What it's like to live in Garden City

Garden City is a small city in Kansas with rent below the national average, home prices that remain within reach, unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Garden City deals with crime rates above the national average, college degree attainment below the national average, cold winters, and hot summers.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment
  • Short commutes
  • Average class sizes

The not so good

  • Crime above national average
  • Low college degree attainment
  • Cold winters
  • Hot summers
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Garden City compares

Median household income

Garden City$72,865
Kansas avg$74,275
US$80,734

Median rent (per month)

Garden City$1,052
Kansas avg$1,060
US$1,413

Median home value

Garden City$192,000
Kansas avg$217,200
US$332,700

What it takes to move to Garden City

Based on Garden City's median rent, home value and household income

To rent

$2,104

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $42,080 a year
  • 30% of Garden City renters spend 30% or more of their income on rent

To buy

$38,400

a 20% down payment on the median home

  • With 10% down: $19,200
  • Homes cost 2.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 26% below US

$1,052/mo median rent

Rent here is genuinely low, with median rent around $1,052 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $192,000. That kind of affordability is rare in today's market.

Median home value $192,000 · 30% of renters cost-burdened

Job market▼ 33% below US

2.9% unemployment

Unemployment here is 2.9%, a little below the national average of 4.3%.

City-level (BLS)

Safety▲ 48% above US

486 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 1726/100k · Garden City Police Department · 2025 data

Getting around▼ 46% below US

14 min average commute

Commutes run short here, averaging 14 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. Nearly all workers drive to work.

How workers get to work

Drive alone
80%
Carpool
15%
Work from home
2.5%
Walk
1.2%
Other
0.8%
Public transit
0.2%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are cold and harsh, with lows dropping to 18°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°3.5"Jan: 0.47" precipitationFeb: 0.59" precipitationMar: 1.13" precipitationApr: 1.65" precipitationMay: 2.79" precipitationJun: 3.07" precipitationJul: 3.16" precipitationAug: 2.80" precipitationSep: 1.33" precipitationOct: 1.34" precipitationNov: 0.49" precipitationDec: 0.73" precipitation17°JJan: high 46°F, low 17°FFFeb: high 49°F, low 20°FMMar: high 59°F, low 29°FAApr: high 68°F, low 37°FMMay: high 78°F, low 49°FJJun: high 89°F, low 60°F93°JJul: high 93°F, low 65°FAAug: high 91°F, low 63°FSSep: high 84°F, low 54°FOOct: high 71°F, low 40°FNNov: high 57°F, low 27°FDDec: high 47°F, low 18°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 51% below US

18% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

16 public schools inside the boundary

There are 16 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Santa Fe National Historic Trail (54 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Garden City's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are crime rates above the national average and college degree attainment below the national average. A year of median rent ($1,052/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers, and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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