About

Life in Cottage Grove

If you're considering Cottage Grove, you're looking at a solidly middle-to-upper-class suburb that's genuinely affordable compared to much of the Twin Cities metro, with median home values about $380,000 and household incomes averaging over $121,000. The job market is stable with low unemployment around 3.4%, and your commute to either downtown or the I-494 Strip is manageable at under 25 minutes on average. The city has real Mississippi River access—more than any other Minnesota city—which means parks, trails, and outdoor recreation are woven into daily life, though you'll need to factor in Minnesota winters.

Cottage Grove at a Glance

Population, income, housing and more

Median Age

36.5 yrs

Poverty Rate

4.2%

Foreign-Born

8.4%

Broadband Internet

94.4%

of households

Population Growth

+12.3%

recent change · Census Bureau

Median household income

Cottage Grove$120,791
Minnesota avg$89,062
US$80,734

Demographics8.4% foreign-born, most often from Mexico

Who lives in Cottage Grove: race and ethnicity, ages, households, languages and countries of origin

In Cottage Grove, the largest foreign-born group is from Mexico (22.2%), and 5.3% of residents speak Spanish at home.

Under 18

25.4%

of residents

65 and Older

14.1%

of residents

Households with Kids

38.1%

anyone under 18

Living Alone

16.7%

of households

Married Couples

60.7%

of households

Avg Household Size

2.84

people

Race & Ethnicity

White73.6%
Hispanic or Latino7.6%
Asian7.3%
Black6.1%
Two or more races5.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico22.2%
Ethiopia17.7%
Laos7.5%
Philippines5.2%
Thailand5.1%
Cambodia4.5%
Nigeria3.9%
Vietnam3.1%
India2.6%
Cameroon2.0%

Languages Spoken at Home

English only85.2%
Spanish5.3%
Other Asian/Pacific4.2%
Other3.0%
Vietnamese0.5%
Other Indo-European0.4%
Tagalog/Filipino0.3%
Russian/Slavic0.3%

Cost of Livingrent 39% above MN average

Rent, home values, and income in Cottage Grove

In Cottage Grove, rent runs 39% above the MN average, and home values are 15% above the MN average.

Median rent (per month)

Cottage Grove$1,783
Minnesota avg$1,280
US$1,413

Median home value

Cottage Grove$378,800
Minnesota avg$329,300
US$332,700

Rent Burdened

53.4%

spending 30%+ of income on rent

Severely Rent Burdened

19.0%

spending 50%+

Cost of Living Index

104.8

metro area (BEA) · US avg = 100

Median Property Tax

$3,994

per year, owner-occupied homes

Homeowners

88.2%

of occupied homes are owned

Typical Home Built

1990

median year built

Vacant Homes

0.6%

of housing units

Home Value Trend

$362,652
$397,173
202120222023202420252026

Latest: $397,173 (September 2026)

Jobs & Economyunemployment 0.5 pts below MN average

Unemployment in Cottage Grove and typical pay across the metro area

Unemployment in Cottage Grove is 0.5 percentage points lower than the MN average.

Unemployment rate

Cottage Grove3.4%
Minnesota avg3.9%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

3.4%
3.2%
2.6%
2.8%
5.7%
3.2%
2%
2.4%
2.8%
3.4%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Cottage Grove Residents Do for Work · share of employed residents by industry

Education & health care25.6%
Manufacturing15.3%
Professional & business services10.6%
Retail10.4%
Finance & real estate8.0%
Construction6.7%
Public administration6.2%
Transportation & utilities5.7%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$127,570
Healthcare$92,930
Business & Finance$81,780
Education$58,630
Office & Admin$49,210
Production$47,230
Transportation$46,500
Sales$40,720

Minneapolis-St. Paul-Bloomington, MN-WI metro area

Commute23.9 min avg

How Cottage Grove residents get to work, and the nearest airports

In Cottage Grove, most residents drive alone to work (69%), and 65% get there in under 30 minutes.

How People Get to Work

Drive alone69.2%
Carpool8.2%
Public transit0.3%
Walk0.5%
Work from home21.1%
Other0.6%

Commute Time Distribution

Under 15 min23.3%
15–29 min41.6%
30–44 min26.2%
45–59 min5.8%
60+ min3.2%

Nearest airports · with airline service

  • Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)

    Major hub17.5M passengers boarded in 2025

    14 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 81% below national average

Crime rates for 2025

Violent crime in Cottage Grove runs 81% below the national average.

Violent Crime Rate

64

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

619.3

per 100,000 residents

Below average (1,552 national, 2025)

Cottage Grove Police Department

Natural DisastersWinter Storm most common — 20 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

83.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · Very HighHail · HighLightning · HighTornado · HighCold wave · Moderate

Washington County, county-wide · FEMA NRI December 2025

In Washington County, which includes Cottage Grove, the most common type is winter storm, with 20 recorded events in 2025.

Most common events:

Winter StormHailThunderstorm WindWinter WeatherExtreme Cold/Wind Chill

Storm events by year

YearEventsTop TypeProperty Damage
202520Winter WeatherNone reported
202411Thunderstorm WindNone reported
202315Winter StormNone reported
202212HailNone reported
20215Lightning$3,000
20209Winter Storm$100,000
201912Heavy Snow$1.5M
201810Winter Storm$500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Washington County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Washington County, which includes Cottage Grove, is typically good.

Median AQI

34

Washington County, county-wide

Climate81°F summers, 9°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Cottage Grove has warm summers (avg high 81°F) and very cold winters (avg low 9°F).

