F68°F4.84"
Aug84°F66°F4.21"
Sep78°F59°F4.84"
Oct67°F47°F4.17"
Nov56°F37°F3.27"
Dec46°F30°F3.89"

Healthcare

Hospitals, ratings, and health insurance in Havre de Grace

Uninsured

3.6%

of residents

No hospitals inside Havre de Grace's limits — nearest hospitals · within 15 miles

VA Maryland Healthcare System - Perry Point

Acute Care - Veterans Administration · 2.6 mi away · Perry Point

Not rated

Um Upper Chesapeake Behavioral Health Pavilion at

Psychiatric · ER available · 4 mi away · Aberdeen

Not rated

Umd Upper Chesapeake Medical Center

Acute Care Hospitals · ER available · 12.7 mi away · Bel Air

Adult Health · vs. the typical US place

Obesity36.1%US 36.8%
Diabetes12.7%US 12.6%
High blood pressure38.1%US 37.1%
Current smoking11.0%US 15.0%
No leisure-time physical activity21.4%US 26.6%
Depression21.3%US 23.0%
Asthma10.4%US 10.7%
Routine checkup in past year80.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.7:1 student/teacher ratio

Schools and degree attainment in Havre de Grace

Havre de Grace's student/teacher ratio is 15.7:1, close to the national average of 16:1, and 42.5% of adults 25+ hold a bachelor's degree or higher.

Public Schools

4

within city limits

Private Schools

0

within city limits

College Degree Rate

42.5%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Hampton National Historic Site, 27 mi

Nearby national parks, recreation areas and public libraries for Havre de Grace

Havre de Grace has 8 nearby national parks or recreation areas, closest being Hampton National Historic Site (27 mi away).

Nearby National Parks & Recreation Areas

Hampton National Historic Site

National Historic Site

27 mi away

Fort McHenry National Monument and Historic Shrine

National Monument and Historic Shrine

32 mi away

Star-Spangled Banner National Historic Trail

National Historic Trail

32 mi away

First State National Historical Park

National Historical Park

35 mi away

Captain John Smith Chesapeake National Historic Trail

National Historic Trail

44 mi away

Chesapeake Bay

National Park Site

44 mi away

Hopewell Furnace National Historic Site

National Historic Site

49 mi away

Valley Forge National Historical Park

National Historical Park

52 mi away

Public Libraries in Havre de Grace

Havre De Grace Branch

120 N. Union Ave., Havre De Grace

Branch~51 hrs/week

Cities Near Havre de Grace

The closest cities within 60 miles

Planning a move to Havre de Grace?

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Havre de Grace FAQ

Is Havre de Grace, Maryland affordable?⌄

Havre de Grace's median rent is $1,416/month, which is close to the national average. The median household income is $105,817/year. Median home value is $392,900.

Is Havre de Grace, Maryland safe?⌄

Havre de Grace's violent crime rate was 78 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1188 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Havre de Grace, Maryland?⌄

Harford County, which includes Havre de Grace, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Havre de Grace, Maryland?⌄

The cost of living in Havre de Grace is primarily driven by housing. Median rent is $1,416/month and median household income is $105,817/year. The median home value is $392,900. About 48% of renters spend more than 30% of their income on housing.

How is the commute in Havre de Grace, Maryland?⌄

The average commute in Havre de Grace is 28 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from