What it's like to live in Westminster

Westminster is a mid-size city in Colorado with household incomes running above the national average and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Westminster deals with rent well above the national average, home prices well above the national average, air quality that falls short of national benchmarks, and larger class sizes than the national average.

The good

  • Higher-than-average incomes
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • Air quality concerns
  • High student-teacher ratio
  • Cold winters
  • Snowy winters — 55" per year

How Westminster compares

Median household income

Westminster$100,272
Colorado avg$95,470
US$80,734

Median rent (per month)

Westminster$1,882
Colorado avg$1,761
US$1,413

Median home value

Westminster$532,400
Colorado avg$539,400
US$332,700

What it takes to move to Westminster

Based on Westminster's median rent, home value and household income

To rent

$3,764

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $75,280 a year
  • 49% of Westminster renters spend 30% or more of their income on rent

To buy

$106,480

a 20% down payment on the median home

  • With 10% down: $53,240
  • Homes cost 5.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 33% above US

$1,882/mo median rent

Rent runs on the higher side, at $1,882 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $532,400. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $532,400 · 49% of renters cost-burdened

Job marketNear US average

3.9% unemployment

Unemployment here is 3.9%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 13% below US

288 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 2922/100k · Westminster Police Department · 2025 data

Getting aroundNear US average

27 min average commute

Commutes run about average, at 27 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 22% work from home.

How workers get to work

Drive alone
68%
Work from home
22%
Carpool
6.4%
Other
1.7%
Public transit
1.2%
Walk
1.0%

Climate

Summers are hot and humid, with highs regularly hitting 88°F, and winters are cold and harsh, with lows dropping to 19°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°2.5"Jan: 0.45" precipitationFeb: 0.54" precipitationMar: 1.21" precipitationApr: 1.94" precipitationMay: 2.35" precipitationJun: 1.50" precipitationJul: 1.73" precipitationAug: 1.32" precipitationSep: 1.19" precipitationOct: 1.07" precipitationNov: 0.73" precipitationDec: 0.48" precipitation19°JJan: high 48°F, low 19°FFFeb: high 50°F, low 20°FMMar: high 58°F, low 28°FAApr: high 64°F, low 35°FMMay: high 72°F, low 44°FJJun: high 85°F, low 53°F91°JJul: high 91°F, low 59°FAAug: high 89°F, low 57°FSSep: high 82°F, low 49°FOOct: high 67°F, low 37°FNNov: high 56°F, low 27°FDDec: high 48°F, low 19°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 5.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▲ 24% above US

45% bachelor's degree or higher

The population is well-educated, with 45% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

31 public schools inside the boundary

There are 31 public schools inside the boundary and 8 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Rocky Mountain National Park (47 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Westminster's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,882/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (22% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.

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