Spring (Mar–May)

55°/35°F

avg high / low

Summer (Jun–Aug)

81°/61°F

avg high / low

Fall (Sep–Nov)

59°/40°F

avg high / low

Winter (Dec–Feb)

28°/9°F

avg high / low

Annual Precipitation

33.3"

Annual Snowfall

51.2"

Hot Days/Year

8

days above 90°F

Freeze Days/Year

150

days below 32°F

Rainy Days/Year

121

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°5"Jan: 0.90" precipitationFeb: 0.91" precipitationMar: 1.78" precipitationApr: 3.10" precipitationMay: 4.33" precipitationJun: 4.94" precipitationJul: 4.37" precipitationAug: 4.23" precipitationSep: 3.21" precipitationOct: 2.61" precipitationNov: 1.72" precipitationDec: 1.23" precipitation6°JJan: high 24°F, low 6°FFFeb: high 29°F, low 9°FMMar: high 41°F, low 22°FAApr: high 56°F, low 36°FMMay: high 69°F, low 48°FJJun: high 79°F, low 59°F83°JJul: high 83°F, low 63°FAAug: high 81°F, low 61°FSSep: high 73°F, low 53°FOOct: high 59°F, low 40°FNNov: high 43°F, low 27°FDDec: high 30°F, low 14°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan24°F6°F0.90"
Feb29°F9°F0.91"
Mar41°F22°F1.78"
Apr56°F36°F3.10"
May69°F48°F4.33"
Jun79°F59°F4.94"
Jul83°F63°F4.37"
Aug81°F61°F4.23"
Sep73°F53°F3.21"
Oct59°F40°F2.61"
Nov43°F27°F1.72"
Dec30°F14°F1.23"

Healthcare

Hospitals, ratings, and health insurance in Cottage Grove

Uninsured

2.7%

of residents

No hospitals inside Cottage Grove's limits — nearest hospitals · within 15 miles

M Health Fairview Woodwinds Hospital

Acute Care Hospitals · ER available · 7.6 mi away · Woodbury

Allina United Hospital

Acute Care Hospitals · ER available · 12.4 mi away · Saint Paul

Regions Hospital

Acute Care Hospitals · ER available · 12.6 mi away · Saint Paul

Adult Health · vs. the typical US place

Obesity33.2%US 36.8%
Diabetes9.7%US 12.6%
High blood pressure27.7%US 37.1%
Current smoking12.0%US 15.0%
No leisure-time physical activity19.4%US 26.6%
Depression23.7%US 23.0%
Asthma9.6%US 10.7%
Routine checkup in past year74.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education17.1:1 student/teacher ratio

Schools and degree attainment in Cottage Grove

Cottage Grove's student/teacher ratio is 17.1:1 (higher than the national average of 16:1), and 40.8% of adults 25+ hold a bachelor's degree or higher.

Public Schools

14

within city limits

Private Schools

1

within city limits

College Degree Rate

40.8%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

17.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Cottage Grove (within 15 miles)

Metropolitan State University

12.1 mi away

Public · 4-year · 5,616 students · in-state tuition $10,382 · 58% graduate · median earnings $66,336 (10 yrs after entry)

Concordia University-Saint Paul

14.5 mi away

Private nonprofit · 4-year · 3,018 students · in-state tuition $26,400 · 62% graduate · median earnings $65,009 (10 yrs after entry)

St Catherine University

14.6 mi away

Private nonprofit · 4-year · 2,473 students · in-state tuition $53,214 · 57% graduate · median earnings $64,729 (10 yrs after entry)

Inver Hills Community College

6.3 mi away

Public · 2-year · 2,193 students · in-state tuition $6,583 · 28% graduate · median earnings $56,727 (10 yrs after entry)

Dakota County Technical College

9.2 mi away

Public · 2-year · 2,168 students · in-state tuition $6,909 · 52% graduate · median earnings $56,812 (10 yrs after entry)

Macalester College

14.5 mi away

Private nonprofit · 4-year · 2,131 students · in-state tuition $70,862 · 89% graduate · median earnings $69,951 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Mississippi National River & Recreation Area, 12 mi

Nearby national parks, recreation areas and public libraries for Cottage Grove

Cottage Grove has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (12 mi away).

Nearby National Parks & Recreation Areas

Mississippi National River & Recreation Area

National River & Recreation Area

12 mi away

Saint Croix National Scenic Riverway

National Scenic Riverway

67 mi away

Public Libraries in Cottage Grove

Park Grove Library

7900 Hemingway Ave S, Cottage Grove

Branch~58 hrs/week

Cities Near Cottage Grove

The closest cities within 60 miles

Planning a move to Cottage Grove?

Read our full moving guide — what it's really like to live here.

Moving to Cottage Grove →

Cottage Grove FAQ

Is Cottage Grove, Minnesota affordable?⌄

Cottage Grove's median rent is $1,783/month, which is above the national average. The median household income is $120,791/year. Median home value is $378,800.

Is Cottage Grove, Minnesota safe?⌄

Cottage Grove's violent crime rate was 64 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 619 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Cottage Grove, Minnesota?⌄

Cottage Grove has an unemployment rate of 3.4%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Cottage Grove, Minnesota?⌄

The cost of living in Cottage Grove is primarily driven by housing. Median rent is $1,783/month and median household income is $120,791/year. The median home value is $378,800. About 53% of renters spend more than 30% of their income on housing.

How is the commute in Cottage Grove, Minnesota?⌄

The average commute in Cottage Grove is 24 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from