What it's like to live in Naples

Naples is a small city in Florida with household incomes running above the national average, crime rates well below the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Naples deals with rent well above the national average, home prices well above the national average, larger class sizes than the national average, and hot summers.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Short commutes
  • Highly educated workforce
  • Growing population

The not so good

  • Rent well above the national average
  • High home prices
  • High student-teacher ratio
  • Hot summers
  • Smaller place — fewer dining and entertainment options

How Naples compares

Median household income

Naples$153,182
Florida avg$74,568
US$80,734

Median rent (per month)

Naples$2,305
Florida avg$1,669
US$1,413

Median home value

Naples$1,525,600
Florida avg$359,000
US$332,700

What it takes to move to Naples

Based on Naples's median rent, home value and household income

To rent

$4,610

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $92,200 a year
  • 48% of Naples renters spend 30% or more of their income on rent

To buy

$305,120

a 20% down payment on the median home

  • With 10% down: $152,560
  • Homes cost 10.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 63% above US

$2,305/mo median rent

Rent is expensive here, at $2,305 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,525,600. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,525,600 · 48% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in Collier County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Collier County (county-wide)

Safety▼ 73% below US

107 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1556/100k · Naples Police Department · 2022 data

Getting around▼ 14% below US

22 min average commute

Commutes are reasonable, averaging 22.4 minutes. Nothing heroic, and there's still time left over for a life after work. 6 in 10 workers drive to work; 37% work from home.

How workers get to work

Drive alone
57%
Work from home
37%
Other
3.5%
Walk
1.8%
Carpool
0.7%
Public transit
0.3%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 58°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9"Jan: 1.68" precipitationFeb: 1.40" precipitationMar: 1.88" precipitationApr: 2.52" precipitationMay: 2.76" precipitationJun: 7.41" precipitationJul: 7.77" precipitationAug: 8.89" precipitationSep: 8.60" precipitationOct: 3.93" precipitationNov: 1.39" precipitationDec: 1.32" precipitation56°JJan: high 75°F, low 56°FFFeb: high 77°F, low 58°FMMar: high 80°F, low 61°FAApr: high 84°F, low 66°FMMay: high 88°F, low 70°FJJun: high 90°F, low 74°FJJul: high 91°F, low 76°F91°AAug: high 91°F, low 76°FSSep: high 90°F, low 75°FOOct: high 87°F, low 71°FNNov: high 81°F, low 63°FDDec: high 77°F, low 59°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▲ 79% above US

64% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Big Cypress National Preserve (46 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Naples's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,305/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (37% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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