What it's like to live in San Rafael
San Rafael is a smaller city in California with household incomes running above the national average and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. San Rafael deals with rent well above the national average, home prices well above the national average, larger class sizes than the national average, and a rent burden that leaves many renters stretched thin.
The good
- Higher-than-average incomes
- Highly educated workforce
The not so good
- Rent well above the national average
- High home prices
- High student-teacher ratio
- High rent burden for renters
How San Rafael compares
Median household income
Median rent (per month)
Median home value
What it takes to move to San Rafael
Based on San Rafael's median rent, home value and household income
To rent
$4,754
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $95,080 a year
- 57% of San Rafael renters spend 30% or more of their income on rent
To buy
$271,120
a 20% down payment on the median home
- With 10% down: $135,560
- Homes cost 11.4× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 68% above US
$2,377/mo median rent
Rent is expensive here, at $2,377 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,355,600. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $1,355,600 · 57% of renters cost-burdened
Job marketNear US average
3.9% unemployment
Unemployment here is 3.9%, close to the national average of 4.3%.
City-level (BLS)
Safety▲ 11% above US
365 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 2043/100k · San Rafael Police Department · 2025 data
Getting aroundNear US average
25 min average commute
Commutes run about average, at 25.3 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 6 in 10 workers drive to work; 6% take public transit; 26% work from home.
How workers get to work
Climate
Summers are warm, with highs around 80°F, and winters are mild, with lows rarely dropping below 43°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 38% above US
50% bachelor's degree or higher
The population is well-educated, with 50% holding college degrees. That points to a strong professional base and generally a healthy local economy.
Schools
15 public schools inside the boundary
There are 15 public schools inside the boundary and 7 private schools. The student-to-teacher ratio is 20:1, above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Muir Woods National Monument (7 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
San Rafael's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,377/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (26% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.
Other places near San Rafael
All California guides →Moving to Larkspur →
3 mi away · pop. 12,854
Rent $3,001/mo · Income $140,417
Compare with San Rafael →Moving to San Anselmo →
3 mi away · pop. 12,679
Rent $2,797/mo · Income $173,641
Compare with San Rafael →Moving to Corte Madera →
4 mi away · pop. 10,077
Rent $3,500+/mo · Income $232,763
Compare with San Rafael →Moving to Mill Valley →
5 mi away · pop. 14,012
Rent $3,278/mo · Income $206,212
Compare with San Rafael →Not sure San Rafael is the one?
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