What it's like to live in Mount Vernon
Mount Vernon is a small city in Illinois with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Mount Vernon deals with household incomes below the national average, crime rates above the national average, college degree attainment below the national average, and cold winters.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Crime above national average
- Low college degree attainment
- Cold winters
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Mount Vernon compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Mount Vernon
Based on Mount Vernon's median rent, home value and household income
To rent
$1,820
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $36,400 a year
- 42% of Mount Vernon renters spend 30% or more of their income on rent
To buy
$19,960
a 20% down payment on the median home
- With 10% down: $9,980
- Homes cost 1.8× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 36% below US
$910/mo median rent
Rent here is genuinely low, with median rent around $910 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $99,800. That kind of affordability is rare in today's market.
Median home value $99,800 · 42% of renters cost-burdened
Job market
4.9% county unemployment
Unemployment in Jefferson County is 4.9%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Jefferson County (county-wide)
Safety▲ 75% above US
576 violent crimes per 100k
Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.
Property crime 2013/100k · Mount Vernon Police Department · 2025 data
Getting around▼ 46% below US
14 min average commute
Commutes run short here, averaging 14 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work.
How workers get to work
Climate
Summers are warm, with highs around 84°F, and winters are cold, with lows around 24°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 4.0 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 49% below US
19% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
13 public schools inside the boundary
There are 13 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Ste. Geneviève National Historical Park (65 miles away). There are 4 national parks and sites within a day's drive.
Bottom line
Mount Vernon's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($910/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Mount Vernon
All Illinois guides →Moving to Centralia →
18 mi away · pop. 11,856
Rent $765/mo · Income $47,807
Compare with Mount Vernon →Moving to Herrin →
36 mi away · pop. 12,226
Rent $1,002/mo · Income $59,975
Compare with Mount Vernon →Moving to Carbondale →
44 mi away · pop. 22,158
Rent $771/mo · Income $32,128
Compare with Mount Vernon →Not sure Mount Vernon is the one?
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