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Moving to
Ellicott City.
Ellicott City is an unincorporated community in Howard County, MD. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Ellicott City
Ellicott City is a large unincorporated community in Maryland with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Ellicott City deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and a rent burden that leaves many renters stretched thin.
The good
- Low unemployment in the county
- Higher-than-average incomes
- Clean air
- Highly educated workforce
- Low student-teacher ratio
The not so good
- Rent well above the national average
- High home prices
- Above-average commute times
- High rent burden for renters
- Cold winters
How Ellicott City compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Ellicott City
Based on Ellicott City's median rent, home value and household income
To rent
$4,122
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $82,440 a year
- 52% of Ellicott City renters spend 30% or more of their income on rent
To buy
$132,340
a 20% down payment on the median home
- With 10% down: $66,170
- Homes cost 4.2× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 46% above US
$2,061/mo median rent
Rent is expensive here, at $2,061 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $661,700. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $661,700 · 52% of renters cost-burdened
Job market
3.5% county unemployment
Unemployment in Howard County is 3.5%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Howard County (county-wide)
Safety
116 violent crimes per 100k, whole jurisdiction
Ellicott City doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Howard County Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 1483/100k · Policed by Howard County Police Department (county-wide rate) · 2025 data
Getting aroundNear US average
28 min average commute
Commutes run about average, at 28.2 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 27% work from home.
How workers get to work
Climate
Summers are warm, with highs around 87°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforce▲ 91% above US
69% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
13 public schools inside the boundary
There are 13 public schools inside the boundary and 6 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Star-Spangled Banner National Historic Trail (11 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Ellicott City's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,061/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit remote workers (27% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.
Other places near Ellicott City
All Maryland guides →Moving to Ilchester →
2 mi away · pop. 28,364
Rent $2,115/mo · Income $152,103
Compare with Ellicott City →Moving to Catonsville →
4 mi away · pop. 43,368
Rent $1,724/mo · Income $114,109
Compare with Ellicott City →Moving to Woodlawn CDP (Baltimore County) →
4 mi away · pop. 40,379
Rent $1,494/mo · Income $82,466
Compare with Ellicott City →Moving to Columbia →
5 mi away · pop. 104,338
Rent $2,042/mo · Income $131,490
Compare with Ellicott City →Not sure Ellicott City is the one?
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