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Living in
White Horse.
White Horse is an unincorporated community in Mercer County, NJ. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in White Horse
White Horse is a community of 10,040 people in New Jersey. The median household income is $105,758, median rent runs about $2,046 per month, and median home values are around $308,200. The unemployment rate is 5.3%.
White Horse at a Glance
Population, income, housing and more
Median Age
43.4 yrs
Poverty Rate
2.6%
Foreign-Born
16.4%
Broadband Internet
92.4%
of households
Median household income
Demographics16.4% foreign-born, most often from Guatemala
Who lives in White Horse: race and ethnicity, ages, households, languages and countries of origin
In White Horse, the largest foreign-born group is from Guatemala (40.7%), and 21.0% of residents speak Spanish at home.
Under 18
18.0%
of residents
65 and Older
20.9%
of residents
Households with Kids
25.9%
anyone under 18
Living Alone
24.4%
of households
Married Couples
57.6%
of households
Avg Household Size
2.60
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 19% above NJ average
Rent, home values, and income in White Horse
In White Horse, rent runs 19% above the NJ average, and home values are 32% below the NJ average.
Median rent (per month)
Median home value
Rent Burdened
34.5%
spending 30%+ of income on rent
Severely Rent Burdened
10.1%
spending 50%+
Cost of Living Index
103.2
metro area (BEA) · US avg = 100
Median Property Tax
$6,816
per year, owner-occupied homes
Homeowners
89.0%
of occupied homes are owned
Typical Home Built
1959
median year built
Jobs & Economyunemployment about average for NJ
Unemployment in White Horse
Unemployment in Mercer County, which includes White Horse, is close to the NJ average.
Unemployment rate
White Horse: Mercer County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Mercer County (county-wide) · Annual averages
White Horse is about 3% of Mercer County’s population, so county-wide figures may differ from local conditions.
What White Horse Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute23.9 min avg
How White Horse residents get to work, and the nearest airports
In White Horse, most residents drive alone to work (78%), and 66% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 8 mi
Trenton Mercer Airport (TTN)
Regional airport · few flights162k passengers boarded in 2025
- 36 mi
Philadelphia International Airport (PHL)
Major hub14.8M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 51% below national average
Crime rates for 2025
Violent crime in the area policed by the Hamilton Township Police Department, Mercer County, which covers White Horse, runs 51% below the national average.
Violent Crime Rate
160.2
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,979.7
per 100,000 residents
Above average (1,552 national, 2025)
Policed by Hamilton Township Police Department, Mercer County (township-wide rate)
Natural DisastersThunderstorm Wind most common — 19 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
95.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Mercer County, county-wide · FEMA NRI December 2025
In Mercer County, which includes White Horse, the most common type is thunderstorm wind, with 19 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 19 | Dense Fog | None reported |
| 2024 | 21 | Dense Fog | $40,000 |
| 2023 | 26 | Thunderstorm Wind | $10,000 |
| 2022 | 18 | Winter Weather | None reported |
| 2021 | 30 | Thunderstorm Wind | $50.0M |
| 2020 | 18 | Thunderstorm Wind | None reported |
| 2019 | 23 | Thunderstorm Wind | None reported |
| 2018 | 21 | Flash Flood | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Mercer County, county-wide
White Horse is about 3% of Mercer County’s population, so county-wide figures may differ from local conditions.
Air Quality43 median AQI — Good
Days by air quality category (2025)
Air quality in Mercer County, which includes White Horse, is typically good — 255 good-air days per year.
Median AQI
43
Good Days
255
per year
Moderate Days
104
per year
Unhealthy Days
0
per year
Mercer County, county-wide
White Horse is about 3% of Mercer County’s population, so county-wide figures may differ from local conditions.
Climate84°F summers, 27°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
White Horse has warm summers (avg high 84°F) and cold winters (avg low 27°F).
