What it's like to live in Rye

Rye is a small city in New York with county unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and air quality that stays clean most of the year. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Rye deals with rent well above the national average, home prices well above the national average, long average commutes, and cold winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Clean air
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Long commutes
  • Cold winters

How Rye compares

Median household income

Rye$239,815
New York avg$85,974
US$80,734

Median rent (per month)

Rye$3,500+
New York avg$1,621
US$1,413

The Census tops out at $3,500+ for rent; it doesn't publish exact figures above that.

Median home value

Rye$1,819,900
New York avg$423,800
US$332,700

What it takes to move to Rye

Based on Rye's median rent, home value and household income

To rent

$7,002

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $140,040 a year
  • 50% of Rye renters spend 30% or more of their income on rent

To buy

$363,980

a 20% down payment on the median home

  • With 10% down: $181,990
  • Homes cost 7.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingCensus top category

$3,500+/mo median rent

Rent is expensive here, at $3,500+ a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,819,900. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,819,900 · 50% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Westchester County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Westchester County (county-wide)

Safety▼ 98% below US

6 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 140/100k · Rye Police Department · 2025 data

Getting around▲ 53% above US

40 min average commute

Traffic is a real factor here. The 39.8 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 4 in 10 workers drive to work; 29% take public transit; 27% work from home.

How workers get to work

Drive alone
39%
Public transit
29%
Work from home
27%
Walk
2.9%
Other
1.9%
Carpool
1.7%

Climate

Summers are warm, with highs around 81°F, and winters are cold, with lows around 25°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.20" precipitationFeb: 2.53" precipitationMar: 4.11" precipitationApr: 4.20" precipitationMay: 3.94" precipitationJun: 4.25" precipitationJul: 4.07" precipitationAug: 4.36" precipitationSep: 4.94" precipitationOct: 4.33" precipitationNov: 3.64" precipitationDec: 4.18" precipitation22°JJan: high 37°F, low 22°FFFeb: high 40°F, low 24°FMMar: high 48°F, low 31°FAApr: high 59°F, low 40°FMMay: high 69°F, low 50°FJJun: high 78°F, low 59°F83°JJul: high 83°F, low 65°FAAug: high 81°F, low 64°FSSep: high 74°F, low 57°FOOct: high 63°F, low 46°FNNov: high 52°F, low 36°FDDec: high 42°F, low 28°F

30-year averages, 1991–2020

Education & workforce▲ 124% above US

81% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 10:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Saint Paul's Church National Historic Site (9 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Rye's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and remote workers (27% of workers here already work from home). It may be a harder fit for renters on a tight budget and people who dread long commutes.

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