What it's like to live in Zephyrhills

Zephyrhills is a small city in Florida with rent below the national average, home prices that remain within reach, air quality that stays clean most of the year, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Zephyrhills deals with household incomes below the national average, commute times longer than most cities, college degree attainment below the national average, and larger class sizes than the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Clean air
  • Fast-growing population

The not so good

  • Below-average household incomes
  • Above-average commute times
  • Low college degree attainment
  • High student-teacher ratio
  • High rent burden for renters
  • Above-average rainfall

How Zephyrhills compares

Median household income

Zephyrhills$52,108
Florida avg$74,568
US$80,734

Median rent (per month)

Zephyrhills$1,148
Florida avg$1,669
US$1,413

Median home value

Zephyrhills$224,700
Florida avg$359,000
US$332,700

What it takes to move to Zephyrhills

Based on Zephyrhills's median rent, home value and household income

To rent

$2,296

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $45,920 a year
  • 52% of Zephyrhills renters spend 30% or more of their income on rent

To buy

$44,940

a 20% down payment on the median home

  • With 10% down: $22,470
  • Homes cost 4.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 19% below US

$1,148/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,148 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $224,700. That kind of affordability is rare in today's market.

Median home value $224,700 · 52% of renters cost-burdened

Job market

4.3% county unemployment

Unemployment in Pasco County is 4.3%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Pasco County (county-wide)

Safety▼ 22% below US

257 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1276/100k · Zephyrhills Police Department · 2025 data

Getting around▲ 22% above US

32 min average commute

Traffic is a real factor here. The 31.6 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 16% work from home.

How workers get to work

Drive alone
74%
Work from home
16%
Carpool
8.8%
Other
1.0%
Walk
0.5%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 51°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°8.5"Jan: 3.06" precipitationFeb: 2.38" precipitationMar: 3.18" precipitationApr: 3.06" precipitationMay: 2.98" precipitationJun: 8.34" precipitationJul: 8.10" precipitationAug: 8.28" precipitationSep: 6.63" precipitationOct: 3.06" precipitationNov: 1.86" precipitationDec: 2.53" precipitation49°JJan: high 70°F, low 49°FFFeb: high 73°F, low 52°FMMar: high 78°F, low 55°FAApr: high 83°F, low 60°FMMay: high 88°F, low 66°FJJun: high 89°F, low 71°F90°JJul: high 90°F, low 73°FAAug: high 90°F, low 73°FSSep: high 88°F, low 71°FOOct: high 83°F, low 65°FNNov: high 77°F, low 57°FDDec: high 72°F, low 52°F

30-year averages, 1991–2020

Education & workforce▼ 41% below US

21% bachelor's degree or higher

College degree attainment runs below average at 21%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (57 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Zephyrhills's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($1,148/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and remote workers (16% of workers here already work from home).

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