Moving to
Concord.

All Concord data Compare Concord

18,368people live here $89,038median household income▲ 10% above US $1,215median rent per month▼ 14% below US $303,600median home valueNear US average

Concord is an unincorporated community in St. Louis County, MO. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Concord

Concord is an unincorporated community in Missouri with rent below the national average, household incomes running above the national average, a highly educated workforce, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Concord deals with cold winters and a car-dependent commute, with few people using transit.

The good

Rent below the national average
Higher-than-average incomes
Highly educated workforce
Low student-teacher ratio

The not so good

Cold winters
Car-dependent — few commuters use transit

How Concord compares

Median household income

Concord$89,038

Missouri avg$70,702

US$80,734

Median rent (per month)

Concord$1,215

Missouri avg$1,033

US$1,413

Median home value

Concord$303,600

Missouri avg$230,300

US$332,700

What it takes to move to Concord

Based on Concord's median rent, home value and household income

To rent

$2,430

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $48,600 a year
36% of Concord renters spend 30% or more of their income on rent

To buy

$60,720

a 20% down payment on the median home

With 10% down: $30,360
Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 14% below US

$1,215/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,215 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $303,600. Not a steal, but not intimidating either.

Median home value $303,600 · 36% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in St. Louis County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

St. Louis County (county-wide)

Safety

440 violent crimes per 100k, whole jurisdiction

Concord doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the St. Louis County Police Department jurisdiction as a whole, which runs above the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1429/100k · Policed by St. Louis County Police Department (county-wide rate) · 2025 data

Getting aroundNear US average

24 min average commute

Commutes run about average, at 24.1 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 15% work from home.

How workers get to work

Drive alone

79%

Work from home

15%

Carpool

4.0%

Public transit

0.9%

Walk

0.8%

Other

0.4%

Climate

Summers are hot and humid, with highs regularly hitting 88°F, and winters are cold, with lows around 28°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 17% above US

42% bachelor's degree or higher

The population is well-educated, with 42% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Ulysses S Grant National Historic Site (3 miles away). There are 6 national parks and sites within a day's drive.

Bottom line

Concord's strongest points are rent below the national average and household incomes running above the national average; the main tradeoffs are cold winters and a car-dependent commute, with few people using transit. A year of median rent ($1,215/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, remote workers (15% of workers here already work from home), and college-educated professionals. It may be a harder fit for anyone who doesn't drive.

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