About

Life in Memphis

Affordability is Memphis's biggest draw—rent averages $1,181 a month and median home values sit around $169,000, which means your money stretches further than in most major American cities. The flip side is that median household income lags the national average at around $51,211, and the city has historically struggled with poverty and underemployment—it's a place where you'll have access to jobs, but they may not pay what you'd earn in coastal metros. The actual daily reality is car-dependent sprawl; your average commute runs about 21 minutes, but the city spreads across 324 square miles, so navigating from neighborhood to neighborhood means planning your drives.

Memphis at a Glance

Population, income, housing and more

Median Age

34.2 yrs

Poverty Rate

23.1%

Foreign-Born

7.7%

Broadband Internet

87.5%

of households

Population Growth

-3.0%

recent change · Census Bureau

Median household income

Memphis$51,736
Tennessee avg$69,595
US$80,734

Demographics7.7% foreign-born, most often from Mexico

Who lives in Memphis: race and ethnicity, ages, households, languages and countries of origin

In Memphis, the largest foreign-born group is from Mexico (29.4%), and 8.4% of residents speak Spanish at home.

Under 18

25.2%

of residents

65 and Older

14.4%

of residents

Households with Kids

28.3%

anyone under 18

Living Alone

39.0%

of households

Married Couples

26.0%

of households

Avg Household Size

2.39

people

Race & Ethnicity

Black62.7%
White22.4%
Hispanic or Latino10.4%
Two or more races2.3%
Asian1.7%
Other0.5%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico29.4%
Honduras14.1%
Guatemala8.9%
Venezuela5.4%
India3.7%
El Salvador3.1%
Vietnam3.0%
China2.2%
Other Western Africa1.5%
Africa, n.e.c.1.3%

Languages Spoken at Home

English only88.5%
Spanish8.4%
Other0.6%
Other Indo-European0.5%
Other Asian/Pacific0.4%
Arabic0.4%
Vietnamese0.3%
French/Haitian0.3%

Cost of Livingrent about average for TN

Rent, home values, and income in Memphis

In Memphis, home values are 41% below the TN average.

Median rent (per month)

Memphis$1,181
Tennessee avg$1,189
US$1,413

Median home value

Memphis$169,000
Tennessee avg$286,700
US$332,700

Rent Burdened

51.8%

spending 30%+ of income on rent

Severely Rent Burdened

27.5%

spending 50%+

Cost of Living Index

92.2

metro area (BEA) · US avg = 100

Median Property Tax

$1,845

per year, owner-occupied homes

Homeowners

44.9%

of occupied homes are owned

Typical Home Built

1970

median year built

Vacant Homes

12.7%

of housing units

Home Value Trend

$142,865
$167,584
$151,794
202120222023202420252026

Latest: $151,794 (September 2026)

Jobs & Economyunemployment 1.5 pts above TN average

Unemployment in Memphis and typical pay across the metro area

Unemployment in Memphis is 1.5 percentage points higher than the TN average.

Unemployment rate

Memphis5.0%
Tennessee avg3.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

5.7%
4.7%
4.5%
4.3%
11.1%
8.2%
4.9%
4.7%
4.8%
5%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Memphis Residents Do for Work · share of employed residents by industry

Education & health care22.4%
Transportation & utilities14.7%
Professional & business services10.8%
Retail10.7%
Arts, hospitality & food service9.1%
Manufacturing8.4%
Construction5.6%
Finance & real estate5.0%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$101,400
Healthcare$65,810
Business & Finance$64,270
Education$54,590
Repair & Maintenance$48,440
Production$41,910
Office & Admin$39,660
Transportation$36,490

Memphis, TN-MS-AR metro area

Commute21.1 min avg

How Memphis residents get to work, and the nearest airports

In Memphis, most residents drive alone to work (76%), and 77% get there in under 30 minutes.

How People Get to Work

Drive alone76.2%
Carpool10.4%
Public transit0.8%
Walk1.7%
Work from home9.2%
Other1.8%

Commute Time Distribution

Under 15 min23.7%
15–29 min53.2%
30–44 min18.1%
45–59 min2.6%
60+ min2.4%

Nearest airports · with airline service

  • Frederick W. Smith International Airport (MEM)

    Small hub2.4M passengers boarded in 2025

    8 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 463% above national average

Crime rates for 2025

Violent crime in Memphis runs 463% above the national average.

