What it's like to live in Belgrade
Belgrade is a small city in Montana with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Belgrade deals with rent well above the national average, home prices well above the national average, cold, harsh winters, and heavy snowfall.
The good
- Low unemployment in the county
- Higher-than-average incomes
- Clean air
- Fast-growing population
- Average class sizes
The not so good
- Rent well above the national average
- High home prices
- Cold, harsh winters
- Heavy snowfall — 91" per year
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Belgrade compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Belgrade
Based on Belgrade's median rent, home value and household income
To rent
$3,754
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $75,080 a year
- 45% of Belgrade renters spend 30% or more of their income on rent
To buy
$107,040
a 20% down payment on the median home
- With 10% down: $53,520
- Homes cost 5.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 33% above US
$1,877/mo median rent
Rent runs on the higher side, at $1,877 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $535,200. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $535,200 · 45% of renters cost-burdened
Job market
2.5% county unemployment
Unemployment in Gallatin County is 2.5%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Gallatin County (county-wide)
SafetyNear US average
331 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 1420/100k · Belgrade Police Department · 2025 data
Getting aroundNear US average
25 min average commute
Commutes run about average, at 24.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 11% work from home.
How workers get to work
Climate
Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 11°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
38% bachelor's degree or higher
Education levels run about average, with 38% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
4 public schools inside the boundary
There are 4 public schools inside the boundary. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Grant-Kohrs Ranch National Historic Site (87 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Belgrade's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,877/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low). It may be a harder fit for renters on a tight budget, anyone who doesn't drive, and anyone who dislikes long, cold winters.
Other places near Belgrade
All Montana guides →Moving to Butte-Silver Bow →
72 mi away · pop. 35,052
Rent $856/mo · Income $61,857
Compare with Belgrade →Moving to Great Falls →
119 mi away · pop. 60,329
Rent $900/mo · Income $63,373
Compare with Belgrade →Not sure Belgrade is the one?
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