What it's like to live in University (Hillsborough County)

University (Hillsborough County) is a small city in Florida with rent below the national average, home prices that remain within reach, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. University (Hillsborough County) deals with household incomes below the national average, air quality that falls short of national benchmarks, college degree attainment below the national average, and a poverty rate above the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Air quality concerns
  • Low college degree attainment
  • High poverty rate
  • High rent burden for renters
  • Hot summers

How University (Hillsborough County) compares

Median household income

University (Hillsborough County)$37,207
Florida avg$74,568
US$80,734

Median rent (per month)

University (Hillsborough County)$1,295
Florida avg$1,669
US$1,413

Median home value

University (Hillsborough County)$164,900
Florida avg$359,000
US$332,700

What it takes to move to University (Hillsborough County)

Based on University (Hillsborough County)'s median rent, home value and household income

To rent

$2,590

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $51,800 a year
  • 66% of University (Hillsborough County) renters spend 30% or more of their income on rent

To buy

$32,980

a 20% down payment on the median home

  • With 10% down: $16,490
  • Homes cost 4.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,295/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,295 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $164,900. That kind of affordability is rare in today's market.

Median home value $164,900 · 66% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Hillsborough County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hillsborough County (county-wide)

Safety

126 violent crimes per 100k, whole jurisdiction

University (Hillsborough County) doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hillsborough County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 436/100k · Policed by Hillsborough County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 27.9 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 13% work from home.

How workers get to work

Drive alone
61%
Carpool
15%
Work from home
13%
Other
5.0%
Walk
3.7%
Public transit
3.2%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 55°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9.5"Jan: 2.65" precipitationFeb: 2.62" precipitationMar: 2.52" precipitationApr: 2.55" precipitationMay: 2.60" precipitationJun: 7.37" precipitationJul: 7.75" precipitationAug: 9.03" precipitationSep: 6.09" precipitationOct: 2.34" precipitationNov: 1.40" precipitationDec: 2.56" precipitation53°JJan: high 71°F, low 53°FFFeb: high 74°F, low 56°FMMar: high 78°F, low 59°FAApr: high 83°F, low 65°FMMay: high 88°F, low 71°FJJun: high 91°F, low 75°FJJul: high 91°F, low 77°F91°AAug: high 91°F, low 77°FSSep: high 90°F, low 75°FOOct: high 86°F, low 69°FNNov: high 79°F, low 61°FDDec: high 74°F, low 56°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 3.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 43% below US

21% bachelor's degree or higher

College degree attainment runs below average at 21%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (40 miles away).

Bottom line

University (Hillsborough County)'s strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and air quality that falls short of national benchmarks. A year of median rent ($1,295/mo) equals 42% of the median household income here, more than the 21% typical nationwide. Whether it fits comes down to the specifics: the neighborhood, the job, and what matters most in the move.

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