Violent Crime Rate

1,852.7

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

5,029.1

per 100,000 residents

Above average (1,552 national, 2025)

Memphis Police Department

Natural DisastersThunderstorm Wind most common — 43 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

99.4 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · Very HighTornado · Very HighEarthquake · HighHeat wave · HighIce storm · High

Shelby County, county-wide · FEMA NRI December 2025

In Shelby County, which includes Memphis, the most common type is thunderstorm wind, with 43 recorded events in 2025.

Most common events:

Thunderstorm WindHeatFlash FloodHailExcessive Heat

Storm events by year

YearEventsTop TypeProperty Damage
202543Heat$191,500
202428Thunderstorm Wind$240,000
202345Thunderstorm Wind$6.1M
202228Heat$21,000
202123Flash Flood$319,000
202014Thunderstorm Wind$174,000
201925Thunderstorm Wind$3.3M
201826Thunderstorm Wind$321,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

7 earthquakes of magnitude 2.5+ within 100 miles in the past year

Shelby County, county-wide

Air Quality47 median AQI — Good

Days by air quality category (2025)

Air quality in Shelby County, which includes Memphis, is typically good — 220 good-air days per year.

Median AQI

47

Good Days

220

per year

Moderate Days

140

per year

Unhealthy Days

0

per year

Shelby County, county-wide

Climate91°F summers, 35°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Memphis has hot summers (avg high 91°F) and mild winters (avg low 35°F).

Spring (Mar–May)

73°/53°F

avg high / low

Summer (Jun–Aug)

91°/72°F

avg high / low

Fall (Sep–Nov)

75°/54°F

avg high / low

Winter (Dec–Feb)

53°/35°F

avg high / low

Annual Precipitation

54.9"

Annual Snowfall

2.7"

Hot Days/Year

72

days above 90°F

Freeze Days/Year

45

days below 32°F

Rainy Days/Year

111

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 4.14" precipitationFeb: 4.55" precipitationMar: 5.74" precipitationApr: 5.87" precipitationMay: 5.27" precipitationJun: 3.99" precipitationJul: 4.82" precipitationAug: 3.37" precipitationSep: 3.03" precipitationOct: 3.98" precipitationNov: 4.69" precipitationDec: 5.49" precipitation33°JJan: high 51°F, low 33°FFFeb: high 56°F, low 37°FMMar: high 64°F, low 44°FAApr: high 73°F, low 53°FMMay: high 82°F, low 62°FJJun: high 89°F, low 70°F92°JJul: high 92°F, low 74°FAAug: high 92°F, low 73°FSSep: high 86°F, low 66°FOOct: high 75°F, low 54°FNNov: high 63°F, low 43°FDDec: high 53°F, low 36°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan51°F33°F4.14"
Feb56°F37°F4.55"
Mar64°F44°F5.74"
Apr73°F53°F5.87"
May82°F62°F5.27"
Jun89°F70°F3.99"
Jul92°F74°F4.82"
Aug92°F73°F3.37"
Sep86°F66°F3.03"
Oct75°F54°F3.98"
Nov63°F43°F4.69"
Dec53°F36°F5.49"

Healthcare10 hospitals, avg 2.2/5

Hospitals, ratings, and health insurance in Memphis

Memphis has 10 hospitals, averaging 2.2 out of 5 on CMS's quality rating — below-average care.

Hospitals

10

within city limits

Uninsured

14.7%

of residents

Avg Hospital Rating

2.2 / 5

Baptist Memorial Hospital

Acute Care Hospitals · ER available

  • Main campus: Baptist Memorial Hospital · 6019 Walnut Grove Road
  • Hospital campus: Baptist Memorial Hospital for Women · 6225 Humphreys Blvd, Memphis

Methodist Hospitals of Memphis

Acute Care Hospitals · ER available

  • Main campus: Methodist Hospitals of Memphis · 1265 Union Ave Suite 700
  • Hospital campus: Methodist North Hospital · 3960 New Covington Pike, Memphis

Memphis VA Medical Center

Acute Care - Veterans Administration · ER available

Regional One Health

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Baptist Memorial Hospital Desoto

Acute Care Hospitals · ER available · 9.6 mi away · Southaven

Saint Francis Bartlett Medical Center

Acute Care Hospitals · ER available · 11.6 mi away · Bartlett

Perimeter Behavioral Hospital of West Memphis

Psychiatric · 12.1 mi away · West Memphis

Not rated

Adult Health · vs. the typical US place

Obesity42.1%US 36.8%
Diabetes17.6%US 12.6%
High blood pressure44.2%US 37.1%
Current smoking19.9%US 15.0%
No leisure-time physical activity31.1%US 26.6%
Depression25.2%US 23.0%
Asthma12.2%US 10.7%
Routine checkup in past year80.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education16.4:1 student/teacher ratio

Schools and degree attainment in Memphis

Memphis's student/teacher ratio is 16.4:1, close to the national average of 16:1, and 28.0% of adults 25+ hold a bachelor's degree or higher.

