What it's like to live in Springfield
Springfield is a mid-size city in Illinois with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Springfield deals with household incomes below the national average, crime rates above the national average, hospital ratings below the national average, and cold winters.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Crime above national average
- Below-average hospital ratings
- Cold winters
- Car-dependent — few commuters use transit
How Springfield compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Springfield
Based on Springfield's median rent, home value and household income
To rent
$1,950
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $39,000 a year
- 44% of Springfield renters spend 30% or more of their income on rent
To buy
$32,420
a 20% down payment on the median home
- With 10% down: $16,210
- Homes cost 2.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 31% below US
$975/mo median rent
Rent here is genuinely low, with median rent around $975 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $162,100. That kind of affordability is rare in today's market.
Median home value $162,100 · 44% of renters cost-burdened
Job market▲ 12% above US
4.8% unemployment
Unemployment here is 4.8%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.
City-level (BLS)
Safety▲ 172% above US
895 violent crimes per 100k
Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.
Property crime 4212/100k · Springfield Police Department · 2025 data
Getting around▼ 33% below US
17 min average commute
Commutes run short here, averaging 17.4 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 15% work from home.
How workers get to work
Climate
Summers are warm, with highs around 84°F, and winters are cold, with lows around 21°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
3 hospitals
There are 3 Medicare-certified hospitals inside city limits. They average 2.5 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforceNear US average
36% bachelor's degree or higher
Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
37 public schools inside the boundary
There are 37 public schools inside the boundary and 13 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Lincoln Home National Historic Site (2 miles away). There are 5 national parks and sites within a day's drive.
Bottom line
Springfield's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($975/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Springfield
All Illinois guides →Moving to Chatham →
7 mi away · pop. 14,639
Rent $1,256/mo · Income $106,773
Compare with Springfield →Moving to Taylorville →
26 mi away · pop. 10,646
Rent $828/mo · Income $57,552
Compare with Springfield →Not sure Springfield is the one?
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