What it's like to live in Eatontown
Eatontown is a small city in New Jersey with household incomes running above the national average, crime rates well below the national average, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Eatontown deals with home prices well above the national average, cold winters, above-average rainfall, and a car-dependent commute, with few people using transit.
The good
- Higher-than-average incomes
- Low crime rates
- Short commutes
- Low student-teacher ratio
The not so good
- High home prices
- Cold winters
- Above-average rainfall
- Car-dependent — few commuters use transit
How Eatontown compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Eatontown
Based on Eatontown's median rent, home value and household income
To rent
$3,202
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $64,040 a year
- 45% of Eatontown renters spend 30% or more of their income on rent
To buy
$98,480
a 20% down payment on the median home
- With 10% down: $49,240
- Homes cost 5.4× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 13% above US
$1,601/mo median rent
Rent is pretty middle of the road, at $1,601 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are steep, with a median around $492,400. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $492,400 · 45% of renters cost-burdened
Job market
4.7% county unemployment
Unemployment in Monmouth County is 4.7%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Monmouth County (county-wide)
Safety▼ 42% below US
191 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 1355/100k · Eatontown Police Department · 2025 data
Getting around▼ 15% below US
22 min average commute
Commutes are reasonable, averaging 22 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 12% work from home.
How workers get to work
Climate
Summers are warm, with highs around 81°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
38% bachelor's degree or higher
Education levels run about average, with 38% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
4 public schools inside the boundary
There are 4 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 10:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Gateway National Recreation Area (20 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Eatontown's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are home prices well above the national average and cold winters. A year of median rent ($1,601/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive.
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