Moving to
Pebble Creek.

All Pebble Creek data Compare Pebble Creek

10,447people live here $110,085median household income▲ 36% above US $2,320median rent per month▲ 64% above US $435,900median home value▲ 31% above US

Pebble Creek is an unincorporated community in Hillsborough County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Pebble Creek

Pebble Creek is an unincorporated community in Florida with household incomes running above the national average, a highly educated workforce, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Pebble Creek deals with rent well above the national average, home prices well above the national average, air quality that falls short of national benchmarks, and a rent burden that leaves many renters stretched thin.

The good

Higher-than-average incomes
Highly educated workforce
Average class sizes

The not so good

Rent well above the national average
High home prices
Air quality concerns
High rent burden for renters
Above-average rainfall

How Pebble Creek compares

Median household income

Pebble Creek$110,085

Florida avg$74,568

US$80,734

Median rent (per month)

Pebble Creek$2,320

Florida avg$1,669

US$1,413

Median home value

Pebble Creek$435,900

Florida avg$359,000

US$332,700

What it takes to move to Pebble Creek

Based on Pebble Creek's median rent, home value and household income

To rent

$4,640

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $92,800 a year
61% of Pebble Creek renters spend 30% or more of their income on rent

To buy

$87,180

a 20% down payment on the median home

With 10% down: $43,590
Homes cost 4.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 64% above US

$2,320/mo median rent

Rent is expensive here, at $2,320 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $435,900. Buyers should expect to stretch their budget here.

Median home value $435,900 · 61% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Hillsborough County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hillsborough County (county-wide)

Safety

126 violent crimes per 100k, whole jurisdiction

Pebble Creek doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hillsborough County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 436/100k · Policed by Hillsborough County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 27.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 6 in 10 workers drive to work; 35% work from home.

How workers get to work

Drive alone

55%

Work from home

35%

Carpool

7.0%

Walk

3.5%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 51°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 47% above US

53% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

1 public school inside the boundary

There is 1 public school inside the boundary. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (47 miles away).

Bottom line

Pebble Creek's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,320/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (35% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.

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