Spring (Mar–May)
62°/42°F
avg high / low
Summer (Jun–Aug)
84°/64°F
avg high / low
Fall (Sep–Nov)
66°/47°F
avg high / low
Winter (Dec–Feb)
42°/27°F
avg high / low
Annual Precipitation
48.0"
Annual Snowfall
26.6"
Hot Days/Year
22
days above 90°F
Freeze Days/Year
97
days below 32°F
Rainy Days/Year
126
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 40°F | 24°F | 3.29" |
| Feb | 43°F | 26°F | 2.65" |
| Mar | 51°F | 33°F | 4.00" |
| Apr | 63°F | 42°F | 3.63" |
| May | 72°F | 52°F | 3.99" |
| Jun | 81°F | 61°F | 4.35" |
| Jul | 86°F | 67°F | 4.42" |
| Aug | 84°F | 65°F | 4.22" |
| Sep | 77°F | 58°F | 4.05" |
| Oct | 66°F | 46°F | 3.79" |
| Nov | 55°F | 36°F | 3.20" |
| Dec | 44°F | 29°F | 4.04" |
Healthcare
Hospitals, ratings, and health insurance in White Horse
Uninsured
7.1%
of residents
No hospitals inside White Horse's limits — nearest hospitals · within 15 miles
Robert Wood Johnson University Hospital at Hamilton
Acute Care Hospitals · ER available · 2.3 mi away · Hamilton
Capital Health Regional Medical Center
Acute Care Hospitals · ER available · 4.1 mi away · Trenton
Lower Bucks Hospital
Acute Care Hospitals · ER available · 10.4 mi away · Bristol
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education12.4:1 student/teacher ratio
Schools and degree attainment in White Horse
White Horse's student/teacher ratio is 12.4:1 (lower than the national average of 16:1), and 30.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
3
within city limits
Private Schools
3
within city limits
College Degree Rate
30.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
12.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near White Horse (within 15 miles)
Thomas Edison State University
4.1 mi awayPublic · 4-year · 6,707 students · in-state tuition $7,044 · 42% graduate · median earnings $75,164 (10 yrs after entry)
Private nonprofit · 4-year · 5,709 students · in-state tuition $65,510 · 98% graduate · median earnings $133,523 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Washington-Rochambeau Revolutionary Route National Historic Trail, 10 mi
Nearby national parks, recreation areas and public libraries for White Horse
White Horse has 8 nearby national parks or recreation areas, closest being Washington-Rochambeau Revolutionary Route National Historic Trail (10 mi away).
Nearby National Parks & Recreation Areas
Washington-Rochambeau Revolutionary Route National Historic Trail
National Historic Trail
10 mi awayNew Jersey Pinelands National Reserve
National Reserve
18 mi awayLower Delaware National Wild and Scenic River
National Wild and Scenic River
21 mi awayEdgar Allan Poe National Historic Site
National Historic Site
28 mi awayGloria Dei Church National Historic Site
National Historic Site
29 mi awayIndependence National Historical Park
National Historical Park
29 mi awayThaddeus Kosciuszko National Memorial
National Memorial
29 mi awayValley Forge National Historical Park
National Historical Park
40 mi awayCities Near White Horse
The closest cities within 60 miles
Planning a move to White Horse?
Read our full moving guide — what it's really like to live here.
White Horse FAQ
Is White Horse, New Jersey affordable?⌄
White Horse's median rent is $2,046/month, which is significantly above the national average. The median household income is $105,758/year. Median home value is $308,200.
Is White Horse, New Jersey safe?⌄
White Horse is policed by the Hamilton Township Police Department, Mercer County, whose violent crime rate across its service area was 160 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1980 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in White Horse, New Jersey?⌄
Mercer County, which includes White Horse, has an unemployment rate of 5.3%, which is slightly above the national average of 4.3%.
What is the cost of living in White Horse, New Jersey?⌄
The cost of living in White Horse is primarily driven by housing. Median rent is $2,046/month and median household income is $105,758/year. The median home value is $308,200. About 35% of renters spend more than 30% of their income on housing.
How is the commute in White Horse, New Jersey?⌄
The average commute in White Horse is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from