Moving to
Temple Terrace.

All Temple Terrace data Compare Temple Terrace

27,275people live here $69,252median household income▼ 14% below US $1,594median rent per month▲ 13% above US $334,800median home valueNear US average

What it's like to live in Temple Terrace

Temple Terrace is a small city in Florida with a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Temple Terrace deals with air quality that falls short of national benchmarks, larger class sizes than the national average, a rent burden that leaves many renters stretched thin, and hot summers.

The good

Highly educated workforce

The not so good

Air quality concerns
High student-teacher ratio
High rent burden for renters
Hot summers

How Temple Terrace compares

Median household income

Temple Terrace$69,252

Florida avg$74,568

US$80,734

Median rent (per month)

Temple Terrace$1,594

Florida avg$1,669

US$1,413

Median home value

Temple Terrace$334,800

Florida avg$359,000

US$332,700

What it takes to move to Temple Terrace

Based on Temple Terrace's median rent, home value and household income

To rent

$3,188

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $63,760 a year
53% of Temple Terrace renters spend 30% or more of their income on rent

To buy

$66,960

a 20% down payment on the median home

With 10% down: $33,480
Homes cost 4.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 13% above US

$1,594/mo median rent

Rent is pretty middle of the road, at $1,594 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $334,800. Buyers should expect to stretch their budget here.

Median home value $334,800 · 53% of renters cost-burdened

Job marketNear US average

4.2% unemployment

Unemployment here is 4.2%, close to the national average of 4.3%.

City-level (BLS)

SafetyNear US average

317 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1410/100k · Temple Terrace Police Department · 2025 data

Getting aroundNear US average

26 min average commute

Commutes run about average, at 26 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 23% work from home.

How workers get to work

Drive alone

65%

Work from home

23%

Carpool

6.9%

Other

2.5%

Walk

1.6%

Public transit

1.0%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 55°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 24% above US

45% bachelor's degree or higher

The population is well-educated, with 45% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 26:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (39 miles away).

Bottom line

Temple Terrace's strongest point is a highly educated workforce; the main tradeoffs are air quality that falls short of national benchmarks and a rent burden that leaves many renters stretched thin. A year of median rent ($1,594/mo) equals 28% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (23% of workers here already work from home) and college-educated professionals.

See all the data for Temple Terrace →·All Florida cities →