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Living in
Naples.
About
Life in Naples
The economy runs on tourism, real estate, and wealth management, which means job opportunities exist but they're often service-oriented or tied to affluent professionals; the unemployment rate is healthy at 4.1%, but you're more likely to find work in hospitality, healthcare, or finance than tech or manufacturing. The population skews heavily toward retirees (55% are 65 or older, median age 67), so if you're younger or raising kids, you'll be in the minority — the school system is solid with multiple public and private options, but the social fabric is distinctly geared toward empty-nesters and golf enthusiasts. Weather is a legitimate trade-off: November through April is genuinely gorgeous with sunny days in the mid-70s, but May through October brings sweltering heat (average highs 92°F) and daily thunderstorms; plus, you're in hurricane territory statistically hit by a tropical storm roughly every 2.2 years, and recent history (Wilma, Irma, Ian, Milton) shows Naples takes direct hits hard.
Naples at a Glance
Population, income, housing and more
Median Age
67.3 yrs
Poverty Rate
6.5%
Foreign-Born
12.7%
Broadband Internet
89.4%
of households
Population Growth
+5.2%
recent change · Census Bureau
Median household income
Demographics12.7% foreign-born, most often from Cuba
Who lives in Naples: race and ethnicity, ages, households, languages and countries of origin
In Naples, the largest foreign-born group is from Cuba (23.3%), and 3.8% of residents speak Spanish at home.
Under 18
9.0%
of residents
65 and Older
55.8%
of residents
Households with Kids
8.2%
anyone under 18
Living Alone
35.7%
of households
Married Couples
56.2%
of households
Avg Household Size
1.96
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 38% above FL average
Rent, home values, and income in Naples
In Naples, rent runs 38% above the FL average, and home values are 325% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
48.3%
spending 30%+ of income on rent
Severely Rent Burdened
27.9%
spending 50%+
Cost of Living Index
103.2
metro area (BEA) · US avg = 100
Median Property Tax
$8,353
per year, owner-occupied homes
Homeowners
82.1%
of occupied homes are owned
Typical Home Built
1983
median year built
Vacant Homes
48.0%
of housing units
Home Value Trend
Latest: $545,587 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Naples
Unemployment in Collier County, which includes Naples, is close to the FL average.
Unemployment rate
Naples: Collier County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Collier County (county-wide) · Annual averages
What Naples Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute22.4 min avg
How Naples residents get to work, and the nearest airports
In Naples, most residents drive alone to work (57%), and 81% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 27 mi
Southwest Florida International Airport (RSW)
Medium hub5.5M passengers boarded in 2025
- 96 mi
Miami International Airport (MIA)
Major hub26.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 73% below national average
Crime rates for 2022
Older dataThe latest complete year reported to the FBI is 2022. It's compared with the national rate for 2022.
Violent crime in Naples runs 73% below the national average.
Violent Crime Rate
106.8
per 100,000 residents
Below average (398 national, 2022)
Property Crime Rate
1,555.8
per 100,000 residents
Below average (1,999 national, 2022)
Naples Police Department
Natural DisastersDrought most common — 10 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Collier County, county-wide · FEMA NRI December 2025
In Collier County, which includes Naples, the most common type is drought, with 10 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 10 | Drought | $500 |
| 2024 | 24 | Flood | $562.2M |
| 2023 | 11 | Drought | $100,000 |
| 2022 | 14 | Flood | $2200.0M |
| 2021 | 8 | Lightning | $2,000 |
| 2020 | 20 | Flood | $77,000 |
| 2019 | 5 | Hail | $82,000 |
| 2018 | 13 | Drought | $5,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Collier County, county-wide
Air Quality43 median AQI — Good
Days by air quality category (2025)
Air quality in Collier County, which includes Naples, is typically good — 263 good-air days per year.
Median AQI
43
Good Days
263
per year
Moderate Days
102
per year
Unhealthy Days
0
per year
Collier County, county-wide
Climate91°F summers, 58°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Naples has hot summers (avg high 91°F) and warm winters (avg low 58°F).
Spring (Mar–May)
84°/66°F
avg high / low
Summer (Jun–Aug)
91°/75°F
avg high / low
Fall (Sep–Nov)
86°/70°F
avg high / low
Winter (Dec–Feb)
76°/58°F
avg high / low
Annual Precipitation
49.6"
Annual Snowfall
0.0"
Hot Days/Year
103
days above 90°F
Freeze Days/Year
0
days below 32°F
Rainy Days/Year
107
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 75°F | 56°F | 1.68" |
| Feb | 77°F | 58°F | 1.40" |
| Mar | 80°F | 61°F | 1.88" |
| Apr | 84°F | 66°F | 2.52" |
| May | 88°F | 70°F | 2.76" |
| Jun | 90°F | 74°F | 7.41" |
| Jul | 91°F | 76°F | 7.77" |
| Aug | 91°F | 76°F | 8.89" |
| Sep | 90°F | 75°F | 8.60" |
| Oct | 87°F | 71°F | 3.93" |
| Nov | 81°F | 63°F | 1.39" |
| Dec | 77°F | 59°F | 1.32" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Naples
Naples has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
3.7%
of residents
Avg Hospital Rating
3.0 / 5
Naples Community Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Axiom Behavioral Health at Naples
Psychiatric · 5.2 mi away · Naples
Physicians Regional Medical Center - Pine Ridge
Acute Care Hospitals · ER available · 5.9 mi away · Naples
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education18.4:1 student/teacher ratio
Schools and degree attainment in Naples
Naples's student/teacher ratio is 18.4:1 (higher than the national average of 16:1), and 64.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
2
within city limits
College Degree Rate
64.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
18.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Big Cypress National Preserve, 46 mi
Nearby national parks, recreation areas and public libraries for Naples
Naples has 2 nearby national parks or recreation areas, closest being Big Cypress National Preserve (46 mi away).
Nearby National Parks & Recreation Areas
Big Cypress National Preserve
National Preserve
46 mi awayEverglades National Park
National Park
78 mi awayPublic Libraries in Naples
Naples Branch Library
650 Central Avenue, Naples
Cities Near Naples
The closest cities within 60 miles
Planning a move to Naples?
Read our full moving guide — what it's really like to live here.
Naples FAQ
Is Naples, Florida affordable?⌄
Naples's median rent is $2,305/month, which is significantly above the national average. The median household income is $153,182/year. Median home value is $1,525,600.
Is Naples, Florida safe?⌄
Naples's violent crime rate was 107 per 100,000 residents in 2022, which is well below the national average — one of the safer cities in the country of 398/100k that year. Property crime rate is 1556 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Naples, Florida?⌄
Collier County, which includes Naples, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Naples, Florida?⌄
The cost of living in Naples is primarily driven by housing. Median rent is $2,305/month and median household income is $153,182/year. The median home value is $1,525,600. About 48% of renters spend more than 30% of their income on housing.
How is the commute in Naples, Florida?⌄
The average commute in Naples is 22 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from