Public Schools

219

within city limits

Private Schools

45

within city limits

College Degree Rate

28.0%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Memphis

University of Memphis

Public · 4-year · 12,701 students · in-state tuition $11,256 · 53% graduate · median earnings $52,227 (10 yrs after entry)

Southwest Tennessee Community College

Public · 2-year · 5,047 students · in-state tuition $5,217 · 20% graduate · median earnings $38,117 (10 yrs after entry)

Rhodes College

Private nonprofit · 4-year · 1,836 students · in-state tuition $59,082 · 82% graduate · median earnings $79,506 (10 yrs after entry)

Strayer University-Tennessee

Private for-profit · 4-year · 1,784 students · in-state tuition $13,920 · 12% graduate · median earnings $44,016 (10 yrs after entry)

Christian Brothers University

Private nonprofit · 4-year · 905 students · in-state tuition $39,750 · 59% graduate · median earnings $55,642 (10 yrs after entry)

Baptist Health Sciences University

Private nonprofit · 4-year · 770 students · in-state tuition $14,036 · 49% graduate · median earnings $70,235 (10 yrs after entry)

Le Moyne-Owen College

Private nonprofit · 4-year · 581 students · in-state tuition $12,778 · 28% graduate · median earnings $41,221 (10 yrs after entry)

The University of Tennessee Health Science Center

Public · 4-year · 394 students · 93% graduate · median earnings $77,971 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Trail Of Tears National Historic Trail, 67 mi

Nearby national parks, recreation areas and public libraries for Memphis

Memphis has 6 nearby national parks or recreation areas, closest being Trail Of Tears National Historic Trail (67 mi away).

Nearby National Parks & Recreation Areas

Trail Of Tears National Historic Trail

National Historic Trail

67 mi away

Brices Cross Roads National Battlefield Site

National Battlefield Site

82 mi away

Emmett Till and Mamie Till-Mobley National Monument

National Monument

82 mi away

Natchez Trace National Scenic Trail

National Scenic Trail

89 mi away

Tupelo National Battlefield

National Battlefield

91 mi away

Shiloh National Military Park

National Military Park

92 mi away

Public Libraries in Memphis

Memphis Public Library And Information Center

3030 Poplar Avenue, Memphis

Central library~60 hrs/week

Cherokee Branch Library

3300 Sharpe, Memphis

Branch~48 hrs/week

Cordova Branch Library

8457 Trinity Road, Memphis

Branch~56 hrs/week

Cornelia Crenshaw Branch

531 Vance Avenue, Memphis

Branch~48 hrs/week

Cossitt Branch Library

33 S. Front Street, Memphis

Branch~56 hrs/week

Frayser Branch

3712 Argonne, Memphis

Branch~52 hrs/week

Gaston Park Branch

1040 South 3rd Street, Memphis

Branch~48 hrs/week

Hollywood Branch

1530 N. Hollywood, Memphis

Branch~48 hrs/week

Levi Branch

3676 Hwy 61 S., Memphis

Branch~48 hrs/week

North Branch

1192 Vollintine, Memphis

Branch~48 hrs/week

Officer Geoffrey Redd Library

5094 Poplar, Memphis

Branch~52 hrs/week

Parkway Village Branch

4655 Knight Arnold, Memphis

Branch~48 hrs/week

Cities Near Memphis

The closest cities within 60 miles

Planning a move to Memphis?

Read our full moving guide — what it's really like to live here.

Moving to Memphis →

Memphis FAQ

Is Memphis, Tennessee affordable?⌄

Memphis's median rent is $1,181/month, which is below the national average, making it relatively affordable. The median household income is $51,736/year. Median home value is $169,000.

Is Memphis, Tennessee safe?⌄

Memphis's violent crime rate was 1853 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 5029 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Memphis, Tennessee?⌄

Memphis has an unemployment rate of 5.0%, which is slightly above the national average of 4.3%.

What is the cost of living in Memphis, Tennessee?⌄

The cost of living in Memphis is primarily driven by housing. Median rent is $1,181/month and median household income is $51,736/year. The median home value is $169,000. About 52% of renters spend more than 30% of their income on housing.

How is the commute in Memphis, Tennessee?⌄

The average commute in Memphis is 21 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from