What it's like to live in Boca Raton

Boca Raton is a mid-size city in Florida with household incomes running above the national average, crime rates well below the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Boca Raton deals with rent well above the national average, home prices well above the national average, larger class sizes than the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Short commutes
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • High student-teacher ratio
  • High rent burden for renters
  • Hot summers
  • Above-average rainfall

How Boca Raton compares

Median household income

Boca Raton$106,273
Florida avg$74,568
US$80,734

Median rent (per month)

Boca Raton$2,508
Florida avg$1,669
US$1,413

Median home value

Boca Raton$722,700
Florida avg$359,000
US$332,700

What it takes to move to Boca Raton

Based on Boca Raton's median rent, home value and household income

To rent

$5,016

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $100,320 a year
  • 62% of Boca Raton renters spend 30% or more of their income on rent

To buy

$144,540

a 20% down payment on the median home

  • With 10% down: $72,270
  • Homes cost 6.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 77% above US

$2,508/mo median rent

Rent is expensive here, at $2,508 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $722,700. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $722,700 · 62% of renters cost-burdened

Job marketNear US average

4.2% unemployment

Unemployment here is 4.2%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 66% below US

113 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1285/100k · Boca Raton Police Department · 2025 data

Getting around▼ 18% below US

21 min average commute

Commutes are reasonable, averaging 21.2 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 24% work from home.

How workers get to work

Drive alone
64%
Work from home
24%
Carpool
6.3%
Other
3.0%
Walk
2.7%
Public transit
0.6%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 62°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
50°60°70°80°90°100°8.5"Jan: 1.93" precipitationFeb: 2.01" precipitationMar: 2.90" precipitationApr: 3.36" precipitationMay: 5.46" precipitationJun: 8.05" precipitationJul: 5.26" precipitationAug: 6.30" precipitationSep: 7.58" precipitationOct: 6.65" precipitationNov: 3.67" precipitationDec: 2.45" precipitation60°JJan: high 76°F, low 60°FFFeb: high 78°F, low 62°FMMar: high 80°F, low 65°FAApr: high 84°F, low 70°FMMay: high 86°F, low 73°FJJun: high 89°F, low 76°FJJul: high 91°F, low 78°F91°AAug: high 91°F, low 78°FSSep: high 89°F, low 77°FOOct: high 86°F, low 74°FNNov: high 81°F, low 68°FDDec: high 78°F, low 64°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▲ 72% above US

62% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

14 public schools inside the boundary

There are 14 public schools inside the boundary and 19 private schools. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Biscayne National Park (61 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Boca Raton's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,508/mo) equals 28% of the median household income here, more than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (24% of workers here already work from home), and people who want short commutes. It may be a harder fit for renters on a tight budget.

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