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Living in
Horn Lake.
About
Life in Horn Lake
If you're considering Horn Lake, you're essentially looking at a commuter suburb with solid access to Memphis employment but its own modest commercial base. The median home price around $171,000 is reasonable for the region, and the 4.1% unemployment rate suggests decent job availability locally, though many residents likely commute north to Memphis—figure on roughly 26 minutes average. What you're getting is a family-oriented place with a median age of 33.5, good schools through the DeSoto County School District, and enough parks and recreation options to keep weekends occupied.
Horn Lake at a Glance
Population, income, housing and more
Median Age
33.5 yrs
Poverty Rate
19.0%
Foreign-Born
6.0%
Broadband Internet
88.5%
of households
Population Growth
+0.1%
recent change · Census Bureau
Median household income
Demographics6.0% foreign-born, most often from Mexico
Who lives in Horn Lake: race and ethnicity, ages, households, languages and countries of origin
In Horn Lake, the largest foreign-born group is from Mexico (58.8%), and 8.7% of residents speak Spanish at home.
Under 18
26.5%
of residents
65 and Older
11.0%
of residents
Households with Kids
33.2%
anyone under 18
Living Alone
30.0%
of households
Married Couples
38.8%
of households
Avg Household Size
2.64
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 50% above MS average
Rent, home values, and income in Horn Lake
In Horn Lake, rent runs 50% above the MS average.
Median rent (per month)
Median home value
Rent Burdened
54.0%
spending 30%+ of income on rent
Severely Rent Burdened
24.9%
spending 50%+
Cost of Living Index
92.2
metro area (BEA) · US avg = 100
Median Property Tax
$1,242
per year, owner-occupied homes
Homeowners
58.1%
of occupied homes are owned
Typical Home Built
1991
median year built
Vacant Homes
8.3%
of housing units
Home Value Trend
Latest: $201,880 (September 2026)
Jobs & Economyunemployment about average for MS
Unemployment in Horn Lake
Unemployment in Horn Lake is close to the MS average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Horn Lake Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute25.7 min avg
How Horn Lake residents get to work, and the nearest airports
In Horn Lake, most residents drive alone to work (88%), and 57% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 7 mi
Frederick W. Smith International Airport (MEM)
Small hub2.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 76% below national average
Crime rates for 2025
Violent crime in Horn Lake runs 76% below the national average.
Violent Crime Rate
79.2
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,458.6
per 100,000 residents
Below average (1,552 national, 2025)
Horn Lake Police Department
Natural DisastersHeat most common — 27 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
89.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
DeSoto County, county-wide · FEMA NRI December 2025
In DeSoto County, which includes Horn Lake, the most common type is heat, with 27 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 27 | Heat | $997,000 |
| 2024 | 21 | Excessive Heat | $10,000 |
| 2023 | 31 | Heat | $2.1M |
| 2022 | 23 | Heat | $100,000 |
| 2021 | 14 | Heat | $62,000 |
| 2020 | 11 | Thunderstorm Wind | $3.3M |
| 2019 | 19 | Heat | $902,500 |
| 2018 | 16 | Heat | $5,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
6 earthquakes of magnitude 2.5+ within 100 miles in the past year
DeSoto County, county-wide
Air Quality43 median AQI — Good
Days by air quality category (2025)
Air quality in DeSoto County, which includes Horn Lake, is typically good — 252 good-air days per year.
Median AQI
43
Good Days
252
per year
Moderate Days
112
per year
Unhealthy Days
0
per year
DeSoto County, county-wide
Climate91°F summers, 35°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Horn Lake has hot summers (avg high 91°F) and mild winters (avg low 35°F).
