What it's like to live in Oakdale

Oakdale is a small city in Minnesota with household incomes running above the national average, crime rates well below the national average, a growing population, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Oakdale deals with a rent burden that leaves many renters stretched thin, cold, harsh winters, and snowy winters.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Growing population
  • Average class sizes

The not so good

  • High rent burden for renters
  • Cold, harsh winters
  • Snowy winters — 40" per year

How Oakdale compares

Median household income

Oakdale$93,772
Minnesota avg$89,062
US$80,734

Median rent (per month)

Oakdale$1,481
Minnesota avg$1,280
US$1,413

Median home value

Oakdale$318,100
Minnesota avg$329,300
US$332,700

What it takes to move to Oakdale

Based on Oakdale's median rent, home value and household income

To rent

$2,962

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $59,240 a year
  • 53% of Oakdale renters spend 30% or more of their income on rent

To buy

$63,620

a 20% down payment on the median home

  • With 10% down: $31,810
  • Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,481/mo median rent

Rent is pretty middle of the road, at $1,481 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $318,100. Not a steal, but not intimidating either.

Median home value $318,100 · 53% of renters cost-burdened

Job marketNear US average

4.0% unemployment

Unemployment here is 4.0%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 57% below US

142 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1418/100k · Oakdale Police Department · 2025 data

Getting aroundNear US average

24 min average commute

Commutes are reasonable, averaging 23.5 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone
68%
Work from home
20%
Carpool
9.3%
Other
1.8%
Walk
1.0%
Public transit
0.8%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 12°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 0.48" precipitationFeb: 0.52" precipitationMar: 1.43" precipitationApr: 2.58" precipitationMay: 3.97" precipitationJun: 4.63" precipitationJul: 3.97" precipitationAug: 4.10" precipitationSep: 3.08" precipitationOct: 2.47" precipitationNov: 1.32" precipitationDec: 0.65" precipitation9°JJan: high 24°F, low 9°FFFeb: high 29°F, low 13°FMMar: high 42°F, low 25°FAApr: high 57°F, low 37°FMMay: high 69°F, low 49°FJJun: high 79°F, low 59°F83°JJul: high 83°F, low 64°FAAug: high 80°F, low 62°FSSep: high 72°F, low 53°FOOct: high 58°F, low 40°FNNov: high 42°F, low 27°FDDec: high 29°F, low 15°F

30-year averages, 1991–2020

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (7 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Oakdale's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are a rent burden that leaves many renters stretched thin and cold, harsh winters. A year of median rent ($1,481/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime and remote workers (20% of workers here already work from home). It may be a harder fit for anyone who dislikes long, cold winters.

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