© OpenMapTiles © OpenStreetMap
Living in
Cottage Grove.
About
Life in Cottage Grove
If you're considering Cottage Grove, you're looking at a solidly middle-to-upper-class suburb that's genuinely affordable compared to much of the Twin Cities metro, with median home values about $380,000 and household incomes averaging over $121,000. The job market is stable with low unemployment around 3.4%, and your commute to either downtown or the I-494 Strip is manageable at under 25 minutes on average. The city has real Mississippi River access—more than any other Minnesota city—which means parks, trails, and outdoor recreation are woven into daily life, though you'll need to factor in Minnesota winters.
Cottage Grove at a Glance
Population, income, housing and more
Median Age
36.5 yrs
Poverty Rate
4.2%
Foreign-Born
8.4%
Broadband Internet
94.4%
of households
Population Growth
+12.3%
recent change · Census Bureau
Median household income
Demographics8.4% foreign-born, most often from Mexico
Who lives in Cottage Grove: race and ethnicity, ages, households, languages and countries of origin
In Cottage Grove, the largest foreign-born group is from Mexico (22.2%), and 5.3% of residents speak Spanish at home.
Under 18
25.4%
of residents
65 and Older
14.1%
of residents
Households with Kids
38.1%
anyone under 18
Living Alone
16.7%
of households
Married Couples
60.7%
of households
Avg Household Size
2.84
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 39% above MN average
Rent, home values, and income in Cottage Grove
In Cottage Grove, rent runs 39% above the MN average, and home values are 15% above the MN average.
Median rent (per month)
Median home value
Rent Burdened
53.4%
spending 30%+ of income on rent
Severely Rent Burdened
19.0%
spending 50%+
Cost of Living Index
104.8
metro area (BEA) · US avg = 100
Median Property Tax
$3,994
per year, owner-occupied homes
Homeowners
88.2%
of occupied homes are owned
Typical Home Built
1990
median year built
Vacant Homes
0.6%
of housing units
Home Value Trend
Latest: $397,173 (September 2026)
Jobs & Economyunemployment 0.5 pts below MN average
Unemployment in Cottage Grove and typical pay across the metro area
Unemployment in Cottage Grove is 0.5 percentage points lower than the MN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Cottage Grove Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Minneapolis-St. Paul-Bloomington, MN-WI metro area
Commute23.9 min avg
How Cottage Grove residents get to work, and the nearest airports
In Cottage Grove, most residents drive alone to work (69%), and 65% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 14 mi
Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)
Major hub17.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 81% below national average
Crime rates for 2025
Violent crime in Cottage Grove runs 81% below the national average.
Violent Crime Rate
64
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
619.3
per 100,000 residents
Below average (1,552 national, 2025)
Cottage Grove Police Department
Natural DisastersWinter Storm most common — 20 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
83.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Washington County, county-wide · FEMA NRI December 2025
In Washington County, which includes Cottage Grove, the most common type is winter storm, with 20 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 20 | Winter Weather | None reported |
| 2024 | 11 | Thunderstorm Wind | None reported |
| 2023 | 15 | Winter Storm | None reported |
| 2022 | 12 | Hail | None reported |
| 2021 | 5 | Lightning | $3,000 |
| 2020 | 9 | Winter Storm | $100,000 |
| 2019 | 12 | Heavy Snow | $1.5M |
| 2018 | 10 | Winter Storm | $500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Washington County, county-wide
Air Quality34 median AQI — Good
Days by air quality category (2025)
Air quality in Washington County, which includes Cottage Grove, is typically good.
Median AQI
34
Washington County, county-wide
Climate81°F summers, 9°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Cottage Grove has warm summers (avg high 81°F) and very cold winters (avg low 9°F).
