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Living in
Memphis.
About
Life in Memphis
Affordability is Memphis's biggest draw—rent averages $1,181 a month and median home values sit around $169,000, which means your money stretches further than in most major American cities. The flip side is that median household income lags the national average at around $51,211, and the city has historically struggled with poverty and underemployment—it's a place where you'll have access to jobs, but they may not pay what you'd earn in coastal metros. The actual daily reality is car-dependent sprawl; your average commute runs about 21 minutes, but the city spreads across 324 square miles, so navigating from neighborhood to neighborhood means planning your drives.
Memphis at a Glance
Population, income, housing and more
Median Age
34.2 yrs
Poverty Rate
23.1%
Foreign-Born
7.7%
Broadband Internet
87.5%
of households
Population Growth
-3.0%
recent change · Census Bureau
Median household income
Demographics7.7% foreign-born, most often from Mexico
Who lives in Memphis: race and ethnicity, ages, households, languages and countries of origin
In Memphis, the largest foreign-born group is from Mexico (29.4%), and 8.4% of residents speak Spanish at home.
Under 18
25.2%
of residents
65 and Older
14.4%
of residents
Households with Kids
28.3%
anyone under 18
Living Alone
39.0%
of households
Married Couples
26.0%
of households
Avg Household Size
2.39
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for TN
Rent, home values, and income in Memphis
In Memphis, home values are 41% below the TN average.
Median rent (per month)
Median home value
Rent Burdened
51.8%
spending 30%+ of income on rent
Severely Rent Burdened
27.5%
spending 50%+
Cost of Living Index
92.2
metro area (BEA) · US avg = 100
Median Property Tax
$1,845
per year, owner-occupied homes
Homeowners
44.9%
of occupied homes are owned
Typical Home Built
1970
median year built
Vacant Homes
12.7%
of housing units
Home Value Trend
Latest: $151,794 (September 2026)
Jobs & Economyunemployment 1.5 pts above TN average
Unemployment in Memphis and typical pay across the metro area
Unemployment in Memphis is 1.5 percentage points higher than the TN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Memphis Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Memphis, TN-MS-AR metro area
Commute21.1 min avg
How Memphis residents get to work, and the nearest airports
In Memphis, most residents drive alone to work (76%), and 77% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 8 mi
Frederick W. Smith International Airport (MEM)
Small hub2.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 463% above national average
Crime rates for 2025
Violent crime in Memphis runs 463% above the national average.
Violent Crime Rate
1,852.7
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
5,029.1
per 100,000 residents
Above average (1,552 national, 2025)
Memphis Police Department
Natural DisastersThunderstorm Wind most common — 43 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
99.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Shelby County, county-wide · FEMA NRI December 2025
In Shelby County, which includes Memphis, the most common type is thunderstorm wind, with 43 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 43 | Heat | $191,500 |
| 2024 | 28 | Thunderstorm Wind | $240,000 |
| 2023 | 45 | Thunderstorm Wind | $6.1M |
| 2022 | 28 | Heat | $21,000 |
| 2021 | 23 | Flash Flood | $319,000 |
| 2020 | 14 | Thunderstorm Wind | $174,000 |
| 2019 | 25 | Thunderstorm Wind | $3.3M |
| 2018 | 26 | Thunderstorm Wind | $321,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
7 earthquakes of magnitude 2.5+ within 100 miles in the past year
Shelby County, county-wide
Air Quality47 median AQI — Good
Days by air quality category (2025)
Air quality in Shelby County, which includes Memphis, is typically good — 220 good-air days per year.
Median AQI
47
Good Days
220
per year
Moderate Days
140
per year
Unhealthy Days
0
per year
Shelby County, county-wide
Climate91°F summers, 35°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Memphis has hot summers (avg high 91°F) and mild winters (avg low 35°F).
Spring (Mar–May)
73°/53°F
avg high / low
Summer (Jun–Aug)
91°/72°F
avg high / low
Fall (Sep–Nov)
75°/54°F
avg high / low
Winter (Dec–Feb)
53°/35°F
avg high / low
Annual Precipitation
54.9"
Annual Snowfall
2.7"
Hot Days/Year
72
days above 90°F
Freeze Days/Year
45
days below 32°F
Rainy Days/Year
111
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 51°F | 33°F | 4.14" |
| Feb | 56°F | 37°F | 4.55" |
| Mar | 64°F | 44°F | 5.74" |
| Apr | 73°F | 53°F | 5.87" |
| May | 82°F | 62°F | 5.27" |
| Jun | 89°F | 70°F | 3.99" |
| Jul | 92°F | 74°F | 4.82" |
| Aug | 92°F | 73°F | 3.37" |
| Sep | 86°F | 66°F | 3.03" |
| Oct | 75°F | 54°F | 3.98" |
| Nov | 63°F | 43°F | 4.69" |
| Dec | 53°F | 36°F | 5.49" |
Healthcare10 hospitals, avg 2.2/5
Hospitals, ratings, and health insurance in Memphis
Memphis has 10 hospitals, averaging 2.2 out of 5 on CMS's quality rating — below-average care.
