What it's like to live in North St. Paul
North St. Paul is a small city in Minnesota with home prices that remain within reach, crime rates well below the national average, commutes that run shorter than most cities, and schools with smaller class sizes than the national average.
Those factors carry real weight for anyone weighing where to move next. The tradeoffs are worth naming plainly.
The good
- Affordable home prices
- Low crime rates
- Short commutes
- Low student-teacher ratio
The not so good
- High rent burden for renters
- Cold, harsh winters
- Snowy winters — 40" per year
How North St. Paul compares
Median household income
Median rent (per month)
Median home value
What it takes to move to North St. Paul
Based on North St. Paul's median rent, home value and household income
To rent
$2,704
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $54,080 a year
- 54% of North St. Paul renters spend 30% or more of their income on rent
To buy
$59,700
a 20% down payment on the median home
- With 10% down: $29,850
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of livingNear US average
$1,352/mo median rent
Rent is pretty middle of the road, at $1,352 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $298,500. Not a steal, but not intimidating either.
Median home value $298,500 · 54% of renters cost-burdened
Job market
3.8% county unemployment
Unemployment in Ramsey County is 3.8%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Ramsey County (county-wide)
Safety▼ 31% below US
227 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 2491/100k · North St. Paul Police Department · 2025 data
Getting around▼ 17% below US
22 min average commute
Commutes are reasonable, averaging 21.7 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 13% work from home.
How workers get to work
Climate
Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 12°F.
Average month
30-year averages, 1991–2020
Education & workforce▼ 13% below US
31% bachelor's degree or higher
Education levels run about average, with 31% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
11 public schools inside the boundary
There are 11 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Mississippi National River & Recreation Area (7 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
North St. Paul's strongest points are home prices that remain within reach and crime rates well below the national average; the main tradeoffs are a rent burden that leaves many renters stretched thin and cold, harsh winters. A year of median rent ($1,352/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.
See all the data for North St. Paul →·All Minnesota cities →
Other places near North St. Paul
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