Moving to
White Horse.

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10,507people live here $105,758median household income▲ 31% above US $2,046median rent per month▲ 45% above US $308,200median home valueNear US average

White Horse is an unincorporated community in Mercer County, NJ. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in White Horse

White Horse is an unincorporated community in New Jersey with household incomes running above the national average and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. White Horse deals with rent well above the national average, cold winters, and a car-dependent commute, with few people using transit.

The good

Higher-than-average incomes
Low student-teacher ratio

The not so good

Rent well above the national average
Cold winters
Car-dependent — few commuters use transit

How White Horse compares

Median household income

White Horse$105,758

New Jersey avg$103,556

US$80,734

Median rent (per month)

White Horse$2,046

New Jersey avg$1,720

US$1,413

Median home value

White Horse$308,200

New Jersey avg$454,400

US$332,700

What it takes to move to White Horse

Based on White Horse's median rent, home value and household income

To rent

$4,092

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $81,840 a year
35% of White Horse renters spend 30% or more of their income on rent

To buy

$61,640

a 20% down payment on the median home

With 10% down: $30,820
Homes cost 2.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 45% above US

$2,046/mo median rent

Rent is expensive here, at $2,046 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are reasonable, with a median around $308,200. Not a steal, but not intimidating either.

Median home value $308,200 · 35% of renters cost-burdened

Job market

5.3% county unemployment

Unemployment in Mercer County is 5.3%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Mercer County (county-wide)

Safety

160 violent crimes per 100k, whole jurisdiction

White Horse doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hamilton Township Police Department, Mercer County jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1980/100k · Policed by Hamilton Township Police Department, Mercer County (township-wide rate) · 2025 data

Getting aroundNear US average

24 min average commute

Commutes are reasonable, averaging 23.9 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone

78%

Work from home

12%

Carpool

5.3%

Other

3.3%

Public transit

1.3%

Walk

0.5%

Climate

Summers are warm, with highs around 84°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▼ 16% below US

30% bachelor's degree or higher

Education levels run about average, with 30% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 12:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Washington-Rochambeau Revolutionary Route National Historic Trail (10 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

White Horse's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and cold winters. A year of median rent ($2,046/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It may be a harder fit for renters on a tight budget and anyone who doesn't drive.

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