Spring (Mar–May)
73°/53°F
avg high / low
Summer (Jun–Aug)
91°/72°F
avg high / low
Fall (Sep–Nov)
75°/54°F
avg high / low
Winter (Dec–Feb)
53°/35°F
avg high / low
Annual Precipitation
59.4"
Annual Snowfall
1.4"
Hot Days/Year
72
days above 90°F
Freeze Days/Year
45
days below 32°F
Rainy Days/Year
100
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 51°F | 33°F | 4.14" |
| Feb | 56°F | 37°F | 4.55" |
| Mar | 64°F | 44°F | 5.74" |
| Apr | 73°F | 53°F | 5.87" |
| May | 82°F | 62°F | 5.27" |
| Jun | 89°F | 70°F | 3.99" |
| Jul | 92°F | 74°F | 4.82" |
| Aug | 92°F | 73°F | 3.37" |
| Sep | 86°F | 66°F | 3.03" |
| Oct | 75°F | 54°F | 3.98" |
| Nov | 63°F | 43°F | 4.69" |
| Dec | 53°F | 36°F | 5.49" |
Healthcare
Hospitals, ratings, and health insurance in Horn Lake
Uninsured
12.7%
of residents
No hospitals inside Horn Lake's limits — nearest hospitals · within 15 miles
Baptist Memorial Hospital Desoto
Acute Care Hospitals · ER available · 3.3 mi away · Southaven
Delta Specialty Hospital
Acute Care Hospitals · ER available · 10.5 mi away · Memphis
Parkwood Behavioral Health System
Psychiatric · 11.6 mi away · Olive Branch
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.0:1 student/teacher ratio
Schools and degree attainment in Horn Lake
Horn Lake's student/teacher ratio is 14.0:1 (lower than the national average of 16:1), and 16.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
0
within city limits
College Degree Rate
16.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Horn Lake (within 15 miles)
Public · 4-year · 12,701 students · in-state tuition $11,256 · 53% graduate · median earnings $52,227 (10 yrs after entry)
Private nonprofit · 4-year · 1,836 students · in-state tuition $59,082 · 82% graduate · median earnings $79,506 (10 yrs after entry)
Private for-profit · 4-year · 1,784 students · in-state tuition $13,920 · 12% graduate · median earnings $44,016 (10 yrs after entry)
Private nonprofit · 4-year · 905 students · in-state tuition $39,750 · 59% graduate · median earnings $55,642 (10 yrs after entry)
Baptist Health Sciences University
13 mi awayPrivate nonprofit · 4-year · 770 students · in-state tuition $14,036 · 49% graduate · median earnings $70,235 (10 yrs after entry)
Private nonprofit · 4-year · 581 students · in-state tuition $12,778 · 28% graduate · median earnings $41,221 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Emmett Till and Mamie Till-Mobley National Monument, 70 mi
Nearby national parks, recreation areas and public libraries for Horn Lake
Horn Lake has 8 nearby national parks or recreation areas, closest being Emmett Till and Mamie Till-Mobley National Monument (70 mi away).
Nearby National Parks & Recreation Areas
Emmett Till and Mamie Till-Mobley National Monument
National Monument
70 mi awayTrail Of Tears National Historic Trail
National Historic Trail
79 mi awayBrices Cross Roads National Battlefield Site
National Battlefield Site
81 mi awayNatchez Trace National Scenic Trail
National Scenic Trail
87 mi awayTupelo National Battlefield
National Battlefield
89 mi awayArkansas Post National Memorial
National Memorial
97 mi awayShiloh National Military Park
National Military Park
97 mi awayNatchez Trace Parkway
Parkway
100 mi awayPublic Libraries in Horn Lake
M. R. Dye Public Library
2885 Goodman Road, Horn Lake
Cities Near Horn Lake
The closest cities within 60 miles
Planning a move to Horn Lake?
Read our full moving guide — what it's really like to live here.
Horn Lake FAQ
Is Horn Lake, Mississippi affordable?⌄
Horn Lake's median rent is $1,435/month, which is close to the national average. The median household income is $53,311/year. Median home value is $171,400.
Is Horn Lake, Mississippi safe?⌄
Horn Lake's violent crime rate was 79 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1459 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Horn Lake, Mississippi?⌄
Horn Lake has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Horn Lake, Mississippi?⌄
The cost of living in Horn Lake is primarily driven by housing. Median rent is $1,435/month and median household income is $53,311/year. The median home value is $171,400. About 54% of renters spend more than 30% of their income on housing.
How is the commute in Horn Lake, Mississippi?⌄
The average commute in Horn Lake is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from