What it's like to live in Pella
Pella is a small city in Iowa with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Pella deals with cold, harsh winters and fewer dining and entertainment options than a bigger city.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment in the county
- Low crime rates
- Short commutes
- Highly educated workforce
The not so good
- Cold, harsh winters
- Smaller place — fewer dining and entertainment options
How Pella compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Pella
Based on Pella's median rent, home value and household income
To rent
$2,092
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $41,840 a year
- 39% of Pella renters spend 30% or more of their income on rent
To buy
$58,540
a 20% down payment on the median home
- With 10% down: $29,270
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 26% below US
$1,046/mo median rent
Rent here is genuinely low, with median rent around $1,046 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $292,700. Not a steal, but not intimidating either.
Median home value $292,700 · 39% of renters cost-burdened
Job market
2.8% county unemployment
Unemployment in Marion County is 2.8%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Marion County (county-wide)
Safety▼ 75% below US
81 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 460/100k · Pella Police Department · 2025 data
Getting around▼ 47% below US
14 min average commute
Commutes run short here, averaging 13.7 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 10% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold and harsh, with lows dropping to 16°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 31% above US
47% bachelor's degree or higher
The population is well-educated, with 47% holding college degrees. That points to a strong professional base and generally a healthy local economy.
Schools
5 public schools inside the boundary
There are 5 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Herbert Hoover National Historic Site (83 miles away).
Bottom line
Pella's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are cold, harsh winters and fewer dining and entertainment options than a bigger city. A year of median rent ($1,046/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who dislikes long, cold winters.
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