What it's like to live in Deerfield

Deerfield is a small city in Illinois with household incomes running above the national average, crime rates well below the national average, a highly educated workforce, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Deerfield deals with rent well above the national average, home prices well above the national average, a rent burden that leaves many renters stretched thin, and cold winters.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • High rent burden for renters
  • Cold winters

How Deerfield compares

Median household income

Deerfield$181,660
Illinois avg$83,390
US$80,734

Median rent (per month)

Deerfield$2,482
Illinois avg$1,274
US$1,413

Median home value

Deerfield$623,400
Illinois avg$263,300
US$332,700

What it takes to move to Deerfield

Based on Deerfield's median rent, home value and household income

To rent

$4,964

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $99,280 a year
  • 59% of Deerfield renters spend 30% or more of their income on rent

To buy

$124,680

a 20% down payment on the median home

  • With 10% down: $62,340
  • Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 76% above US

$2,482/mo median rent

Rent is expensive here, at $2,482 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $623,400. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $623,400 · 59% of renters cost-burdened

Job market

4.7% county unemployment

Unemployment in Lake County is 4.7%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Lake County (county-wide)

Safety▼ 94% below US

21 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 705/100k · Deerfield Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 27.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 6 in 10 workers drive to work; 7% take public transit; 29% work from home.

How workers get to work

Drive alone
60%
Work from home
29%
Public transit
6.5%
Carpool
3.7%
Walk
0.6%
Other
0.5%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 19°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 2.10" precipitationFeb: 1.98" precipitationMar: 2.26" precipitationApr: 4.00" precipitationMay: 4.84" precipitationJun: 4.31" precipitationJul: 3.74" precipitationAug: 4.16" precipitationSep: 3.56" precipitationOct: 3.59" precipitationNov: 2.63" precipitationDec: 2.34" precipitation16°JJan: high 32°F, low 16°FFFeb: high 36°F, low 19°FMMar: high 46°F, low 28°FAApr: high 57°F, low 38°FMMay: high 68°F, low 48°FJJun: high 78°F, low 57°F84°JJul: high 84°F, low 63°FAAug: high 82°F, low 62°FSSep: high 75°F, low 55°FOOct: high 63°F, low 43°FNNov: high 49°F, low 33°FDDec: high 38°F, low 22°F

30-year averages, 1991–2020

Education & workforce▲ 128% above US

82% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 11:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Pullman National Historical Park (35 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Deerfield's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,482/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (29% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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