Asbury Lake is an unincorporated community in Clay County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Asbury Lake

Asbury Lake is an unincorporated community in Florida with household incomes running above the national average and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Asbury Lake deals with rent well above the national average, long average commutes, and hot summers.

The good

  • Higher-than-average incomes
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • Long commutes
  • Hot summers

How Asbury Lake compares

Median household income

Asbury Lake$100,949
Florida avg$74,568
US$80,734

Median rent (per month)

Asbury Lake$2,172
Florida avg$1,669
US$1,413

Median home value

Asbury Lake$329,600
Florida avg$359,000
US$332,700

What it takes to move to Asbury Lake

Based on Asbury Lake's median rent, home value and household income

To rent

$4,344

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $86,880 a year
  • 34% of Asbury Lake renters spend 30% or more of their income on rent

To buy

$65,920

a 20% down payment on the median home

  • With 10% down: $32,960
  • Homes cost 3.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 54% above US

$2,172/mo median rent

Rent is expensive here, at $2,172 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are reasonable, with a median around $329,600. Not a steal, but not intimidating either.

Median home value $329,600 · 34% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in Clay County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Clay County (county-wide)

Safety

242 violent crimes per 100k, whole jurisdiction

Asbury Lake doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Clay County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 675/100k · Policed by Clay County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 46% above US

38 min average commute

Traffic is a real factor here. The 38 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone
69%
Work from home
20%
Carpool
5.8%
Other
4.7%
Walk
0.6%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 49°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
30°50°70°90°7.5"Jan: 2.93" precipitationFeb: 2.26" precipitationMar: 3.14" precipitationApr: 2.40" precipitationMay: 3.16" precipitationJun: 7.32" precipitationJul: 6.00" precipitationAug: 6.28" precipitationSep: 6.08" precipitationOct: 3.55" precipitationNov: 2.03" precipitationDec: 2.45" precipitation47°JJan: high 66°F, low 47°FFFeb: high 69°F, low 50°FMMar: high 74°F, low 55°FAApr: high 81°F, low 61°FMMay: high 86°F, low 69°FJJun: high 90°F, low 74°F92°JJul: high 92°F, low 76°FAAug: high 91°F, low 76°FSSep: high 88°F, low 74°FOOct: high 82°F, low 66°FNNov: high 73°F, low 56°FDDec: high 68°F, low 50°F

30-year averages, 1991–2020

Education & workforceNear US average

35% bachelor's degree or higher

Education levels run about average, with 35% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

2 public schools inside the boundary

There are 2 public schools inside the boundary. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Castillo de San Marcos National Monument (32 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Asbury Lake's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and long average commutes. A year of median rent ($2,172/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (20% of workers here already work from home). It may be a harder fit for renters on a tight budget and people who dread long commutes.

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