Mastic Beach is an unincorporated community in Suffolk County, NY. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Mastic Beach

Mastic Beach is an unincorporated community in New York with county unemployment below the national average and household incomes running above the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Mastic Beach deals with rent well above the national average, long average commutes, a poverty rate above the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Low unemployment in the county
  • Higher-than-average incomes

The not so good

  • Rent well above the national average
  • Long commutes
  • High poverty rate
  • High rent burden for renters
  • Cold winters
  • Smaller place — fewer dining and entertainment options

How Mastic Beach compares

Median household income

Mastic Beach$111,493
New York avg$85,974
US$80,734

Median rent (per month)

Mastic Beach$2,428
New York avg$1,621
US$1,413

Median home value

Mastic Beach$357,200
New York avg$423,800
US$332,700

What it takes to move to Mastic Beach

Based on Mastic Beach's median rent, home value and household income

To rent

$4,856

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $97,120 a year
  • 70% of Mastic Beach renters spend 30% or more of their income on rent

To buy

$71,440

a 20% down payment on the median home

  • With 10% down: $35,720
  • Homes cost 3.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 72% above US

$2,428/mo median rent

Rent is expensive here, at $2,428 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $357,200. Buyers should expect to stretch their budget here.

Median home value $357,200 · 70% of renters cost-burdened

Job market

3.5% county unemployment

Unemployment in Suffolk County is 3.5%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Suffolk County (county-wide)

Safety

48 violent crimes per 100k, whole jurisdiction

Mastic Beach doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Suffolk County Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 567/100k · Policed by Suffolk County Police Department (county-wide rate) · 2023 data

Getting around▲ 42% above US

37 min average commute

Traffic is a real factor here. The 36.8 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 9 in 10 workers drive to work; 7% work from home.

How workers get to work

Drive alone
85%
Work from home
6.7%
Carpool
4.4%
Public transit
2.5%
Other
1.1%
Walk
0.6%

Climate

Summers are warm, with highs around 80°F, and winters are cold, with lows around 26°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 2.97" precipitationFeb: 3.10" precipitationMar: 4.62" precipitationApr: 4.06" precipitationMay: 3.47" precipitationJun: 3.70" precipitationJul: 3.24" precipitationAug: 3.04" precipitationSep: 3.90" precipitationOct: 3.99" precipitationNov: 3.65" precipitationDec: 4.50" precipitation24°JJan: high 39°F, low 24°FFFeb: high 41°F, low 25°FMMar: high 47°F, low 31°FAApr: high 58°F, low 40°FMMay: high 68°F, low 49°FJJun: high 77°F, low 60°F83°JJul: high 83°F, low 66°FAAug: high 81°F, low 65°FSSep: high 74°F, low 57°FOOct: high 64°F, low 46°FNNov: high 54°F, low 37°FDDec: high 45°F, low 29°F

30-year averages, 1991–2020

Education & workforce▼ 32% below US

25% bachelor's degree or higher

College degree attainment runs below average at 25%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

0 public schools inside the boundary

No public school is located inside the boundary; students attend schools in the surrounding district.

Parks & recreation

The nearest national park or historic site is Fire Island National Seashore (10 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Mastic Beach's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and long average commutes. A year of median rent ($2,428/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for renters on a tight budget and people who dread long commutes.

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