What it's like to live in Havre de Grace

Havre de Grace is a small city in Maryland with county unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Havre de Grace deals with cold winters and fewer dining and entertainment options than a bigger city.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Growing population
  • Average class sizes

The not so good

  • Cold winters
  • Smaller place — fewer dining and entertainment options

How Havre de Grace compares

Median household income

Havre de Grace$105,817
Maryland avg$103,678
US$80,734

Median rent (per month)

Havre de Grace$1,416
Maryland avg$1,705
US$1,413

Median home value

Havre de Grace$392,900
Maryland avg$419,900
US$332,700

What it takes to move to Havre de Grace

Based on Havre de Grace's median rent, home value and household income

To rent

$2,832

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $56,640 a year
  • 48% of Havre de Grace renters spend 30% or more of their income on rent

To buy

$78,580

a 20% down payment on the median home

  • With 10% down: $39,290
  • Homes cost 3.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,416/mo median rent

Rent is pretty middle of the road, at $1,416 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $392,900. Buyers should expect to stretch their budget here.

Median home value $392,900 · 48% of renters cost-burdened

Job market

3.6% county unemployment

Unemployment in Harford County is 3.6%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Harford County (county-wide)

Safety▼ 76% below US

78 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1188/100k · Havre de Grace Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 28 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 21% work from home.

How workers get to work

Drive alone
64%
Work from home
21%
Carpool
8.3%
Walk
2.7%
Other
2.3%
Public transit
1.2%

Climate

Summers are warm, with highs around 84°F, and winters are cold, with lows around 28°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.26" precipitationFeb: 2.78" precipitationMar: 4.10" precipitationApr: 3.49" precipitationMay: 3.98" precipitationJun: 4.28" precipitationJul: 4.84" precipitationAug: 4.21" precipitationSep: 4.84" precipitationOct: 4.17" precipitationNov: 3.27" precipitationDec: 3.89" precipitation25°JJan: high 42°F, low 25°FFFeb: high 44°F, low 27°FMMar: high 53°F, low 33°FAApr: high 65°F, low 43°FMMay: high 73°F, low 53°FJJun: high 82°F, low 62°F86°JJul: high 86°F, low 68°FAAug: high 84°F, low 66°FSSep: high 78°F, low 59°FOOct: high 67°F, low 47°FNNov: high 56°F, low 37°FDDec: high 46°F, low 30°F

30-year averages, 1991–2020

Education & workforce▲ 18% above US

43% bachelor's degree or higher

The population is well-educated, with 43% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Hampton National Historic Site (27 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Havre de Grace's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are cold winters and fewer dining and entertainment options than a bigger city. A year of median rent ($1,416/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (21% of workers here already work from home), and college-educated professionals.

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