What it's like to live in Columbus

Columbus is a small city in Mississippi with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Columbus deals with household incomes below the national average, crime rates above the national average, a population that has been shrinking, and a poverty rate above the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • Shrinking population
  • High poverty rate
  • Hot summers
  • Above-average rainfall

How Columbus compares

Median household income

Columbus$42,235
Mississippi avg$56,447
US$80,734

Median rent (per month)

Columbus$897
Mississippi avg$954
US$1,413

Median home value

Columbus$125,700
Mississippi avg$169,800
US$332,700

What it takes to move to Columbus

Based on Columbus's median rent, home value and household income

To rent

$1,794

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $35,880 a year
  • 44% of Columbus renters spend 30% or more of their income on rent

To buy

$25,140

a 20% down payment on the median home

  • With 10% down: $12,570
  • Homes cost 3.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 37% below US

$897/mo median rent

Rent here is genuinely low, with median rent around $897 a month. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $125,700. That kind of affordability is rare in today's market.

Median home value $125,700 · 44% of renters cost-burdened

Job marketNear US average

4.4% unemployment

Unemployment here is 4.4%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 43% above US

470 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 1669/100k · Columbus Police Department · 2025 data

Getting around▼ 27% below US

19 min average commute

Commutes are reasonable, averaging 19 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 5% work from home.

How workers get to work

Drive alone
88%
Work from home
5.4%
Carpool
5.0%
Walk
1.5%
Other
0.3%

Climate

Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 38°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 5.45" precipitationFeb: 5.69" precipitationMar: 5.32" precipitationApr: 5.81" precipitationMay: 4.02" precipitationJun: 4.40" precipitationJul: 4.68" precipitationAug: 4.50" precipitationSep: 3.20" precipitationOct: 3.63" precipitationNov: 4.35" precipitationDec: 5.59" precipitation36°JJan: high 56°F, low 36°FFFeb: high 61°F, low 39°FMMar: high 70°F, low 46°FAApr: high 78°F, low 53°FMMay: high 85°F, low 62°FJJun: high 91°F, low 69°F94°JJul: high 94°F, low 73°FAAug: high 93°F, low 72°FSSep: high 88°F, low 66°FOOct: high 78°F, low 54°FNNov: high 67°F, low 43°FDDec: high 58°F, low 38°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 27% below US

26% bachelor's degree or higher

College degree attainment runs below average at 26%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

11 public schools inside the boundary

There are 11 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Natchez Trace Parkway (40 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Columbus's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($897/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes.

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