What it's like to live in Wilmington

Wilmington is a smaller city in Delaware with rent below the national average, home prices that remain within reach, several well-rated hospitals, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Wilmington deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and air quality that falls short of national benchmarks.

The good

  • Rent below the national average
  • Affordable home prices
  • Several well-rated hospitals
  • Low student-teacher ratio

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • High poverty rate
  • High rent burden for renters

How Wilmington compares

Median household income

Wilmington$58,671
Delaware avg$84,954
US$80,734

Median rent (per month)

Wilmington$1,224
Delaware avg$1,401
US$1,413

Median home value

Wilmington$231,400
Delaware avg$352,000
US$332,700

What it takes to move to Wilmington

Based on Wilmington's median rent, home value and household income

To rent

$2,448

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $48,960 a year
  • 50% of Wilmington renters spend 30% or more of their income on rent

To buy

$46,280

a 20% down payment on the median home

  • With 10% down: $23,140
  • Homes cost 3.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 13% below US

$1,224/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,224 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $231,400. That kind of affordability is rare in today's market.

Median home value $231,400 · 50% of renters cost-burdened

Job market▲ 49% above US

6.4% unemployment

Unemployment here is 6.4%, well above the national average of 4.3%. Moving with a job already lined up matters more here.

City-level (BLS)

Safety▲ 250% above US

1152 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2901/100k · Wilmington Police Department · 2025 data

Getting aroundNear US average

24 min average commute

Commutes are reasonable, averaging 23.5 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 8% take public transit; 16% work from home.

How workers get to work

Drive alone
61%
Work from home
16%
Public transit
7.7%
Carpool
7.1%
Walk
5.1%
Other
2.9%

Climate

Summers are warm, with highs around 82°F, and winters are cold, with lows around 26°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.67" precipitationFeb: 3.03" precipitationMar: 4.65" precipitationApr: 4.06" precipitationMay: 3.76" precipitationJun: 4.71" precipitationJul: 5.17" precipitationAug: 4.39" precipitationSep: 5.13" precipitationOct: 4.12" precipitationNov: 3.25" precipitationDec: 4.37" precipitation24°JJan: high 38°F, low 24°FFFeb: high 41°F, low 25°FMMar: high 49°F, low 32°FAApr: high 61°F, low 43°FMMay: high 71°F, low 52°FJJun: high 79°F, low 62°F84°JJul: high 84°F, low 67°FAAug: high 82°F, low 66°FSSep: high 75°F, low 59°FOOct: high 63°F, low 47°FNNov: high 53°F, low 37°FDDec: high 43°F, low 29°F

30-year averages, 1991–2020

Healthcare

3 hospitals

There are 3 Medicare-certified hospitals inside city limits. They average 3.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforceNear US average

33% bachelor's degree or higher

Education levels run about average, with 33% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

21 public schools inside the boundary

There are 21 public schools inside the boundary and 14 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is First State National Historical Park (7 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Wilmington's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,224/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and remote workers (16% of workers here already work from home). It may be a harder fit for anyone moving without a job lined up.

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