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Owings Mills.

All Owings Mills data Compare Owings Mills

37,245people live here $96,243median household income▲ 19% above US $1,841median rent per month▲ 30% above US $361,000median home valueNear US average

Owings Mills is an unincorporated community in Baltimore County, MD. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Owings Mills

Owings Mills is an unincorporated community in Maryland with household incomes running above the national average, a highly educated workforce, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Owings Mills deals with rent well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.

The good

Higher-than-average incomes
Highly educated workforce
Average class sizes

The not so good

Rent well above the national average
Above-average commute times
Air quality concerns

How Owings Mills compares

Median household income

Owings Mills$96,243

Maryland avg$103,678

US$80,734

Median rent (per month)

Owings Mills$1,841

Maryland avg$1,705

US$1,413

Median home value

Owings Mills$361,000

Maryland avg$419,900

US$332,700

What it takes to move to Owings Mills

Based on Owings Mills's median rent, home value and household income

To rent

$3,682

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $73,640 a year
48% of Owings Mills renters spend 30% or more of their income on rent

To buy

$72,200

a 20% down payment on the median home

With 10% down: $36,100
Homes cost 3.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 30% above US

$1,841/mo median rent

Rent runs on the higher side, at $1,841 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $361,000. Buyers should expect to stretch their budget here.

Median home value $361,000 · 48% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Baltimore County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Baltimore County (county-wide)

Safety

401 violent crimes per 100k, whole jurisdiction

Owings Mills doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Baltimore County Police Department jurisdiction as a whole, which runs above the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 2400/100k · Policed by Baltimore County Police Department (county-wide rate) · 2025 data

Getting around▲ 13% above US

29 min average commute

Commutes run about average, at 29.4 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone

65%

Work from home

20%

Carpool

5.9%

Public transit

4.8%

Walk

2.5%

Other

2.1%

Climate

Summers are warm, with highs around 88°F, and winters are chilly but manageable, with lows around 32°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 31% above US

47% bachelor's degree or higher

The population is well-educated, with 47% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 7 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Hampton National Historic Site (11 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Owings Mills's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($1,841/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (20% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.

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