What it's like to live in Rosemount

Rosemount is a small city in Minnesota with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Rosemount deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and cold, harsh winters.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Fast-growing population
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • Cold, harsh winters
  • Snowy winters — 41" per year

How Rosemount compares

Median household income

Rosemount$129,625
Minnesota avg$89,062
US$80,734

Median rent (per month)

Rosemount$1,640
Minnesota avg$1,280
US$1,413

Median home value

Rosemount$424,100
Minnesota avg$329,300
US$332,700

What it takes to move to Rosemount

Based on Rosemount's median rent, home value and household income

To rent

$3,280

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $65,600 a year
  • 42% of Rosemount renters spend 30% or more of their income on rent

To buy

$84,820

a 20% down payment on the median home

  • With 10% down: $42,410
  • Homes cost 3.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 16% above US

$1,640/mo median rent

Rent runs on the higher side, at $1,640 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $424,100. Buyers should expect to stretch their budget here.

Median home value $424,100 · 42% of renters cost-burdened

Job market▼ 26% below US

3.2% unemployment

Unemployment here is 3.2%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 82% below US

60 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 451/100k · Rosemount Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 28.1 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 25% work from home.

How workers get to work

Drive alone
66%
Work from home
25%
Carpool
5.6%
Walk
1.5%
Public transit
1.0%
Other
0.7%

Climate

Summers are comfortable, with highs around 79°F, and winters are cold and harsh, with lows dropping to 7°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°5"Jan: 0.96" precipitationFeb: 0.90" precipitationMar: 1.80" precipitationApr: 3.10" precipitationMay: 4.32" precipitationJun: 4.88" precipitationJul: 4.51" precipitationAug: 4.43" precipitationSep: 3.44" precipitationOct: 2.86" precipitationNov: 1.71" precipitationDec: 1.21" precipitation3°JJan: high 22°F, low 3°FFFeb: high 27°F, low 7°FMMar: high 40°F, low 20°FAApr: high 56°F, low 34°FMMay: high 68°F, low 47°FJJun: high 77°F, low 57°F81°JJul: high 81°F, low 61°FAAug: high 79°F, low 58°FSSep: high 72°F, low 50°FOOct: high 59°F, low 37°FNNov: high 42°F, low 23°FDDec: high 28°F, low 11°F

30-year averages, 1991–2020

Education & workforce▲ 43% above US

52% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

12 public schools inside the boundary

There are 12 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (14 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Rosemount's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,640/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers, anyone prioritizing low crime, and remote workers (25% of workers here already work from home). It may be a harder fit for anyone who dislikes long, cold winters.

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