Spring (Mar–May)
55°/35°F
avg high / low
Summer (Jun–Aug)
81°/61°F
avg high / low
Fall (Sep–Nov)
59°/40°F
avg high / low
Winter (Dec–Feb)
28°/9°F
avg high / low
Annual Precipitation
33.3"
Annual Snowfall
51.2"
Hot Days/Year
8
days above 90°F
Freeze Days/Year
150
days below 32°F
Rainy Days/Year
121
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 24°F | 6°F | 0.90" |
| Feb | 29°F | 9°F | 0.91" |
| Mar | 41°F | 22°F | 1.78" |
| Apr | 56°F | 36°F | 3.10" |
| May | 69°F | 48°F | 4.33" |
| Jun | 79°F | 59°F | 4.94" |
| Jul | 83°F | 63°F | 4.37" |
| Aug | 81°F | 61°F | 4.23" |
| Sep | 73°F | 53°F | 3.21" |
| Oct | 59°F | 40°F | 2.61" |
| Nov | 43°F | 27°F | 1.72" |
| Dec | 30°F | 14°F | 1.23" |
Healthcare
Hospitals, ratings, and health insurance in Cottage Grove
Uninsured
2.7%
of residents
No hospitals inside Cottage Grove's limits — nearest hospitals · within 15 miles
M Health Fairview Woodwinds Hospital
Acute Care Hospitals · ER available · 7.6 mi away · Woodbury
Allina United Hospital
Acute Care Hospitals · ER available · 12.4 mi away · Saint Paul
Regions Hospital
Acute Care Hospitals · ER available · 12.6 mi away · Saint Paul
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.1:1 student/teacher ratio
Schools and degree attainment in Cottage Grove
Cottage Grove's student/teacher ratio is 17.1:1 (higher than the national average of 16:1), and 40.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
14
within city limits
Private Schools
1
within city limits
College Degree Rate
40.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Cottage Grove (within 15 miles)
Public · 4-year · 5,616 students · in-state tuition $10,382 · 58% graduate · median earnings $66,336 (10 yrs after entry)
Concordia University-Saint Paul
14.5 mi awayPrivate nonprofit · 4-year · 3,018 students · in-state tuition $26,400 · 62% graduate · median earnings $65,009 (10 yrs after entry)
Private nonprofit · 4-year · 2,473 students · in-state tuition $53,214 · 57% graduate · median earnings $64,729 (10 yrs after entry)
Public · 2-year · 2,193 students · in-state tuition $6,583 · 28% graduate · median earnings $56,727 (10 yrs after entry)
Dakota County Technical College
9.2 mi awayPublic · 2-year · 2,168 students · in-state tuition $6,909 · 52% graduate · median earnings $56,812 (10 yrs after entry)
Private nonprofit · 4-year · 2,131 students · in-state tuition $70,862 · 89% graduate · median earnings $69,951 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Mississippi National River & Recreation Area, 12 mi
Nearby national parks, recreation areas and public libraries for Cottage Grove
Cottage Grove has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (12 mi away).
Nearby National Parks & Recreation Areas
Mississippi National River & Recreation Area
National River & Recreation Area
12 mi awaySaint Croix National Scenic Riverway
National Scenic Riverway
67 mi awayPublic Libraries in Cottage Grove
Park Grove Library
7900 Hemingway Ave S, Cottage Grove
Cities Near Cottage Grove
The closest cities within 60 miles
Planning a move to Cottage Grove?
Read our full moving guide — what it's really like to live here.
Cottage Grove FAQ
Is Cottage Grove, Minnesota affordable?⌄
Cottage Grove's median rent is $1,783/month, which is above the national average. The median household income is $120,791/year. Median home value is $378,800.
Is Cottage Grove, Minnesota safe?⌄
Cottage Grove's violent crime rate was 64 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 619 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Cottage Grove, Minnesota?⌄
Cottage Grove has an unemployment rate of 3.4%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Cottage Grove, Minnesota?⌄
The cost of living in Cottage Grove is primarily driven by housing. Median rent is $1,783/month and median household income is $120,791/year. The median home value is $378,800. About 53% of renters spend more than 30% of their income on housing.
How is the commute in Cottage Grove, Minnesota?⌄
The average commute in Cottage Grove is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from