Hospitals
10
within city limits
Uninsured
14.7%
of residents
Avg Hospital Rating
2.2 / 5
Baptist Memorial Hospital
Acute Care Hospitals · ER available
- Main campus: Baptist Memorial Hospital · 6019 Walnut Grove Road
- Hospital campus: Baptist Memorial Hospital for Women · 6225 Humphreys Blvd, Memphis
Methodist Hospitals of Memphis
Acute Care Hospitals · ER available
- Main campus: Methodist Hospitals of Memphis · 1265 Union Ave Suite 700
- Hospital campus: Methodist North Hospital · 3960 New Covington Pike, Memphis
Memphis VA Medical Center
Acute Care - Veterans Administration · ER available
Regional One Health
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Baptist Memorial Hospital Desoto
Acute Care Hospitals · ER available · 9.6 mi away · Southaven
Saint Francis Bartlett Medical Center
Acute Care Hospitals · ER available · 11.6 mi away · Bartlett
Perimeter Behavioral Hospital of West Memphis
Psychiatric · 12.1 mi away · West Memphis
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.
Education16.4:1 student/teacher ratio
Schools and degree attainment in Memphis
Memphis's student/teacher ratio is 16.4:1, close to the national average of 16:1, and 28.0% of adults 25+ hold a bachelor's degree or higher.
Public Schools
219
within city limits
Private Schools
45
within city limits
College Degree Rate
28.0%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Memphis
Public · 4-year · 12,701 students · in-state tuition $11,256 · 53% graduate · median earnings $52,227 (10 yrs after entry)
Southwest Tennessee Community College
Public · 2-year · 5,047 students · in-state tuition $5,217 · 20% graduate · median earnings $38,117 (10 yrs after entry)
Private nonprofit · 4-year · 1,836 students · in-state tuition $59,082 · 82% graduate · median earnings $79,506 (10 yrs after entry)
Private for-profit · 4-year · 1,784 students · in-state tuition $13,920 · 12% graduate · median earnings $44,016 (10 yrs after entry)
Private nonprofit · 4-year · 905 students · in-state tuition $39,750 · 59% graduate · median earnings $55,642 (10 yrs after entry)
Baptist Health Sciences University
Private nonprofit · 4-year · 770 students · in-state tuition $14,036 · 49% graduate · median earnings $70,235 (10 yrs after entry)
Private nonprofit · 4-year · 581 students · in-state tuition $12,778 · 28% graduate · median earnings $41,221 (10 yrs after entry)
The University of Tennessee Health Science Center
Public · 4-year · 394 students · 93% graduate · median earnings $77,971 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Trail Of Tears National Historic Trail, 67 mi
Nearby national parks, recreation areas and public libraries for Memphis
Memphis has 6 nearby national parks or recreation areas, closest being Trail Of Tears National Historic Trail (67 mi away).
Nearby National Parks & Recreation Areas
Trail Of Tears National Historic Trail
National Historic Trail
67 mi awayBrices Cross Roads National Battlefield Site
National Battlefield Site
82 mi awayEmmett Till and Mamie Till-Mobley National Monument
National Monument
82 mi awayNatchez Trace National Scenic Trail
National Scenic Trail
89 mi awayTupelo National Battlefield
National Battlefield
91 mi awayShiloh National Military Park
National Military Park
92 mi awayPublic Libraries in Memphis
Memphis Public Library And Information Center
3030 Poplar Avenue, Memphis
Cherokee Branch Library
3300 Sharpe, Memphis
Cordova Branch Library
8457 Trinity Road, Memphis
Cornelia Crenshaw Branch
531 Vance Avenue, Memphis
Cossitt Branch Library
33 S. Front Street, Memphis
Frayser Branch
3712 Argonne, Memphis
Gaston Park Branch
1040 South 3rd Street, Memphis
Hollywood Branch
1530 N. Hollywood, Memphis
Levi Branch
3676 Hwy 61 S., Memphis
North Branch
1192 Vollintine, Memphis
Officer Geoffrey Redd Library
5094 Poplar, Memphis
Parkway Village Branch
4655 Knight Arnold, Memphis
Cities Near Memphis
The closest cities within 60 miles
Planning a move to Memphis?
Read our full moving guide — what it's really like to live here.
Memphis FAQ
Is Memphis, Tennessee affordable?⌄
Memphis's median rent is $1,181/month, which is below the national average, making it relatively affordable. The median household income is $51,736/year. Median home value is $169,000.
Is Memphis, Tennessee safe?⌄
Memphis's violent crime rate was 1853 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 5029 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Memphis, Tennessee?⌄
Memphis has an unemployment rate of 5.0%, which is slightly above the national average of 4.3%.
What is the cost of living in Memphis, Tennessee?⌄
The cost of living in Memphis is primarily driven by housing. Median rent is $1,181/month and median household income is $51,736/year. The median home value is $169,000. About 52% of renters spend more than 30% of their income on housing.
How is the commute in Memphis, Tennessee?⌄
The average commute in Memphis is 21 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from