What it's like to live in Walnut Creek

Walnut Creek is a smaller city in California with household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Walnut Creek deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • Air quality concerns
  • Below-average hospital ratings
  • High student-teacher ratio

How Walnut Creek compares

Median household income

Walnut Creek$130,432
California avg$99,122
US$80,734

Median rent (per month)

Walnut Creek$2,680
California avg$2,036
US$1,413

Median home value

Walnut Creek$1,057,300
California avg$734,700
US$332,700

What it takes to move to Walnut Creek

Based on Walnut Creek's median rent, home value and household income

To rent

$5,360

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $107,200 a year
  • 49% of Walnut Creek renters spend 30% or more of their income on rent

To buy

$211,460

a 20% down payment on the median home

  • With 10% down: $105,730
  • Homes cost 8.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 90% above US

$2,680/mo median rent

Rent is expensive here, at $2,680 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,057,300. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,057,300 · 49% of renters cost-burdened

Job marketNear US average

4.5% unemployment

Unemployment here is 4.5%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 34% below US

217 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 2419/100k · Walnut Creek Police Department · 2025 data

Getting around▲ 18% above US

31 min average commute

Traffic is a real factor here. The 30.6 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 6 in 10 workers drive to work; 6% take public transit; 31% work from home.

How workers get to work

Drive alone
50%
Work from home
31%
Carpool
7.7%
Public transit
6.2%
Walk
3.2%
Other
2.0%

Climate

Summers are warm, with highs around 87°F, and winters are mild, with lows rarely dropping below 42°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°4"Jan: 3.46" precipitationFeb: 3.57" precipitationMar: 2.57" precipitationApr: 1.23" precipitationMay: 0.61" precipitationJun: 0.12" precipitationJul: 0.00" precipitationAug: 0.02" precipitationSep: 0.06" precipitationOct: 0.68" precipitationNov: 1.87" precipitationDec: 3.55" precipitationJJan: high 58°F, low 42°FFFeb: high 63°F, low 44°FMMar: high 68°F, low 47°FAApr: high 72°F, low 49°FMMay: high 78°F, low 53°FJJun: high 85°F, low 57°F88°JJul: high 88°F, low 58°FAAug: high 88°F, low 59°FSSep: high 86°F, low 58°FOOct: high 78°F, low 53°FNNov: high 67°F, low 46°F41°DDec: high 59°F, low 41°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▲ 96% above US

70% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

13 public schools inside the boundary

There are 13 public schools inside the boundary and 10 private schools. The student-to-teacher ratio is 24:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Eugene O'Neill National Historic Site (5 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Walnut Creek's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,680/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (31% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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