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Living in
Asbury Lake.
Asbury Lake is an unincorporated community in Clay County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Asbury Lake
Asbury Lake is a community of 13,465 people in Florida. The median household income is $100,681, median rent runs about $2,189 per month, and median home values are around $330,000. Unemployment is low at 4.1%, suggesting a relatively healthy local job market.
Asbury Lake at a Glance
Population, income, housing and more
Median Age
40.6 yrs
Poverty Rate
2.2%
Foreign-Born
3.3%
Broadband Internet
96.9%
of households
Median household income
Demographics3.3% foreign-born, most often from Philippines
Who lives in Asbury Lake: race and ethnicity, ages, households, languages and countries of origin
In Asbury Lake, the largest foreign-born group is from Philippines (35.0%), and 2.3% of residents speak Spanish at home.
Under 18
26.2%
of residents
65 and Older
12.7%
of residents
Households with Kids
39.6%
anyone under 18
Married Couples
68.0%
of households
Avg Household Size
2.70
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 30% above FL average
Rent, home values, and income in Asbury Lake
In Asbury Lake, rent runs 30% above the FL average, and home values are 8% below the FL average.
Median rent (per month)
Median home value
Rent Burdened
33.5%
spending 30%+ of income on rent
Severely Rent Burdened
11.9%
spending 50%+
Cost of Living Index
99.5
metro area (BEA) · US avg = 100
Median Property Tax
$2,374
per year, owner-occupied homes
Homeowners
89.3%
of occupied homes are owned
Typical Home Built
2004
median year built
Home Value Trend
Latest: $482,382 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Asbury Lake
Unemployment in Clay County, which includes Asbury Lake, is close to the FL average.
Unemployment rate
Asbury Lake: Clay County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Clay County (county-wide) · Annual averages
What Asbury Lake Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute38 min avg
How Asbury Lake residents get to work, and the nearest airports
In Asbury Lake, most residents drive alone to work (69%), and 30% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 32 mi
Jacksonville International Airport (JAX)
Medium hub3.7M passengers boarded in 2025
- 116 mi
Orlando International Airport (MCO)
Major hub28.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 26% below national average
Crime rates for 2025
Violent crime in the area policed by the Clay County Sheriff's Office, which covers Asbury Lake, runs 26% below the national average.
Violent Crime Rate
242.2
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
674.8
per 100,000 residents
Below average (1,552 national, 2025)
Policed by Clay County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 14 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
81.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Clay County, county-wide · FEMA NRI December 2025
In Clay County, which includes Asbury Lake, the most common type is thunderstorm wind, with 14 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 14 | Thunderstorm Wind | $19,100 |
| 2024 | 9 | Flood | None reported |
| 2023 | 17 | Thunderstorm Wind | $245,500 |
| 2022 | 15 | Flood | $6,500 |
| 2021 | 9 | Heavy Rain | $3,000 |
| 2020 | 9 | Thunderstorm Wind | $21,010 |
| 2019 | 11 | Thunderstorm Wind | $3,000 |
| 2018 | 5 | Thunderstorm Wind | $1.0M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Clay County, county-wide
Air Quality51 median AQI — Moderate
Days by air quality category (2025)
Air quality in Duval County, FL (the nearest EPA-monitored county, about 22 miles from Asbury Lake) is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
51
Good Days
175
per year
Moderate Days
186
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Duval County, FL (22 mi away)
Climate91°F summers, 49°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Asbury Lake has hot summers (avg high 91°F) and warm winters (avg low 49°F).
Spring (Mar–May)
80°/62°F
avg high / low
Summer (Jun–Aug)
91°/75°F
avg high / low
Fall (Sep–Nov)
81°/65°F
avg high / low
Winter (Dec–Feb)
67°/49°F
avg high / low
Annual Precipitation
53.7"
Annual Snowfall
0.0"
Hot Days/Year
97
days above 90°F
Freeze Days/Year
4
days below 32°F
Rainy Days/Year
120
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 66°F | 47°F | 2.93" |
| Feb | 69°F | 50°F | 2.26" |
| Mar | 74°F | 55°F | 3.14" |
| Apr | 81°F | 61°F | 2.40" |
| May | 86°F | 69°F | 3.16" |
| Jun | 90°F | 74°F | 7.32" |
| Jul | 92°F | 76°F | 6.00" |
| Aug | 91°F | 76°F | 6.28" |
| Sep | 88°F | 74°F | 6.08" |
| Oct | 82°F | 66°F | 3.55" |
| Nov | 73°F | 56°F | 2.03" |
| Dec | 68°F | 50°F | 2.45" |
Healthcare
Hospitals, ratings, and health insurance in Asbury Lake
Uninsured
1.1%
of residents
No hospitals inside Asbury Lake's limits — nearest hospitals · within 15 miles
Ascension St Vincent's Clay County
Acute Care Hospitals · ER available · 3.7 mi away · Middleburg
HCA Florida Orange Park Hospital
Acute Care Hospitals · ER available · 9.1 mi away · Orange Park
Nh Jacksonville
Acute Care - Department of Defense · ER available · 14.2 mi away · Jacksonville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.0:1 student/teacher ratio
Schools and degree attainment in Asbury Lake
Asbury Lake's student/teacher ratio is 14.0:1 (lower than the national average of 16:1), and 34.9% of adults 25+ hold a bachelor's degree or higher.
Public Schools
2
within city limits
Private Schools
0
within city limits
College Degree Rate
34.9%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Castillo de San Marcos National Monument, 32 mi
Nearby national parks, recreation areas and public libraries for Asbury Lake
Asbury Lake has 5 nearby national parks or recreation areas, closest being Castillo de San Marcos National Monument (32 mi away).
Nearby National Parks & Recreation Areas
Castillo de San Marcos National Monument
National Monument
32 mi awayTimucuan Ecological & Historic Preserve
Ecological & Historic Preserve
35 mi awayFort Matanzas National Monument
National Monument
42 mi awayCumberland Island National Seashore
National Seashore
60 mi awayFort Frederica National Monument
National Monument
84 mi awayCities Near Asbury Lake
The closest cities within 60 miles
Planning a move to Asbury Lake?
Read our full moving guide — what it's really like to live here.
Asbury Lake FAQ
Is Asbury Lake, Florida affordable?⌄
Asbury Lake's median rent is $2,172/month, which is significantly above the national average. The median household income is $100,949/year. Median home value is $329,600.
Is Asbury Lake, Florida safe?⌄
Asbury Lake is policed by the Clay County Sheriff's Office, whose violent crime rate across its service area was 242 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 675 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Asbury Lake, Florida?⌄
Clay County, which includes Asbury Lake, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Asbury Lake, Florida?⌄
The cost of living in Asbury Lake is primarily driven by housing. Median rent is $2,172/month and median household income is $100,949/year. The median home value is $329,600. About 34% of renters spend more than 30% of their income on housing.
How is the commute in Asbury Lake, Florida?⌄
The average commute in Asbury Lake is 38 minutes, which is significantly longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from