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Moving to
Asbury Lake.
Asbury Lake is an unincorporated community in Clay County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Asbury Lake
Asbury Lake is an unincorporated community in Florida with household incomes running above the national average and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Asbury Lake deals with rent well above the national average, long average commutes, and hot summers.
The good
- Higher-than-average incomes
- Low student-teacher ratio
The not so good
- Rent well above the national average
- Long commutes
- Hot summers
How Asbury Lake compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Asbury Lake
Based on Asbury Lake's median rent, home value and household income
To rent
$4,344
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $86,880 a year
- 34% of Asbury Lake renters spend 30% or more of their income on rent
To buy
$65,920
a 20% down payment on the median home
- With 10% down: $32,960
- Homes cost 3.3× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 54% above US
$2,172/mo median rent
Rent is expensive here, at $2,172 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are reasonable, with a median around $329,600. Not a steal, but not intimidating either.
Median home value $329,600 · 34% of renters cost-burdened
Job market
4.1% county unemployment
Unemployment in Clay County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Clay County (county-wide)
Safety
242 violent crimes per 100k, whole jurisdiction
Asbury Lake doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Clay County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 675/100k · Policed by Clay County Sheriff's Office (county-wide rate) · 2025 data
Getting around▲ 46% above US
38 min average commute
Traffic is a real factor here. The 38 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 20% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 49°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
35% bachelor's degree or higher
Education levels run about average, with 35% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
2 public schools inside the boundary
There are 2 public schools inside the boundary. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Castillo de San Marcos National Monument (32 miles away). There are 5 national parks and sites within a day's drive.
Bottom line
Asbury Lake's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and long average commutes. A year of median rent ($2,172/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (20% of workers here already work from home). It may be a harder fit for renters on a tight budget and people who dread long commutes.
Other places near Asbury Lake
All Florida guides →Moving to Middleburg →
2 mi away · pop. 11,644
Rent $1,093/mo · Income $74,634
Compare with Asbury Lake →Moving to Lakeside →
5 mi away · pop. 32,105
Rent $1,479/mo · Income $81,684
Compare with Asbury Lake →Moving to Fleming Island →
7 mi away · pop. 29,766
Rent $1,935/mo · Income $116,611
Compare with Asbury Lake →Moving to Oakleaf Plantation →
9 mi away · pop. 32,070
Rent $2,058/mo · Income $108,543
Compare with Asbury Lake →Not sure Asbury Lake is the one?
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