What it's like to live in Montgomery

Montgomery is a mid-size city in Alabama with rent below the national average, home prices that remain within reach, unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Montgomery deals with household incomes below the national average, crime rates above the national average, air quality that falls short of national benchmarks, and larger class sizes than the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment
  • Short commutes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • High student-teacher ratio
  • High poverty rate
  • Hot summers

How Montgomery compares

Median household income

Montgomery$56,811
Alabama avg$63,999
US$80,734

Median rent (per month)

Montgomery$1,089
Alabama avg$1,007
US$1,413

Median home value

Montgomery$161,900
Alabama avg$209,900
US$332,700

What it takes to move to Montgomery

Based on Montgomery's median rent, home value and household income

To rent

$2,178

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $43,560 a year
  • 50% of Montgomery renters spend 30% or more of their income on rent

To buy

$32,380

a 20% down payment on the median home

  • With 10% down: $16,190
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 23% below US

$1,089/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,089 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $161,900. That kind of affordability is rare in today's market.

Median home value $161,900 · 50% of renters cost-burdened

Job market▼ 26% below US

3.2% unemployment

Unemployment here is 3.2%, a little below the national average of 4.3%.

City-level (BLS)

Safety▲ 96% above US

645 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2906/100k · Montgomery Police Department · 2025 data

Getting around▼ 20% below US

21 min average commute

Commutes are reasonable, averaging 20.7 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 8% work from home.

How workers get to work

Drive alone
80%
Carpool
9.7%
Work from home
8.0%
Walk
1.3%
Other
1.0%
Public transit
0.4%

Climate

Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 42°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
30°50°70°90°110°5.5"Jan: 5.19" precipitationFeb: 5.10" precipitationMar: 4.87" precipitationApr: 4.23" precipitationMay: 3.92" precipitationJun: 4.31" precipitationJul: 4.58" precipitationAug: 3.88" precipitationSep: 3.60" precipitationOct: 3.07" precipitationNov: 4.25" precipitationDec: 4.77" precipitation40°JJan: high 60°F, low 40°FFFeb: high 65°F, low 43°FMMar: high 72°F, low 50°FAApr: high 79°F, low 56°FMMay: high 86°F, low 64°FJJun: high 92°F, low 71°F94°JJul: high 94°F, low 75°FAAug: high 94°F, low 74°FSSep: high 89°F, low 69°FOOct: high 80°F, low 57°FNNov: high 70°F, low 46°FDDec: high 62°F, low 41°F

30-year averages, 1991–2020

Healthcare

4 hospitals

There are 4 Medicare-certified hospitals inside city limits. They average 3.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforceNear US average

34% bachelor's degree or higher

Education levels run about average, with 34% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

52 public schools inside the boundary

There are 52 public schools inside the boundary and 20 private schools. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Selma To Montgomery National Historic Trail (27 miles away). There are 6 national parks and sites within a day's drive.

Bottom line

Montgomery's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,089/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, job seekers, and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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