What it's like to live in Great Falls

Great Falls is a smaller city in Montana with rent below the national average, home prices that remain within reach, unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Great Falls deals with household incomes below the national average, crime rates above the national average, hospital ratings below the national average, and cold winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Below-average hospital ratings
  • Cold winters
  • Heavy snowfall — 66" per year
  • Smaller place — fewer dining and entertainment options

How Great Falls compares

Median household income

Great Falls$63,373
Montana avg$72,509
US$80,734

Median rent (per month)

Great Falls$900
Montana avg$1,081
US$1,413

Median home value

Great Falls$257,000
Montana avg$375,800
US$332,700

What it takes to move to Great Falls

Based on Great Falls's median rent, home value and household income

To rent

$1,800

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $36,000 a year
  • 44% of Great Falls renters spend 30% or more of their income on rent

To buy

$51,400

a 20% down payment on the median home

  • With 10% down: $25,700
  • Homes cost 4.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 36% below US

$900/mo median rent

Rent here is genuinely low, with median rent around $900 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $257,000. Not a steal, but not intimidating either.

Median home value $257,000 · 44% of renters cost-burdened

Job market▼ 23% below US

3.3% unemployment

Unemployment here is 3.3%, a little below the national average of 4.3%.

City-level (BLS)

Safety▲ 92% above US

631 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 3669/100k · Great Falls Police Department · 2025 data

Getting around▼ 43% below US

15 min average commute

Commutes run short here, averaging 14.9 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 7% work from home.

How workers get to work

Drive alone
79%
Carpool
9.7%
Work from home
6.8%
Walk
2.0%
Other
1.5%
Public transit
0.8%

Climate

Summers are warm, with highs around 82°F, and winters are cold and harsh, with lows dropping to 19°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°3"Jan: 0.61" precipitationFeb: 0.58" precipitationMar: 0.63" precipitationApr: 1.79" precipitationMay: 2.66" precipitationJun: 2.74" precipitationJul: 1.34" precipitationAug: 1.30" precipitationSep: 1.39" precipitationOct: 1.13" precipitationNov: 0.70" precipitationDec: 0.56" precipitation18°JJan: high 37°F, low 18°FFFeb: high 39°F, low 19°FMMar: high 48°F, low 25°FAApr: high 58°F, low 33°FMMay: high 67°F, low 42°FJJun: high 75°F, low 50°F86°JJul: high 86°F, low 55°FAAug: high 84°F, low 53°FSSep: high 73°F, low 45°FOOct: high 59°F, low 36°FNNov: high 45°F, low 26°FDDec: high 37°F, low 20°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 23% below US

28% bachelor's degree or higher

College degree attainment runs below average at 28%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

21 public schools inside the boundary

There are 21 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Bottom line

Great Falls's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($900/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers, and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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