Jefferson Valley-Yorktown is an unincorporated community in Westchester County, NY. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Jefferson Valley-Yorktown

Jefferson Valley-Yorktown is an unincorporated community in New York with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Jefferson Valley-Yorktown deals with rent well above the national average, home prices well above the national average, long average commutes, and cold winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Clean air
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Long commutes
  • Cold winters
  • Snowy winters — 40" per year
  • Above-average rainfall

How Jefferson Valley-Yorktown compares

Median household income

Jefferson Valley-Yorktown$157,083
New York avg$85,974
US$80,734

Median rent (per month)

Jefferson Valley-Yorktown$2,106
New York avg$1,621
US$1,413

Median home value

Jefferson Valley-Yorktown$591,800
New York avg$423,800
US$332,700

What it takes to move to Jefferson Valley-Yorktown

Based on Jefferson Valley-Yorktown's median rent, home value and household income

To rent

$4,212

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $84,240 a year
  • 35% of Jefferson Valley-Yorktown renters spend 30% or more of their income on rent

To buy

$118,360

a 20% down payment on the median home

  • With 10% down: $59,180
  • Homes cost 3.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 49% above US

$2,106/mo median rent

Rent is expensive here, at $2,106 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $591,800. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $591,800 · 35% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Westchester County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Westchester County (county-wide)

Safety

53 violent crimes per 100k, whole jurisdiction

Jefferson Valley-Yorktown doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Yorktown Town Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 557/100k · Policed by Yorktown Town Police Department (township-wide rate) · 2025 data

Getting around▲ 48% above US

39 min average commute

Traffic is a real factor here. The 38.5 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 7% take public transit; 23% work from home.

How workers get to work

Drive alone
64%
Work from home
23%
Public transit
6.7%
Carpool
5.7%
Other
1.2%

Climate

Summers are warm, with highs around 82°F, and winters are cold, with lows around 20°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 3.61" precipitationFeb: 3.04" precipitationMar: 4.36" precipitationApr: 3.90" precipitationMay: 4.32" precipitationJun: 4.52" precipitationJul: 4.72" precipitationAug: 4.31" precipitationSep: 4.60" precipitationOct: 4.63" precipitationNov: 3.67" precipitationDec: 4.85" precipitation17°JJan: high 37°F, low 17°FFFeb: high 39°F, low 20°FMMar: high 48°F, low 26°FAApr: high 60°F, low 36°FMMay: high 71°F, low 47°FJJun: high 79°F, low 56°F84°JJul: high 84°F, low 61°FAAug: high 83°F, low 60°FSSep: high 75°F, low 52°FOOct: high 64°F, low 41°FNNov: high 52°F, low 32°FDDec: high 41°F, low 24°F

30-year averages, 1991–2020

Education & workforce▲ 51% above US

54% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary. The student-to-teacher ratio is 10:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Weir Farm National Historical Park (18 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Jefferson Valley-Yorktown's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,106/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), remote workers (23% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget and people who dread long commutes.

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