What it's like to live in Clayton

Clayton is a small city in California with household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Clayton deals with rent well above the national average, home prices well above the national average, long average commutes, and air quality that falls short of national benchmarks.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • Long commutes
  • Air quality concerns
  • High student-teacher ratio
  • High rent burden for renters

How Clayton compares

Median household income

Clayton$175,707
California avg$99,122
US$80,734

Median rent (per month)

Clayton$3,500+
California avg$2,036
US$1,413

The Census tops out at $3,500+ for rent; it doesn't publish exact figures above that.

Median home value

Clayton$1,055,200
California avg$734,700
US$332,700

What it takes to move to Clayton

Based on Clayton's median rent, home value and household income

To rent

$7,002

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $140,040 a year
  • 60% of Clayton renters spend 30% or more of their income on rent

To buy

$211,040

a 20% down payment on the median home

  • With 10% down: $105,520
  • Homes cost 6.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingCensus top category

$3,500+/mo median rent

Rent is expensive here, at $3,500+ a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,055,200. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,055,200 · 60% of renters cost-burdened

Job market

4.8% county unemployment

Unemployment in Contra Costa County is 4.8%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Contra Costa County (county-wide)

Safety▼ 89% below US

37 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 706/100k · Clayton Police Department · 2025 data

Getting around▲ 37% above US

36 min average commute

Traffic is a real factor here. The 35.5 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 22% work from home.

How workers get to work

Drive alone
65%
Work from home
22%
Carpool
7.2%
Other
2.4%
Walk
1.8%
Public transit
1.5%

Climate

Summers are warm, with highs around 87°F, and winters are chilly but manageable, with lows around 42°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°3.5"Jan: 3.21" precipitationFeb: 3.19" precipitationMar: 2.26" precipitationApr: 1.12" precipitationMay: 0.51" precipitationJun: 0.16" precipitationJul: 0.00" precipitationAug: 0.02" precipitationSep: 0.06" precipitationOct: 0.73" precipitationNov: 1.61" precipitationDec: 3.18" precipitationJJan: high 58°F, low 41°FFFeb: high 62°F, low 44°FMMar: high 67°F, low 47°FAApr: high 71°F, low 49°FMMay: high 78°F, low 53°FJJun: high 84°F, low 57°F88°JJul: high 88°F, low 59°FAAug: high 88°F, low 59°FSSep: high 85°F, low 58°FOOct: high 78°F, low 53°FNNov: high 66°F, low 45°F41°DDec: high 58°F, low 41°F

30-year averages, 1991–2020

Education & workforce▲ 64% above US

59% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

2 public schools inside the boundary

There are 2 public schools inside the boundary. The student-to-teacher ratio is 26:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Eugene O'Neill National Historic Site (10 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Clayton's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. It tends to suit anyone prioritizing low crime, remote workers (22% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget and people who dread long commutes.

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