What it's like to live in West Lafayette

West Lafayette is a small city in Indiana with rent below the national average, unemployment below the national average, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. West Lafayette deals with household incomes below the national average, a poverty rate above the national average, a rent burden that leaves many renters stretched thin, and cold winters.

The good

  • Rent below the national average
  • Low unemployment
  • Low crime rates
  • Short commutes
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • High poverty rate
  • High rent burden for renters
  • Cold winters
  • Smaller place — fewer dining and entertainment options

How West Lafayette compares

Median household income

West Lafayette$34,891
Indiana avg$71,957
US$80,734

Median rent (per month)

West Lafayette$1,225
Indiana avg$1,062
US$1,413

Median home value

West Lafayette$350,000
Indiana avg$218,200
US$332,700

What it takes to move to West Lafayette

Based on West Lafayette's median rent, home value and household income

To rent

$2,450

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $49,000 a year
  • 63% of West Lafayette renters spend 30% or more of their income on rent

To buy

$70,000

a 20% down payment on the median home

  • With 10% down: $35,000
  • Homes cost 10.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 13% below US

$1,225/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,225 a month, nothing that raises eyebrows. Solid value overall. Home prices run above average, with a median around $350,000. Buyers should expect to stretch their budget here.

Median home value $350,000 · 63% of renters cost-burdened

Job market▼ 28% below US

3.1% unemployment

Unemployment here is 3.1%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 70% below US

98 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 986/100k · West Lafayette Police Department · 2025 data

Getting around▼ 38% below US

16 min average commute

Commutes run short here, averaging 16.1 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 5 in 10 workers drive to work; 15% work from home.

How workers get to work

Drive alone
48%
Walk
22%
Work from home
15%
Other
5.0%
Public transit
4.8%
Carpool
4.5%

Climate

Summers are warm, with highs around 83°F, and winters are cold, with lows around 21°F and snow a regular occurrence.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 2.19" precipitationFeb: 1.78" precipitationMar: 2.73" precipitationApr: 3.84" precipitationMay: 4.04" precipitationJun: 4.56" precipitationJul: 4.08" precipitationAug: 3.12" precipitationSep: 2.59" precipitationOct: 2.91" precipitationNov: 2.87" precipitationDec: 2.29" precipitation18°JJan: high 33°F, low 18°FFFeb: high 38°F, low 21°FMMar: high 50°F, low 30°FAApr: high 62°F, low 40°FMMay: high 73°F, low 51°FJJun: high 81°F, low 60°F84°JJul: high 84°F, low 63°FAAug: high 83°F, low 62°FSSep: high 77°F, low 54°FOOct: high 65°F, low 43°FNNov: high 50°F, low 33°FDDec: high 38°F, low 24°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▲ 104% above US

73% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Indiana Dunes National Park (83 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

West Lafayette's strongest points are rent below the national average and unemployment below the national average; the main tradeoffs are household incomes below the national average and a poverty rate above the national average. A year of median rent ($1,225/mo) equals 42% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget, job seekers, and anyone prioritizing low crime.

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